PCB Bancorp (PCB)
NASDAQ: PCB · Real-Time Price · USD
25.20
+0.37 (1.49%)
Jun 5, 2026, 4:00 PM EDT - Market closed
PCB Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 106.41 | 103.88 | 88.62 | 88.5 | 89.63 | 77.14 |
Net Interest Income Growth | 15.78% | 17.22% | 0.13% | -1.26% | 16.20% | 16.54% |
Non-Interest Income | 12.63 | 11.84 | 11.09 | 10.68 | 14.5 | 18.43 |
Non-Interest Income Growth | 17.73% | 6.70% | 3.84% | -26.32% | -21.35% | 57.02% |
Revenues Before Loan Losses | 119.04 | 115.71 | 99.71 | 99.19 | 104.13 | 95.57 |
Provision for Credit Losses | 2.9 | 4.03 | 3.4 | -0.13 | 3.6 | -4.6 |
| 116.14 | 111.69 | 96.31 | 99.32 | 100.53 | 100.17 | |
Revenue Growth (YoY) | 17.64% | 15.97% | -3.03% | -1.20% | 0.36% | 54.79% |
Compensation Expenses | 37.2 | 36.55 | 35.66 | 34.57 | 33.06 | 27.97 |
Selling, General & Admin | 16.51 | 16.4 | 16.82 | 15.65 | 13.28 | 11.56 |
Other Non-Interest Expenses | 5.84 | 6.25 | 7.55 | 5.84 | 4.79 | 3.68 |
Total Non-Interest Expense | 59.54 | 59.2 | 60.02 | 56.06 | 51.13 | 43.21 |
Pretax Income | 56.6 | 52.49 | 36.29 | 43.26 | 49.4 | 56.96 |
Provision for Income Taxes | 16.23 | 15.04 | 10.48 | 12.56 | 14.42 | 16.86 |
Net Income | 40.37 | 37.45 | 25.81 | 30.71 | 34.99 | 40.1 |
Net Income Attributable to Preferred Dividends | 0.35 | 0.3 | 0.83 | - | - | - |
Net Income to Common | 40.03 | 37.15 | 24.98 | 30.71 | 34.99 | 40.1 |
Net Income Growth | 43.02% | 48.75% | -18.66% | -12.24% | -12.76% | 147.93% |
Shares Outstanding (Basic) | 14 | 14 | 14 | 14 | 15 | 15 |
Shares Outstanding (Diluted) | 14 | 14 | 14 | 14 | 15 | 15 |
Shares Change (YoY) | -0.62% | -0.44% | -0.52% | -4.30% | -1.24% | -1.26% |
EPS (Basic) | 2.80 | 2.59 | 1.75 | 2.14 | 2.35 | 2.66 |
EPS (Diluted) | 2.78 | 2.58 | 1.74 | 2.12 | 2.31 | 2.62 |
EPS Growth | 43.30% | 48.28% | -17.93% | -8.22% | -11.83% | 151.92% |
Shares Outstanding | 14.23 | 14.23 | 14.38 | 14.26 | 14.63 | 14.87 |
Free Cash Flow | 43.45 | 24.4 | 34.91 | 62.03 | 51.81 | -2.05 |
Free Cash Flow Growth | 78.08% | -30.12% | -43.72% | 19.71% | - | - |
Free Cash Flow Per Share | 3.04 | 1.71 | 2.43 | 4.30 | 3.44 | -0.13 |
Dividends Per Share | 0.820 | 0.800 | 0.720 | 0.690 | 0.600 | 0.440 |
Dividend Growth | 2.50% | 11.11% | 4.35% | 15.00% | 36.36% | 10.00% |
Profit Margin | 34.76% | 33.53% | 26.80% | 30.92% | 34.80% | 40.04% |
FCF Margin | 37.41% | 21.84% | 36.25% | 62.45% | 51.54% | -2.04% |
EBITDA | 4.12 | 4.29 | 4.02 | 4.07 | 3.73 | 3.38 |
EBITDA Margin | 3.55% | 3.84% | 4.17% | 4.09% | 3.71% | 3.38% |
Effective Tax Rate | 28.67% | 28.64% | 28.87% | 29.03% | 29.18% | 29.59% |