German American Bancorp, Inc. (GABC)
Stock Price:
$29.73 USD
-0.40 (-1.33%)
Updated Oct 28, 2020 4:00 PM EDT - Market closed
Key Info
| Market Cap |
787.63M |
| Revenue (ttm) |
187.10M |
| Net Income (ttm) |
55.61M |
| Shares Out |
26.50M |
| EPS (ttm) |
2.15 |
| PE Ratio |
13.83 |
| Forward PE |
18.02 |
| Dividend |
$0.76 |
| Dividend Yield |
2.56% |
Stock Quote
| Trading Day |
Oct 28, 2020 |
| Last Price |
$29.73 |
| Previous Close |
$30.13 |
| Change ($) |
-0.40 |
| Change (%) |
-1.33% |
| Day's Open |
29.65 |
| Day's Range |
29.59 - 30.37 |
| Day's Volume |
47,313 |
| 52-Week Range |
23.54 - 36.17 |
More Stats
| Market Cap |
787.63M |
| Enterprise Value |
728.96M |
| Earnings Date (est) |
Feb 1, 2021 |
| Ex-Dividend Date |
Aug 7, 2020 |
| Shares Outstanding |
26.50M |
| Float |
24.55M |
| EPS (basic) |
2.09 |
| EPS (diluted) |
2.15 |
| FCF / Share |
3.28 |
| Dividend |
$0.76 |
| Dividend Yield |
2.56% |
| Earnings Yield |
7.23% |
| FCF Yield |
11.04% |
| Payout Ratio |
34.40% |
| Shares Short |
558,699 |
| Short Ratio |
9.42 |
| Short % of Float |
2.28% |
| Beta |
0.83 |
| PE Ratio |
13.83 |
| Forward PE |
18.02 |
| P/FCF Ratio |
9.06 |
| PS Ratio |
4.21 |
| PB Ratio |
1.40 |
| Revenue |
187.10M |
| Operating Income |
66.90M |
| Net Income |
55.61M |
| Free Cash Flow |
86.94M |
| Net Cash |
58.67M |
| Net Cash / Share |
2.21 |
| Gross Margin |
99.45% |
| Operating Margin |
35.75% |
| Profit Margin |
29.70% |
| FCF Margin |
46.47% |
| ROA |
1.24% |
| ROE |
9.79% |
| ROIC |
1.50% |
Stats based on trailing-twelve-month (ttm) numbers.
Analyst Forecasts
Analyst Ratings (5)
| Buy |
0 |
| Overweight |
0 |
| Hold |
5 |
| Underweight |
0 |
| Sell |
0 |
Price Target
$32.25*
(8.48% upside)
Low
32.0
Current: $29.73
High
33.0
Target: 32.25
*Average 12-month price target from 4 stock analysts.
Financial Performance
Financial numbers in millions USD.
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|
| Revenue | 185 | 150 | 130 | 126 | 103 | 98.13 | 91.78 | 85.65 | 78.76 | 60.39 |
| Revenue Growth | 23.92% | 15.07% | 3.42% | 22.06% | 4.96% | 6.91% | 7.16% | 8.75% | 30.42% | - |
| Gross Profit | 185 | 150 | 130 | 126 | 103 | 98.13 | 91.78 | 85.65 | 78.76 | 60.39 |
| Operating Income | 71.24 | 56.06 | 52.21 | 49.13 | 41.67 | 40.41 | 36.88 | 34.72 | 27.98 | 19.03 |
| Net Income | 59.22 | 46.53 | 40.68 | 35.18 | 30.06 | 28.34 | 25.41 | 24.06 | 20.25 | 13.41 |
| Shares Outstanding | 26.66 | 24.96 | 22.93 | 22.89 | 19.91 | 19.82 | 19.75 | 18.95 | 18.89 | 16.66 |
| Earnings Per Share | 2.29 | 1.99 | 1.77 | 1.57 | 1.51 | 1.43 | 1.32 | 1.27 | 1.07 | 0.81 |
| EPS Growth | 15.08% | 12.43% | 12.74% | 3.97% | 5.82% | 8.11% | 4.18% | 18.08% | 32.96% | - |
| Dividend Per Share | 0.68 | 0.60 | 0.52 | 0.48 | 0.45 | 0.43 | 0.40 | 0.37 | 0.37 | 0.37 |
| Dividend Growth | 13.33% | 16.05% | 7.71% | 5.96% | 6.09% | 6.75% | 7.24% | 0% | 0% | - |
| Operating Cash Flow | 65.23 | 62.33 | 54.88 | 41.91 | 31.27 | 36.47 | 41.67 | 42.00 | 26.62 | 17.23 |
| Capital Expenditures | -7.61 | -14.75 | -11.18 | -5.23 | -1.61 | -3.03 | -3.57 | -3.62 | -3.95 | -1.46 |
| Free Cash Flow | 57.62 | 47.58 | 43.70 | 36.68 | 29.65 | 33.44 | 38.10 | 38.38 | 22.66 | 15.76 |
| Cash & Equivalents | 104 | 96.55 | 70.36 | 64.82 | 52.01 | 42.45 | 60.13 | 49.09 | 61.10 | 19.27 |
| Total Debt | 350 | 376 | 275 | 258 | 273 | 206 | 141 | 161 | 131 | 154 |
| Net Cash / Debt | -246 | -280 | -205 | -193 | -221 | -164 | -80.64 | -112 | -69.89 | -134 |
| Assets | 4,398 | 3,929 | 3,144 | 2,956 | 2,374 | 2,237 | 2,164 | 2,006 | 1,874 | 1,376 |
| Liabilities | 3,824 | 3,470 | 2,780 | 2,626 | 2,121 | 2,008 | 1,964 | 1,821 | 1,706 | 1,254 |
| Book Value | 574 | 459 | 365 | 330 | 252 | 229 | 200 | 185 | 168 | 122 |
Numbers in millions USD, except per-share numbers.
Company Details
| Full Name |
German American Bancorp, Inc. |
| Country |
United States |
| Employees |
821 |
| CEO |
Mark A. Schroeder |
Stock Information
| Ticker Symbol |
GABC |
| Stock Exchange |
NASDAQ |
| Sector |
Financial Services |
| Industry |
Banks—Regional |
| Unique Identifier |
NASDAQ: GABC |
Description
German American Bancorp operates as the bank holding company for German American Bank that provides retail and commercial banking services. The company operates through three segments: Core Banking, Trust and Investment Advisory Services, and Insurance Operations. The Core Banking segment accepts various deposit products from the general public; and originates consumer, commercial and agricultural, commercial and agricultural real estate, and residential mortgage loans, as well as sells residential mortgage loans in the secondary market. The Trust and Investment Advisory Services segment provides trust, investment advisory, and brokerage services. The Insurance Operations segment offers a range of personal and corporate property and casualty insurance products. As of March 19, 2020, the company operated 76 banking offices in 20 contiguous southern Indiana counties; seven counties in Kentucky; and one county in Tennessee. German American Bancorp, Inc. was founded in 1910 and is headquartered in Jasper, Indiana.