PCB Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	106.41	103.88	88.62	88.5	89.63	77.14
Net Interest Income Growth	15.78%	17.22%	0.13%	-1.26%	16.20%	16.54%
Non-Interest Income	12.63	11.84	11.09	10.68	14.5	18.43
Non-Interest Income Growth	17.73%	6.70%	3.84%	-26.32%	-21.35%	57.02%
Revenues Before Loan Losses	119.04	115.71	99.71	99.19	104.13	95.57
Provision for Credit Losses	2.9	4.03	3.4	-0.13	3.6	-4.6
Revenue	116.14	111.69	96.31	99.32	100.53	100.17
Revenue Growth (YoY)	17.64%	15.97%	-3.03%	-1.20%	0.36%	54.79%
Compensation Expenses	37.2	36.55	35.66	34.57	33.06	27.97
Selling, General & Admin	16.51	16.4	16.82	15.65	13.28	11.56
Other Non-Interest Expenses	5.84	6.25	7.55	5.84	4.79	3.68
Total Non-Interest Expense	59.54	59.2	60.02	56.06	51.13	43.21
Pretax Income	56.6	52.49	36.29	43.26	49.4	56.96
Provision for Income Taxes	16.23	15.04	10.48	12.56	14.42	16.86
Net Income	40.03	37.15	24.98	30.71	34.99	40.1
Net Income Attributable to Preferred Dividends	0.35	0.3	0.83	-	-	-
Net Income to Common	40.03	37.15	24.98	30.71	34.99	40.1
Net Income Growth	43.02%	48.75%	-18.66%	-12.24%	-12.76%	147.93%
Shares Outstanding (Basic)	14	14	14	14	15	15
Shares Outstanding (Diluted)	14	14	14	14	15	15
Shares Change (YoY)	-0.62%	-0.44%	-0.52%	-4.30%	-1.24%	-1.26%
EPS (Basic)	2.80	2.59	1.75	2.14	2.35	2.66
EPS (Diluted)	2.78	2.58	1.74	2.12	2.31	2.62
EPS Growth	43.30%	48.28%	-17.93%	-8.22%	-11.83%	151.92%
Shares Outstanding	14.23	14.23	14.38	14.26	14.63	14.87
Free Cash Flow	43.45	24.4	34.91	62.03	51.81	-2.05
Free Cash Flow Growth	78.08%	-30.12%	-43.72%	19.71%	-	-
Free Cash Flow Per Share	3.04	1.71	2.43	4.30	3.44	-0.13
Dividends Per Share	0.820	0.800	0.720	0.690	0.600	0.440
Dividend Growth	2.50%	11.11%	4.35%	15.00%	36.36%	10.00%
Profit Margin	34.76%	33.53%	26.80%	30.92%	34.80%	40.04%
FCF Margin	37.41%	21.84%	36.25%	62.45%	51.54%	-2.04%
EBITDA	4.12	4.29	4.02	4.07	3.73	3.38
EBITDA Margin	3.55%	3.84%	4.17%	4.09%	3.71%	3.38%
Effective Tax Rate	28.67%	28.64%	28.87%	29.03%	29.18%	29.59%

SEC Filings: 10-K · 10-Q