PCB Bancorp (PCB)
NASDAQ: PCB · Real-Time Price · USD
27.59
-0.28 (-1.00%)
Aug 10, 2026, 11:20 AM EDT - Market open
PCB Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 41.81 | 37.45 | 25.81 | 30.71 | 34.99 | 40.1 |
Depreciation & Amortization | 4.03 | 4.29 | 4.02 | 4.07 | 3.73 | 3.38 |
Provision for Credit Losses | 2.04 | 4.03 | 3.4 | -0.13 | 3.6 | -4.6 |
Stock-Based Compensation | 0.97 | 0.97 | 0.5 | 0.49 | 0.54 | 0.45 |
Net Change in Loans Held-for-Sale | 10.01 | -1.26 | 3.9 | 18.38 | 27.31 | -21.98 |
Other Adjustments | -10.43 | -13.51 | -16.52 | -3.31 | -1.89 | -23.59 |
Changes in Accrued Interest and Accounts Receivable | -2.34 | 2.18 | -3.72 | -0.93 | -12.74 | 2.66 |
Changes in Accounts Payable | -2.47 | -7.57 | 21.59 | 14.07 | 1.72 | 1.94 |
Operating Cash Flow | 41.37 | 26.59 | 38.99 | 63.34 | 57.27 | -1.62 |
Operating Cash Flow Growth | 77.16% | -31.80% | -38.45% | 10.61% | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Loans Held-for-Investment | -136.31 | -189.55 | -304.65 | -272.02 | -316.64 | -142.62 |
Net Change in Securities and Investments | -29.31 | -7.46 | -3.73 | 0.59 | -34.16 | -6.23 |
Capital Expenditures | -0.51 | -2.19 | -4.08 | -1.32 | -5.45 | -0.43 |
Other Investing Activities | -0.19 | -0.94 | 0.71 | -2.53 | -0.42 | -25.95 |
Investing Cash Flow | -165.27 | -200.14 | -311.74 | -275.27 | -356.67 | -175.22 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Change in Deposits | 99.74 | 179.62 | 264.18 | 305.63 | 178.85 | 272.28 |
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements | 45 | 19 | 15 | -20 | 20 | - |
Long-Term Debt Issued | 50 | - | 50 | 39 | - | - |
Long-Term Debt Repaid | -50 | - | -89 | - | -10 | -70 |
Net Long-Term Debt Issued (Repaid) | - | - | -39 | 39 | -10 | -70 |
Issuance of Common Stock | 1.37 | 2.28 | 0.35 | 1.35 | 0.84 | 1.28 |
Repurchase of Common Stock | -8.17 | -7.18 | -0.23 | -8.83 | -6.74 | -10.88 |
Net Common Stock Issued (Repurchased) | -6.8 | -4.9 | 0.13 | -7.48 | -5.9 | -9.6 |
Issuance of Preferred Stock | - | - | - | - | 69.14 | - |
Net Preferred Stock Issued (Repurchased) | - | - | - | - | 69.14 | - |
Common Dividends Paid | -11.98 | -11.47 | -10.27 | -9.91 | -8.95 | -6.66 |
Preferred Share Dividends Paid | -0.35 | -0.35 | -0.77 | - | - | - |
Other Financing Activities | - | -0.01 | -0.06 | - | - | - |
Financing Cash Flow | 125.53 | 181.9 | 229.2 | 307.24 | 243.14 | 186.03 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 1.63 | 8.35 | -43.55 | 95.31 | -56.25 | 9.19 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 40.86 | 24.4 | 34.91 | 62.03 | 51.81 | -2.05 |
Free Cash Flow Growth | 90.43% | -30.12% | -43.72% | 19.71% | - | - |
FCF Margin | 34.51% | 21.84% | 36.25% | 62.45% | 51.54% | -2.04% |
Free Cash Flow Per Share | 2.87 | 1.71 | 2.43 | 4.30 | 3.44 | -0.13 |