German American Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	306.41	294.13	190.59	190.43	200.58	160.83
Net Interest Income Growth	44.42%	54.33%	0.08%	-5.06%	24.72%	3.60%
Non-Interest Income	69.7	67.31	62.66	60.26	59.13	59.46
Non-Interest Income Growth	13.00%	7.42%	3.98%	1.91%	-0.55%	9.16%
Revenues Before Loan Losses	376.11	361.44	253.25	250.69	259.72	220.29
Provision for Credit Losses	6.13	19.43	2.78	2.55	6.35	-6.5
Revenue	369.98	342.02	250.48	248.14	253.37	226.79
Revenue Growth (YoY)	44.15%	36.55%	0.94%	-2.06%	11.72%	18.02%
Compensation Expenses	108.01	107.74	82.26	83.24	84.15	68.57
Selling, General & Admin	41.12	-	42.18	38.84	42.9	33.07
Other Non-Interest Expenses	52.4	94.21	21.94	22.41	27.15	22.37
Total Non-Interest Expense	201.54	201.95	146.38	144.5	154.19	124.01
Pretax Income	168.45	140.07	104.1	103.65	99.18	102.79
Provision for Income Taxes	33.18	27.44	20.29	17.76	17.35	18.65
Net Income	135.27	112.64	83.81	85.89	81.83	84.14
Net Income to Common	135.27	112.64	83.81	85.89	81.83	84.14
Net Income Growth	79.63%	34.39%	-2.42%	4.96%	-2.75%	35.25%
Shares Outstanding (Basic)	37	37	30	30	29	27
Shares Outstanding (Diluted)	37	37	30	30	29	27
Shares Change (YoY)	21.24%	24.07%	0.33%	0.32%	11.03%	-0.01%
EPS (Basic)	3.61	3.06	2.83	2.91	2.78	3.17
EPS (Diluted)	3.61	3.06	2.83	2.91	2.78	3.17
EPS Growth	45.56%	8.13%	-2.75%	4.68%	-12.30%	35.47%
Shares Outstanding	37.57	37.5	29.68	29.58	29.49	26.55
Free Cash Flow	-	0	90.72	101.49	102.18	96.16
Free Cash Flow Growth	-	-	-10.61%	-0.68%	6.27%	12.67%
Free Cash Flow Per Share	-	-	3.06	3.43	3.47	3.62
Dividends Per Share	1.200	1.180	1.100	1.020	0.940	0.860
Dividend Growth	1.70%	7.27%	7.84%	8.51%	9.30%	10.26%
Profit Margin	36.56%	32.93%	33.46%	34.61%	32.30%	37.10%
FCF Margin	-	0.00%	36.22%	40.90%	40.33%	42.40%
EBITDA	-	0	9.28	9.56	10.12	8.77
EBITDA Margin	-	0.00%	3.70%	3.85%	3.99%	3.87%
Effective Tax Rate	19.70%	19.59%	19.49%	17.13%	17.50%	18.14%

SEC Filings: 10-K · 10-Q