PCB Bancorp Statistics
Total Valuation
PCB Bancorp has a market cap or net worth of $408.66 million. The enterprise value is $13.28 million.
| Market Cap | 408.66M |
| Enterprise Value | 13.28M |
Important Dates
The last earnings date was Thursday, October 29, 2026, after market close.
| Earnings Date | Oct 29, 2026 |
| Ex-Dividend Date | Nov 13, 2026 |
Share Statistics
PCB Bancorp has 13.97 million shares outstanding. The number of shares has decreased by -1.41% in one year.
| Current Share Class | 13.97M |
| Shares Outstanding | 13.97M |
| Shares Change (YoY) | -1.41% |
| Shares Change (QoQ) | -0.88% |
| Owned by Insiders (%) | 23.23% |
| Owned by Institutions (%) | 43.53% |
| Float | 10.31M |
Valuation Ratios
The trailing PE ratio is 9.88 and the forward PE ratio is 9.93.
| PE Ratio | 9.88 |
| Forward PE | 9.93 |
| PS Ratio | 3.38 |
| Forward PS | 3.11 |
| PB Ratio | 1.23 |
| P/TBV Ratio | 1.23 |
| P/FCF Ratio | 10.00 |
| P/OCF Ratio | 9.88 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 0.32 |
| EV / Sales | 0.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 0.32 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.04 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.44 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.83%.
| Return on Equity (ROE) | 10.83% |
| Return on Assets (ROA) | 1.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.63% |
| Revenue Per Employee | $440,631 |
| Profits Per Employee | $153,142 |
| Employee Count | 274 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PCB Bancorp has paid $17.13 million in taxes.
| Income Tax | 17.13M |
| Effective Tax Rate | 28.67% |
Stock Price Statistics
The stock price has increased by +38.04% in the last 52 weeks. The beta is 0.49, so PCB Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +38.04% |
| 50-Day Moving Average | 27.92 |
| 200-Day Moving Average | 25.66 |
| Relative Strength Index (RSI) | 67.32 |
| Average Volume (20 Days) | 49,799 |
Short Selling Information
The latest short interest is 239,831, so 1.72% of the outstanding shares have been sold short.
| Short Interest | 239,831 |
| Short Previous Month | 254,005 |
| Short % of Shares Out | 1.72% |
| Short % of Float | 2.33% |
| Short Ratio (days to cover) | 5.44 |
Income Statement
In the last 12 months, PCB Bancorp had revenue of $120.73 million and earned $41.96 million in profits. Earnings per share was $2.96.
| Revenue | 120.73M |
| Gross Profit | 120.73M |
| Operating Income | 60.18M |
| Pretax Income | 59.73M |
| Net Income | 41.96M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.96 |
Balance Sheet
The company has $413.20 million in cash and $17.82 million in debt, with a net cash position of $395.38 million or $28.30 per share.
| Cash & Cash Equivalents | 413.20M |
| Total Debt | 17.82M |
| Net Cash | 395.38M |
| Net Cash Per Share | $28.30 |
| Equity (Book Value) | 402.13M |
| Book Value Per Share | 23.83 |
| Working Capital | -2.69B |
Cash Flow
In the last 12 months, operating cash flow was $41.37 million and capital expenditures -$509,000, giving a free cash flow of $40.86 million.
| Operating Cash Flow | 41.37M |
| Capital Expenditures | -509,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 45.00M |
| Free Cash Flow | 40.86M |
| FCF Per Share | $2.92 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.85% |
| Pretax Margin | 49.47% |
| Profit Margin | 35.29% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.51% |
Dividends & Yields
This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 3.01%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 3.01% |
| Dividend Growth (YoY) | 10.00% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 29.72% |
| FCF Payout Ratio | 30.09% |
| Buyback Yield | 1.41% |
| Shareholder Yield | 4.42% |
| Earnings Yield | 10.12% |
| FCF Yield | 10.00% |
Analyst Forecast
The average price target for PCB Bancorp is $30.50, which is 4.27% higher than the current price. The consensus rating is "Hold".
| Price Target | $30.50 |
| Price Target Difference | 4.27% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 28, 2016 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |