German American Bancorp, Inc. (GABC)
Total Valuation
GABC has a market cap or net worth of $1.00 billion. The enterprise value is $1.08 billion.
Market Cap | 1.00B |
Enterprise Value | 1.08B |
Important Dates
The next estimated earnings date is Monday, April 22, 2024, after market close.
Earnings Date | Apr 22, 2024 |
Ex-Dividend Date | Feb 8, 2024 |
Share Statistics
GABC has 29.58 million shares outstanding. The number of shares has increased by 0.31% in one year.
Shares Outstanding | 29.58M |
Shares Change (YoY) | +0.31% |
Shares Change (QoQ) | +0.01% |
Owned by Insiders (%) | 5.59% |
Owned by Institutions (%) | 48.24% |
Float | 28.01M |
Valuation Ratios
The trailing PE ratio is 11.71 and the forward PE ratio is 12.96. GABC's PEG ratio is 2.43.
PE Ratio | 11.71 |
Forward PE | 12.96 |
PS Ratio | 4.03 |
Forward PS | 3.88 |
PB Ratio | 1.51 |
P/FCF Ratio | 9.52 |
PEG Ratio | 2.43 |
Enterprise Valuation
The stock's EV/EBITDA ratio is 9.54, with an EV/FCF ratio of 10.27.
EV / Earnings | 12.57 |
EV / Sales | 4.35 |
EV / EBITDA | 9.54 |
EV / EBIT | 10.42 |
EV / FCF | 10.27 |
Financial Position
Current Ratio | n/a |
Quick Ratio | n/a |
Debt / Equity | 0.29 |
Debt / EBITDA | 1.71 |
Debt / FCF | 1.84 |
Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 14.30% and return on invested capital (ROIC) is 10.02%.
Return on Equity (ROE) | 14.30% |
Return on Assets (ROA) | 1.40% |
Return on Capital (ROIC) | 10.02% |
Revenue Per Employee | $295,410 |
Profits Per Employee | $102,248 |
Employee Count | 840 |
Asset Turnover | 0.04 |
Inventory Turnover | n/a |
Taxes
In the past 12 months, GABC has paid $17.76 million in taxes.
Income Tax | 17.76M |
Effective Tax Rate | 17.13% |
Stock Price Statistics
The stock price has increased by +0.39% in the last 52 weeks. The beta is 0.60, so GABC's price volatility has been lower than the market average.
Beta (1Y) | 0.60 |
52-Week Price Change | +0.39% |
50-Day Moving Average | 32.43 |
200-Day Moving Average | 29.89 |
Relative Strength Index (RSI) | 61.93 |
Average Volume (30 Days) | 114,503 |
Short Selling Information
The latest short interest is 1.13 million, so 3.83% of the outstanding shares have been sold short.
Short Interest | 1.13M |
Short Previous Month | 1.02M |
Short % of Shares Out | 3.83% |
Short % of Float | 4.04% |
Short Ratio (days to cover) | 12.14 |
Income Statement
In the last 12 months, GABC had revenue of $248.14 million and earned $85.89 million in profits. Earnings per share was $2.91.
Revenue | 248.14M |
Gross Profit | 248.14M |
Operating Income | 103.65M |
Pretax Income | 103.65M |
Net Income | 85.89M |
EBITDA | 113.21M |
EBIT | 103.65M |
Earnings Per Share (EPS) | $2.91 |
Balance Sheet
The company has $115.33 million in cash and $193.94 million in debt, giving a net cash position of -$78.61 million or -$2.66 per share.
Cash & Cash Equivalents | 115.33M |
Total Debt | 193.94M |
Net Cash | -78.61M |
Net Cash Per Share | -$2.66 |
Equity / Book Value | 663.56M |
Book Value Per Share | 22.43 |
Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $107.23 million and capital expenditures -$2.12 million, giving a free cash flow of $105.12 million.
Operating Cash Flow | 107.23M |
Capital Expenditures | -2.12M |
Free Cash Flow | 105.12M |
FCF Per Share | $3.55 |
Margins
Gross margin is 100.00%, with operating and profit margins of 41.77% and 34.61%.
Gross Margin | 100.00% |
Operating Margin | 41.77% |
Pretax Margin | 41.77% |
Profit Margin | 34.61% |
EBITDA Margin | 45.62% |
EBIT Margin | 41.77% |
FCF Margin | 42.36% |
Dividends & Yields
This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.12%.
Dividend Per Share | $1.08 |
Dividend Yield | 3.12% |
Dividend Growth (YoY) | 8.51% |
Years of Dividend Growth | 11 |
Payout Ratio | 37.11% |
Buyback Yield | -0.31% |
Shareholder Yield | 2.86% |
Earnings Yield | 8.58% |
FCF Yield | 10.50% |
Analyst Forecast
The average price target for GABC is $37.50, which is 8.23% higher than the current price. The consensus rating is "Buy".
Price Target | $37.50 |
Price Target Difference | 8.23% |
Analyst Consensus | Buy |
Analyst Count | 2 |
Revenue Growth Forecast (5Y) | n/a |
EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on April 24, 2017. It was a forward split with a ratio of 3:2.
Last Split Date | Apr 24, 2017 |
Split Type | Forward |
Split Ratio | 3:2 |
Scores
Altman Z-Score | n/a |
Piotroski F-Score | 5 |