German American Bancorp, Inc. (GABC)
NASDAQ: GABC · Real-Time Price · USD
48.79
+0.05 (0.10%)
Oct 14, 2026, 4:00 PM EDT - Market closed

German American Bancorp Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
1,8331,4691,1949591,1001,035
Market Cap Growth
30.68%23.06%24.53%-12.84%6.28%18.04%
Last Close Price
48.7438.3938.2629.9233.3334.00

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.8913.0414.2411.1613.4412.30
PS Ratio
4.834.304.773.864.344.56
PB Ratio
1.511.261.671.451.971.55
P/FCF Ratio
10.059.5413.169.4510.7610.76
P/OCF Ratio
9.679.2212.478.949.9910.26

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.150.170.310.310.390.24
Debt / FCF Ratio
0.971.252.442.042.151.70
Net Debt / Equity Ratio
0.070.060.040.130.17-0.36
Net Debt / FCF Ratio
0.440.450.280.820.90-2.48
Return on Equity (ROE)
12.46%12.00%12.16%14.06%13.34%13.01%
Return on Assets (ROA)
1.70%1.53%1.35%1.40%1.39%1.59%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
7.75%7.67%7.02%8.96%7.44%8.13%
FCF Yield
9.95%10.48%7.60%10.59%9.29%9.29%
Dividend Yield
2.54%3.01%2.73%3.15%2.52%2.21%
Payout Ratio
32.75%38.42%38.00%34.27%33.02%26.41%
Buyback Yield / Dilution
-14.11%-24.07%-0.33%-0.32%-11.03%0.01%
Total Shareholder Return
-11.57%-21.06%2.40%2.83%-8.51%2.21%
SEC Filings: 10-K · 10-Q