PCB Bancorp Statistics
Total Valuation
PCB Bancorp has a market cap or net worth of $385.82 million. The enterprise value is $228.32 million.
| Market Cap | 385.82M |
| Enterprise Value | 228.32M |
Important Dates
The next estimated earnings date is Thursday, October 22, 2026, after market close.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Aug 7, 2026 |
Share Statistics
PCB Bancorp has 13.96 million shares outstanding. The number of shares has decreased by -1.05% in one year.
| Current Share Class | 13.96M |
| Shares Outstanding | 13.96M |
| Shares Change (YoY) | -1.05% |
| Shares Change (QoQ) | -0.13% |
| Owned by Insiders (%) | 23.25% |
| Owned by Institutions (%) | 43.56% |
| Float | 10.30M |
Valuation Ratios
The trailing PE ratio is 9.53 and the forward PE ratio is 9.47.
| PE Ratio | 9.53 |
| Forward PE | 9.47 |
| PS Ratio | 3.26 |
| Forward PS | 2.98 |
| PB Ratio | 1.17 |
| P/TBV Ratio | 1.16 |
| P/FCF Ratio | 9.44 |
| P/OCF Ratio | 9.33 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 5.55 |
| EV / Sales | 1.93 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 5.59 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.64 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.76%.
| Return on Equity (ROE) | 10.76% |
| Return on Assets (ROA) | 1.23% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 5.36% |
| Revenue Per Employee | $432,150 |
| Profits Per Employee | $150,259 |
| Employee Count | 274 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PCB Bancorp has paid $16.78 million in taxes.
| Income Tax | 16.78M |
| Effective Tax Rate | 28.64% |
Stock Price Statistics
The stock price has increased by +29.77% in the last 52 weeks. The beta is 0.47, so PCB Bancorp's price volatility has been lower than the market average.
| Beta (5Y) | 0.47 |
| 52-Week Price Change | +29.77% |
| 50-Day Moving Average | 28.21 |
| 200-Day Moving Average | 24.80 |
| Relative Strength Index (RSI) | 45.89 |
| Average Volume (20 Days) | 32,496 |
Short Selling Information
The latest short interest is 259,447, so 1.86% of the outstanding shares have been sold short.
| Short Interest | 259,447 |
| Short Previous Month | 259,823 |
| Short % of Shares Out | 1.86% |
| Short % of Float | 2.52% |
| Short Ratio (days to cover) | 7.01 |
Income Statement
In the last 12 months, PCB Bancorp had revenue of $118.41 million and earned $41.17 million in profits. Earnings per share was $2.90.
| Revenue | 118.41M |
| Gross Profit | 118.41M |
| Operating Income | 58.63M |
| Pretax Income | 58.59M |
| Net Income | 41.17M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.90 |
Balance Sheet
The company has $265.20 million in cash and $107.70 million in debt, with a net cash position of $157.50 million or $11.28 per share.
| Cash & Cash Equivalents | 265.20M |
| Total Debt | 107.70M |
| Net Cash | 157.50M |
| Net Cash Per Share | $11.28 |
| Equity (Book Value) | 400.46M |
| Book Value Per Share | 23.64 |
| Working Capital | -2.77B |
Cash Flow
In the last 12 months, operating cash flow was $41.37 million and capital expenditures -$509,000, giving a free cash flow of $40.86 million.
| Operating Cash Flow | 41.37M |
| Capital Expenditures | -509,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 45.00M |
| Free Cash Flow | 40.86M |
| FCF Per Share | $2.93 |
Margins
| Gross Margin | n/a |
| Operating Margin | 49.52% |
| Pretax Margin | 49.48% |
| Profit Margin | 35.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 34.51% |
Dividends & Yields
This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 3.18%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 3.18% |
| Dividend Growth (YoY) | 10.26% |
| Years of Dividend Growth | 7 |
| Payout Ratio | 30.33% |
| FCF Payout Ratio | n/a |
| Buyback Yield | 1.05% |
| Shareholder Yield | 4.24% |
| Earnings Yield | 10.67% |
| FCF Yield | 10.59% |
Analyst Forecast
The average price target for PCB Bancorp is $30.25, which is 9.44% higher than the current price. The consensus rating is "Hold".
| Price Target | $30.25 |
| Price Target Difference | 9.44% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on December 28, 2016. It was a forward split with a ratio of 1.1:1.
| Last Split Date | Dec 28, 2016 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |