German American Bancorp, Inc. (GABC)
NASDAQ: GABC · Real-Time Price · USD
49.58
+0.72 (1.47%)
Sep 2, 2026, 4:00 PM EDT - Market closed

German American Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
1,8631,4691,1949591,1001,035
Market Cap Growth
18.94%23.06%24.53%-12.84%6.28%18.04%
Last Close Price
49.5838.3938.2629.9233.3334.00

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
13.1013.0414.2411.1613.4412.30
PS Ratio
4.914.304.773.864.344.56
PB Ratio
1.541.261.671.451.971.55
P/FCF Ratio
10.219.5413.169.4510.7610.76
P/OCF Ratio
9.839.2212.478.949.9910.26

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.150.170.310.310.390.24
Debt / FCF Ratio
0.971.252.442.042.151.70
Net Debt / Equity Ratio
0.070.060.040.130.17-0.36
Net Debt / FCF Ratio
0.440.450.280.820.90-2.48
Return on Equity (ROE)
12.46%12.00%12.16%14.06%13.34%13.01%
Return on Assets (ROA)
1.70%1.53%1.35%1.40%1.39%1.59%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.63%7.67%7.02%8.96%7.44%8.13%
FCF Yield
9.79%10.48%7.60%10.59%9.29%9.29%
Dividend Yield
2.50%3.07%2.88%3.41%2.82%2.53%
Payout Ratio
32.75%38.42%38.00%34.27%33.02%26.41%
Buyback Yield / Dilution
-14.11%-24.07%-0.33%-0.32%-11.03%0.01%
Total Shareholder Return
-11.61%-21.00%2.54%3.09%-8.21%2.54%
SEC Filings: 10-K · 10-Q