German American Bancorp, Inc. (GABC)
NASDAQ: GABC · Real-Time Price · USD
49.58
+0.72 (1.47%)
Sep 2, 2026, 4:00 PM EDT - Market closed
German American Bancorp Financials Overview
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 379.75 | 342.02 | 250.48 | 248.14 | 253.37 | 226.79 |
Revenue Growth | 35.10% | 36.55% | 0.94% | -2.06% | 11.72% | 18.02% |
Net Income Net Income Growth | 142.08 | 112.64 | 83.81 | 85.89 | 81.83 | 84.14 |
Earnings Per Share EPS Growth | 3.79 | 3.06 | 2.83 | 2.91 | 2.78 | 3.17 |
EPS Growth | 44.54% | 8.28% | -2.74% | 4.63% | -12.40% | 35.47% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Core Banking Core Banking Growth | 317.55 | 285.45 | 196.36 | 195.03 | 201.76 | 180.43 |
Wealth Management Services Wealth Management Services Growth | 18.73 | 17.16 | 14.57 | 11.85 | 10.13 | 10.37 |
Other Other Growth | -4.58 | -6.58 | -5.64 | -4.96 | -3.75 | -2.62 |
Unallocated Other Revenues Unallocated Other Revenues Growth | 48.06 | 45.99 | 40.81 | 36.59 | 35.22 | - |
Elimination of Intercompany Revenues Elimination of Intercompany Revenues Growth | -0.37 | -0.42 | -0.44 | -0.33 | -0.13 | - |
Insurance Insurance Growth | - | - | 4.38 | 9.63 | 10 | 9.26 |
Total Total Growth | 379.38 | 341.6 | 250.04 | 247.82 | 253.24 | 197.43 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 97.95 | 123.03 | 195.73 | 123.29 | 127.78 | 402.15 |
Total Debt Total Debt Growth | 177.47 | 192.66 | 221.09 | 206.74 | 220 | 163.17 |
Net Cash (Debt) Net Cash Growth | -79.52 | -69.63 | -25.36 | -83.45 | -92.22 | 238.98 |
Net Cash Growth | - | - | - | - | - | 66.44% |
Net Cash Per Share Net Cash Per Share Growth | -2.12 | -1.89 | -0.86 | -2.82 | -3.13 | 9.01 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 189.63 | 159.32 | 95.76 | 107.23 | 110.04 | 100.84 |
Capital Expenditures CapEx Growth | -7.23 | -5.32 | -5.05 | -5.75 | -7.85 | -4.69 |
Free Cash Flow Free Cash Flow Growth | 182.4 | 154 | 90.72 | 101.49 | 102.18 | 96.16 |
Free Cash Flow Growth | 60.14% | 69.76% | -10.61% | -0.68% | 6.27% | 12.67% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 37.41% | 32.93% | 33.46% | 34.61% | 32.30% | 37.10% |
FCF Margin | 48.03% | 45.03% | 36.22% | 40.90% | 40.33% | 42.40% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 1.240 | 1.180 | 1.100 | 1.020 | 0.940 | 0.860 |
Dividend Per Share Growth | 7.02% | 7.27% | 7.84% | 8.51% | 9.30% | 10.26% |
Dividend Yield | 2.50% | 3.07% | 2.88% | 3.41% | 2.82% | 2.53% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.10 | 13.04 | 14.24 | 11.16 | 13.44 | 12.30 |
Forward PE | 12.34 | 10.79 | 13.30 | 12.53 | 11.11 | 13.73 |
P/FCF Ratio | 10.21 | 9.54 | 13.16 | 9.45 | 10.76 | 10.76 |
PS Ratio | 4.91 | 4.30 | 4.77 | 3.86 | 4.34 | 4.56 |