German American Bancorp Statistics
Total Valuation
GABC has a market cap or net worth of $1.65 billion. The enterprise value is $1.74 billion.
Important Dates
The last earnings date was Monday, April 27, 2026, after market close.
| Earnings Date | Apr 27, 2026 |
| Ex-Dividend Date | Feb 10, 2026 |
Share Statistics
GABC has 37.58 million shares outstanding. The number of shares has increased by 21.27% in one year.
| Current Share Class | 37.58M |
| Shares Outstanding | 37.58M |
| Shares Change (YoY) | +21.27% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 3.96% |
| Owned by Institutions (%) | 52.34% |
| Float | 35.96M |
Valuation Ratios
The trailing PE ratio is 12.19 and the forward PE ratio is 11.43.
| PE Ratio | 12.19 |
| Forward PE | 11.43 |
| PS Ratio | 4.46 |
| Forward PS | 4.13 |
| PB Ratio | 1.40 |
| P/TBV Ratio | 2.15 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.89 |
| EV / Sales | 4.71 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.18%.
| Return on Equity (ROE) | 12.18% |
| Return on Assets (ROA) | 1.61% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.74% |
| Revenue Per Employee | $376,000 |
| Profits Per Employee | $137,470 |
| Employee Count | 984 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, GABC has paid $33.18 million in taxes.
| Income Tax | 33.18M |
| Effective Tax Rate | 19.70% |
Stock Price Statistics
The stock price has increased by +20.29% in the last 52 weeks. The beta is 0.58, so GABC's price volatility has been lower than the market average.
| Beta (5Y) | 0.58 |
| 52-Week Price Change | +20.29% |
| 50-Day Moving Average | 42.14 |
| 200-Day Moving Average | 40.62 |
| Relative Strength Index (RSI) | 59.62 |
| Average Volume (20 Days) | 126,068 |
Short Selling Information
The latest short interest is 1.18 million, so 3.15% of the outstanding shares have been sold short.
| Short Interest | 1.18M |
| Short Previous Month | 1.21M |
| Short % of Shares Out | 3.15% |
| Short % of Float | 3.29% |
| Short Ratio (days to cover) | 5.51 |
Income Statement
In the last 12 months, GABC had revenue of $369.98 million and earned $135.27 million in profits. Earnings per share was $3.61.
| Revenue | 369.98M |
| Gross Profit | 369.98M |
| Operating Income | 182.40M |
| Pretax Income | 168.45M |
| Net Income | 135.27M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.61 |
Full Income StatementBalance Sheet
The company has $75.96 million in cash and $169.24 million in debt, with a net cash position of -$93.28 million or -$2.48 per share.
| Cash & Cash Equivalents | 75.96M |
| Total Debt | 169.24M |
| Net Cash | -93.28M |
| Net Cash Per Share | -$2.48 |
| Equity (Book Value) | 1.17B |
| Book Value Per Share | 31.27 |
| Working Capital | -6.89B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 49.30% |
| Pretax Margin | 45.53% |
| Profit Margin | 36.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $1.24, which amounts to a dividend yield of 2.82%.
| Dividend Per Share | $1.24 |
| Dividend Yield | 2.82% |
| Dividend Growth (YoY) | 7.27% |
| Years of Dividend Growth | 13 |
| Payout Ratio | 32.73% |
| Buyback Yield | -21.27% |
| Shareholder Yield | -18.45% |
| Earnings Yield | 8.19% |
| FCF Yield | n/a |
Dividend DetailsAnalyst Forecast
The average price target for GABC is $46.50, which is 5.73% higher than the current price. The consensus rating is "Buy".
| Price Target | $46.50 |
| Price Target Difference | 5.73% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on April 24, 2017. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 24, 2017 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 2 |
