German American Bancorp, Inc. (GABC)
NASDAQ: GABC · Real-Time Price · USD
49.60
-0.63 (-1.25%)
At close: Nov 3, 2026, 4:00 PM EST
49.60
0.00 (0.00%)
After-hours: Nov 3, 2026, 4:10 PM EST
German American Bancorp Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 68.53 | 118.38 | 188.79 | 115.33 | 117.38 | 396.89 |
Investment Securities | 1,604 | 938.71 | 815.96 | 952.65 | 1,048 | 1,099 |
Trading Asset Securities | - | 4.14 | 6.44 | 7.46 | 9.9 | 4.52 |
Mortgage-Backed Securities | - | 719.54 | 702.18 | 645.04 | 714.68 | 791.95 |
Total Investments | 1,604 | 1,662 | 1,525 | 1,605 | 1,772 | 1,895 |
Gross Loans | 5,998 | 5,884 | 4,133 | 3,978 | 3,789 | 3,008 |
Allowance for Loan Losses | -79.29 | -77.69 | -44.44 | -43.77 | -44.17 | -37.02 |
Other Adjustments to Gross Loans | -9.11 | -9.35 | -8.37 | -6.82 | -3.71 | -3.66 |
Net Loans | 5,910 | 5,797 | 4,080 | 3,927 | 3,741 | 2,967 |
Property, Plant & Equipment | 136.94 | 139 | 104.05 | 106.78 | 112.24 | 88.86 |
Goodwill | - | 375.47 | 179.03 | 180.36 | 180.36 | 121.76 |
Other Intangible Assets | 402.08 | 33.79 | 4.02 | 6.31 | 9.43 | 5.85 |
Loans Held for Sale | 6.11 | 7.82 | 8.24 | 5.23 | 8.6 | 10.59 |
Accrued Interest Receivable | - | 39 | 31.28 | 30.6 | 27.74 | 20.23 |
Other Real Estate Owned & Foreclosed | - | 0.07 | - | - | - | - |
Other Long-Term Assets | 265.91 | 197.77 | 161.04 | 160.46 | 172.03 | 88.84 |
Total Assets | 8,411 | 8,389 | 6,296 | 6,152 | 6,156 | 5,609 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 4,067 | 4,596 | 3,576 | 3,482 | 3,587 | 3,159 |
Institutional Deposits | 905.72 | 448.7 | 353.96 | 277.57 | 71.08 | 56.2 |
Non-Interest Bearing Deposits | 1,963 | 1,945 | 1,399 | 1,493 | 1,692 | 1,529 |
Total Deposits | 6,937 | 6,990 | 5,329 | 5,253 | 5,350 | 4,744 |
Short-Term Borrowings | - | 48.06 | 63.34 | 73.44 | 110.91 | 73.09 |
Current Portion of Leases | - | 2.07 | - | - | - | - |
Accrued Interest Payable | - | 44.05 | 30.68 | 7.07 | 1.51 | 0.61 |
Long-Term Debt | 268.12 | - | 39.63 | 39.55 | 39.46 | 39.38 |
Federal Home Loan Bank Debt, Long-Term | - | 100 | 75 | 50 | 25 | 25 |
Long-Term Leases | - | 5.84 | 6.89 | 7.98 | 9.3 | 9.28 |
Trust Preferred Securities | - | 36.69 | 36.24 | 35.78 | 35.33 | 16.43 |
Other Long-Term Liabilities | 52.79 | - | - | 21.86 | 26.03 | 31.98 |
Total Liabilities | 7,257 | 7,226 | 5,581 | 5,489 | 5,598 | 4,940 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 746.49 | 37.5 | 29.68 | 29.59 | 29.49 | 26.55 |
Additional Paid-In Capital | - | 706.82 | 392.27 | 389.41 | 387.17 | 276.06 |
Retained Earnings | 658.14 | 582.95 | 513.59 | 461.62 | 405.17 | 350.36 |
Comprehensive Income & Other | -250.76 | -164.93 | -220.46 | -217.06 | -263.44 | 15.48 |
Shareholders' Equity | 1,154 | 1,162 | 715.07 | 663.56 | 558.39 | 668.46 |
Total Liabilities & Equity | 8,411 | 8,389 | 6,296 | 6,152 | 6,156 | 5,609 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 268.12 | 192.66 | 221.09 | 206.74 | 220 | 163.17 |
Net Cash (Debt) | -199.6 | -69.63 | -25.36 | -83.45 | -92.22 | 238.98 |
Net Cash Growth | - | - | - | - | - | 66.44% |
Net Cash Per Share | -5.32 | -1.89 | -0.86 | -2.82 | -3.13 | 9.01 |
Filing Date Shares Outstanding | 37.58 | 37.5 | 37.42 | 29.58 | 29.49 | 29.42 |
Total Common Shares Outstanding | 37.58 | 37.5 | 29.68 | 29.58 | 29.49 | 26.55 |
Book Value Per Share | 30.71 | 31.00 | 24.09 | 22.43 | 18.93 | 25.17 |
Tangible Book Value | 751.8 | 753.07 | 532.02 | 476.89 | 368.61 | 540.85 |
Tangible Book Value Per Share | 20.01 | 20.08 | 17.93 | 16.12 | 12.50 | 20.37 |