German American Bancorp Statistics
Total Valuation
GABC has a market cap or net worth of $1.60 billion. The enterprise value is $1.65 billion.
Important Dates
The last earnings date was Monday, April 27, 2026, after market close.
| Earnings Date | Apr 27, 2026 |
| Ex-Dividend Date | May 8, 2026 |
Share Statistics
GABC has 37.56 million shares outstanding. The number of shares has increased by 21.27% in one year.
| Current Share Class | 37.56M |
| Shares Outstanding | 37.56M |
| Shares Change (YoY) | +21.27% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 3.97% |
| Owned by Institutions (%) | 52.83% |
| Float | 35.95M |
Valuation Ratios
The trailing PE ratio is 11.80 and the forward PE ratio is 11.14.
| PE Ratio | 11.80 |
| Forward PE | 11.14 |
| PS Ratio | 4.32 |
| Forward PS | 3.94 |
| PB Ratio | 1.36 |
| P/TBV Ratio | 2.08 |
| P/FCF Ratio | 10.42 |
| P/OCF Ratio | 10.08 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.18 |
| EV / Sales | 4.45 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.75 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.16 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.18%.
| Return on Equity (ROE) | 12.18% |
| Return on Assets (ROA) | 1.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.74% |
| Revenue Per Employee | $376,000 |
| Profits Per Employee | $137,470 |
| Employee Count | 984 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GABC has paid $33.18 million in taxes.
| Income Tax | 33.18M |
| Effective Tax Rate | 19.70% |
Stock Price Statistics
The stock price has increased by +7.59% in the last 52 weeks. The beta is 0.59, so GABC's price volatility has been lower than the market average.
| Beta (5Y) | 0.59 |
| 52-Week Price Change | +7.59% |
| 50-Day Moving Average | 42.36 |
| 200-Day Moving Average | 40.83 |
| Relative Strength Index (RSI) | 47.02 |
| Average Volume (20 Days) | 102,569 |
Short Selling Information
The latest short interest is 1.15 million, so 3.07% of the outstanding shares have been sold short.
| Short Interest | 1.15M |
| Short Previous Month | 1.18M |
| Short % of Shares Out | 3.07% |
| Short % of Float | 3.20% |
| Short Ratio (days to cover) | 9.33 |
Income Statement
In the last 12 months, GABC had revenue of $369.98 million and earned $135.27 million in profits. Earnings per share was $3.61.
| Revenue | 369.98M |
| Gross Profit | 369.98M |
| Operating Income | 180.24M |
| Pretax Income | 168.45M |
| Net Income | 135.27M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.61 |
Full Income StatementBalance Sheet
The company has $128.21 million in cash and $178.52 million in debt, with a net cash position of -$50.31 million or -$1.34 per share.
| Cash & Cash Equivalents | 128.21M |
| Total Debt | 178.52M |
| Net Cash | -50.31M |
| Net Cash Per Share | -$1.34 |
| Equity (Book Value) | 1.17B |
| Book Value Per Share | 31.27 |
| Working Capital | -6.84B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $158.43 million and capital expenditures -$5.13 million, giving a free cash flow of $153.30 million.
| Operating Cash Flow | 158.43M |
| Capital Expenditures | -5.13M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -47.41M |
| Free Cash Flow | 153.30M |
| FCF Per Share | $4.08 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 48.72% |
| Pretax Margin | 45.53% |
| Profit Margin | 36.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 41.44% |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.92%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.92% |
| Dividend Growth (YoY) | 7.14% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 33.29% |
| Buyback Yield | -21.27% |
| Shareholder Yield | -18.36% |
| Earnings Yield | 8.47% |
| FCF Yield | 9.60% |
Dividend DetailsAnalyst Forecast
The average price target for GABC is $49.40, which is 16.15% higher than the current price. The consensus rating is "Buy".
| Price Target | $49.40 |
| Price Target Difference | 16.15% |
| Analyst Consensus | Buy |
| Analyst Count | 5 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 24, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 24, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
