German American Bancorp, Inc. (GABC)

NASDAQ: GABC · Real-Time Price · USD

49.60

-0.63 (-1.25%)

At close: Nov 3, 2026, 4:00 PM EST

49.60

0.00 (0.00%)

After-hours: Nov 3, 2026, 4:10 PM EST

German American Bancorp Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	387.04	342.02	250.48	248.14	253.37	226.79
Revenue Growth	23.74%	36.55%	0.94%	-2.06%	11.72%	18.02%
Net Income	145.64	112.64	83.81	85.89	81.83	84.14
Earnings Per Share	3.88	3.06	2.83	2.91	2.78	3.17
EPS Growth	34.93%	8.28%	-2.74%	4.63%	-12.40%	35.47%

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Core Banking	285.45	196.36	195.03	201.76	180.43
Wealth Management Services	17.16	14.57	11.85	10.13	10.37
Other	-6.58	-5.64	-4.96	-3.75	-2.62
Unallocated Other Revenues	45.99	40.81	36.59	35.22	-
Elimination of Intercompany Revenues	-0.42	-0.44	-0.33	-0.13	-
Insurance	-	4.38	9.63	10	9.26
Total	341.6	250.04	247.82	253.24	197.43

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	68.53	123.03	195.73	123.29	127.78	402.15
Total Debt	268.12	192.66	221.09	206.74	220	163.17
Net Cash (Debt)	-199.6	-69.63	-25.36	-83.45	-92.22	238.98
Net Cash Growth	-	-	-	-	-	66.44%
Net Cash Per Share	-5.32	-1.89	-0.86	-2.82	-3.13	9.01

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-	159.32	95.76	107.23	110.04	100.84
Capital Expenditures	-	-5.32	-5.05	-5.75	-7.85	-4.69
Free Cash Flow	-	154	90.72	101.49	102.18	96.16
Free Cash Flow Growth	-	69.76%	-10.61%	-0.68%	6.27%	12.67%

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	37.63%	32.93%	33.46%	34.61%	32.30%	37.10%
FCF Margin	-	45.03%	36.22%	40.90%	40.33%	42.40%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.240	1.180	1.100	1.020	0.940	0.860
Dividend Per Share Growth	6.90%	7.27%	7.84%	8.51%	9.30%	10.26%
Dividend Yield	2.50%	3.01%	2.73%	3.15%	2.52%	2.21%

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 3, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	12.78	13.04	14.24	11.16	13.44	12.30
Forward PE	12.09	10.79	13.30	12.53	11.11	13.73
P/FCF Ratio	10.24	9.54	13.16	9.45	10.76	10.76
PS Ratio	4.83	4.30	4.77	3.86	4.34	4.56