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PCB Bancorp (PCB)
NASDAQ: PCB · Real-Time Price · USD
29.25
+0.15 (0.52%)
At close: Oct 30, 2026, 4:00 PM EDT
29.32
+0.07 (0.24%)
After-hours: Oct 30, 2026, 4:18 PM EDT

PCB Bancorp Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
37.4525.8130.7134.9940.1
Depreciation & Amortization
4.294.024.073.733.38
Gain (Loss) on Sale of Investments
0.150.160.210.371
Provision for Credit Losses
4.033.4-0.133.6-4.6
Net Decrease (Increase) in Loans Originated / Sold - Operating
-1.263.918.3827.31-21.98
Accrued Interest Receivable
2.18-3.72-0.93-12.742.66
Other Operating Activities
-6.25-10.142.259.29-8.16
Operating Cash Flow
26.5938.9963.3457.27-1.62
Operating Cash Flow Growth
-31.80%-38.45%10.61%--

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-2.19-4.08-1.32-5.45-0.43
Investment in Securities
-7.46-4.730.59-34.16-6.23
Net Decrease (Increase) in Loans Originated / Sold - Investing
-189.55-304.65-272.02-316.64-142.62
Other Investing Activities
-0.941.71-2.53-0.42-29.38
Investing Cash Flow
-200.14-311.74-275.27-356.67-175.22

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Short-Term Debt Issued
1915-20-
Long-Term Debt Issued
-5039--
Total Debt Issued
19653920-
Short-Term Debt Repaid
---20--
Long-Term Debt Repaid
--89--10-70
Total Debt Repaid
--89-20-10-70
Net Debt Issued (Repaid)
19-241910-70
Issuance of Common Stock
2.280.351.350.841.28
Repurchase of Common Stock
-7.19-0.29-8.83-6.74-10.88
Preferred Stock Issued
---69.14-
Common Dividends Paid
-11.47-10.27-9.91-8.95-6.66
Preferred Dividends Paid
-0.35-0.77---
Total Dividends Paid
-11.81-11.04-9.91-8.95-6.66
Net Increase (Decrease) in Deposit Accounts
179.62264.18305.63178.85272.28
Financing Cash Flow
181.9229.2307.24243.14186.03

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
8.35-43.5595.31-56.259.19

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
24.434.9162.0351.81-2.05
Free Cash Flow Growth
-30.12%-43.72%19.71%--
Free Cash Flow Margin
21.84%36.25%62.45%51.54%-2.04%
Free Cash Flow Per Share
1.712.434.303.44-0.13

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
92.8485.8547.789.735.79
Cash Income Tax Paid
23.066.374.2813.9814.98
SEC Filings: 10-K · 10-Q