German American Bancorp, Inc. (GABC)

NASDAQ: GABC · IEX Real-Time Price · USD
34.65
+0.81 (2.39%)
Mar 28, 2024, 3:59 PM EDT - Market closed

Total Valuation

GABC has a market cap or net worth of $1.00 billion. The enterprise value is $1.08 billion.

Market Cap 1.00B
Enterprise Value 1.08B

Important Dates

The next estimated earnings date is Monday, April 22, 2024, after market close.

Earnings Date Apr 22, 2024
Ex-Dividend Date Feb 8, 2024

Share Statistics

GABC has 29.58 million shares outstanding. The number of shares has increased by 0.31% in one year.

Shares Outstanding 29.58M
Shares Change (YoY) +0.31%
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 5.59%
Owned by Institutions (%) 48.24%
Float 28.01M

Valuation Ratios

The trailing PE ratio is 11.71 and the forward PE ratio is 12.96. GABC's PEG ratio is 2.43.

PE Ratio 11.71
Forward PE 12.96
PS Ratio 4.03
Forward PS 3.88
PB Ratio 1.51
P/FCF Ratio 9.52
PEG Ratio 2.43
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 9.54, with an EV/FCF ratio of 10.27.

EV / Earnings 12.57
EV / Sales 4.35
EV / EBITDA 9.54
EV / EBIT 10.42
EV / FCF 10.27

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.29
Debt / EBITDA 1.71
Debt / FCF 1.84
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.30% and return on invested capital (ROIC) is 10.02%.

Return on Equity (ROE) 14.30%
Return on Assets (ROA) 1.40%
Return on Capital (ROIC) 10.02%
Revenue Per Employee $295,410
Profits Per Employee $102,248
Employee Count 840
Asset Turnover 0.04
Inventory Turnover n/a

Taxes

In the past 12 months, GABC has paid $17.76 million in taxes.

Income Tax 17.76M
Effective Tax Rate 17.13%

Stock Price Statistics

The stock price has increased by +0.39% in the last 52 weeks. The beta is 0.60, so GABC's price volatility has been lower than the market average.

Beta (1Y) 0.60
52-Week Price Change +0.39%
50-Day Moving Average 32.43
200-Day Moving Average 29.89
Relative Strength Index (RSI) 61.93
Average Volume (30 Days) 114,503

Short Selling Information

The latest short interest is 1.13 million, so 3.83% of the outstanding shares have been sold short.

Short Interest 1.13M
Short Previous Month 1.02M
Short % of Shares Out 3.83%
Short % of Float 4.04%
Short Ratio (days to cover) 12.14

Income Statement

In the last 12 months, GABC had revenue of $248.14 million and earned $85.89 million in profits. Earnings per share was $2.91.

Revenue 248.14M
Gross Profit 248.14M
Operating Income 103.65M
Pretax Income 103.65M
Net Income 85.89M
EBITDA 113.21M
EBIT 103.65M
Earnings Per Share (EPS) $2.91
Full Income Statement

Balance Sheet

The company has $115.33 million in cash and $193.94 million in debt, giving a net cash position of -$78.61 million or -$2.66 per share.

Cash & Cash Equivalents 115.33M
Total Debt 193.94M
Net Cash -78.61M
Net Cash Per Share -$2.66
Equity / Book Value 663.56M
Book Value Per Share 22.43
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $107.23 million and capital expenditures -$2.12 million, giving a free cash flow of $105.12 million.

Operating Cash Flow 107.23M
Capital Expenditures -2.12M
Free Cash Flow 105.12M
FCF Per Share $3.55
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 41.77% and 34.61%.

Gross Margin 100.00%
Operating Margin 41.77%
Pretax Margin 41.77%
Profit Margin 34.61%
EBITDA Margin 45.62%
EBIT Margin 41.77%
FCF Margin 42.36%

Dividends & Yields

This stock pays an annual dividend of $1.08, which amounts to a dividend yield of 3.12%.

Dividend Per Share $1.08
Dividend Yield 3.12%
Dividend Growth (YoY) 8.51%
Years of Dividend Growth 11
Payout Ratio 37.11%
Buyback Yield -0.31%
Shareholder Yield 2.86%
Earnings Yield 8.58%
FCF Yield 10.50%
Dividend Details

Analyst Forecast

The average price target for GABC is $37.50, which is 8.23% higher than the current price. The consensus rating is "Buy".

Price Target $37.50
Price Target Difference 8.23%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on April 24, 2017. It was a forward split with a ratio of 3:2.

Last Split Date Apr 24, 2017
Split Type Forward
Split Ratio 3:2

Scores

Altman Z-Score n/a
Piotroski F-Score 5