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German American Bancorp, Inc. (GABC)

Stock Price: $29.73 USD -0.40 (-1.33%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 787.63M
Revenue (ttm) 187.10M
Net Income (ttm) 55.61M
Shares Out 26.50M
EPS (ttm) 2.15
PE Ratio 13.83
Forward PE 18.02
Dividend $0.76
Dividend Yield 2.56%

Stock Quote

Trading Day Oct 28, 2020
Last Price $29.73
Previous Close $30.13
Change ($) -0.40
Change (%) -1.33%
Day's Open 29.65
Day's Range 29.59 - 30.37
Day's Volume 47,313
52-Week Range 23.54 - 36.17

More Stats

Market Cap 787.63M
Enterprise Value 728.96M
Earnings Date (est) Feb 1, 2021
Ex-Dividend Date Aug 7, 2020
Shares Outstanding 26.50M
Float 24.55M
EPS (basic) 2.09
EPS (diluted) 2.15
FCF / Share 3.28
Dividend $0.76
Dividend Yield 2.56%
Earnings Yield 7.23%
FCF Yield 11.04%
Payout Ratio 34.40%
Shares Short 558,699
Short Ratio 9.42
Short % of Float 2.28%
Beta 0.83
PE Ratio 13.83
Forward PE 18.02
P/FCF Ratio 9.06
PS Ratio 4.21
PB Ratio 1.40
Revenue 187.10M
Operating Income 66.90M
Net Income 55.61M
Free Cash Flow 86.94M
Net Cash 58.67M
Net Cash / Share 2.21
Gross Margin 99.45%
Operating Margin 35.75%
Profit Margin 29.70%
FCF Margin 46.47%
ROA 1.24%
ROE 9.79%
ROIC 1.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (5)

Buy 0
Overweight 0
Hold 5
Underweight 0
Sell 0

Analyst Consensus: Hold

Price Target

$32.25*
(8.48% upside)
Low
32.0
Current: $29.73
High
33.0
Target: 32.25
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue18515013012610398.1391.7885.6578.7660.39
Revenue Growth23.92%15.07%3.42%22.06%4.96%6.91%7.16%8.75%30.42%-
Gross Profit18515013012610398.1391.7885.6578.7660.39
Operating Income71.2456.0652.2149.1341.6740.4136.8834.7227.9819.03
Net Income59.2246.5340.6835.1830.0628.3425.4124.0620.2513.41
Shares Outstanding26.6624.9622.9322.8919.9119.8219.7518.9518.8916.66
Earnings Per Share2.291.991.771.571.511.431.321.271.070.81
EPS Growth15.08%12.43%12.74%3.97%5.82%8.11%4.18%18.08%32.96%-
Dividend Per Share0.680.600.520.480.450.430.400.370.370.37
Dividend Growth13.33%16.05%7.71%5.96%6.09%6.75%7.24%0%0%-
Operating Cash Flow65.2362.3354.8841.9131.2736.4741.6742.0026.6217.23
Capital Expenditures-7.61-14.75-11.18-5.23-1.61-3.03-3.57-3.62-3.95-1.46
Free Cash Flow57.6247.5843.7036.6829.6533.4438.1038.3822.6615.76
Cash & Equivalents10496.5570.3664.8252.0142.4560.1349.0961.1019.27
Total Debt350376275258273206141161131154
Net Cash / Debt-246-280-205-193-221-164-80.64-112-69.89-134
Assets4,3983,9293,1442,9562,3742,2372,1642,0061,8741,376
Liabilities3,8243,4702,7802,6262,1212,0081,9641,8211,7061,254
Book Value574459365330252229200185168122
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name German American Bancorp, Inc.
Country United States
Employees 821
CEO Mark A. Schroeder

Stock Information

Ticker Symbol GABC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: GABC

Description

German American Bancorp operates as the bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Trust and Investment Advisory Services, and Insurance Operations. The Core Banking segment accepts various deposit products from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Trust and Investment Advisory Services segment provides trust, investment advisory, and brokerage services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of March 19, 2020, the company operated 76 banking offices in 20 contiguous southern Indiana counties; seven counties in Kentucky; and one county in Tennessee. German American Bancorp, Inc. was founded in 1910 and is headquartered in Jasper, Indiana.