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PCB Bancorp (PCB)

Stock Price: $9.38 USD 0.18 (1.96%)
Updated Aug 5, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 144.24M
Revenue (ttm) 66.79M
Net Income (ttm) 21.12M
Shares Out 15.38M
EPS (ttm) 1.13
PE Ratio 8.30
Forward PE n/a
Dividend $0.40
Dividend Yield 4.26%

Stock Quote

Trading Day Aug 5, 2020
Last Price $9.38
Previous Close $9.20
Change ($) 0.18
Change (%) 1.96%
Day's Open 9.29
Day's Range 9.25 - 9.38
Day's Volume 12,702
52-Week Range 7.31 - 17.75

More Stats

Market Cap 144.24M
Enterprise Value 44.67M
Earnings Date (est) Oct 21, 2020
Ex-Dividend Date May 28, 2020
Shares Outstanding 15.38M
Float 11.12M
EPS (basic) 1.34
EPS (diluted) 1.13
FCF / Share 0.70
Dividend $0.40
Dividend Yield 4.26%
Earnings Yield 12.05%
FCF Yield 7.47%
Payout Ratio 22.40%
Shares Short 107,928
Short Ratio 2.89
Short % of Float 0.85%
Beta 0.78
PE Ratio 8.30
Forward PE n/a
P/FCF Ratio 13.38
PS Ratio 2.16
PB Ratio 0.62
Revenue 66.79M
Operating Income 30.12M
Net Income 21.12M
Free Cash Flow 10.78M
Net Cash 99.57M
Net Cash / Share 6.47
Gross Margin 114.79%
Operating Margin 45.10%
Profit Margin 29.00%
FCF Margin 16.14%
ROA 0.95%
ROE 7.94%
ROIC 1.80%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (3)

Buy 1
Overweight 1
Hold 1
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$11.67*
(24.41% upside)
Low
11.0
Current: $9.38
High
12.0
Target: 11.67
*Average 12-month price target from 3 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016
Revenue76.6774.9767.2456.92
Revenue Growth2.26%11.5%18.13%-
Gross Profit76.6774.9767.2456.92
Operating Income34.3534.7531.3424.40
Net Income24.1124.3016.4014.00
Shares Outstanding15.8714.4013.4112.53
Earnings Per Share1.491.651.211.11
EPS Growth-9.7%36.36%9.01%-
Dividend Per Share0.250.06--
Dividend Growth316.67%---
Operating Cash Flow30.1230.6821.2140.20
Capital Expenditures-0.71-1.14-1.28-1.98
Free Cash Flow29.4129.5419.9338.22
Cash & Equivalents14616273.6669.95
Total Debt29.9930.0040.00-
Net Cash / Debt11613233.6669.95
Assets1,7461,6971,4421,227
Liabilities1,5191,4871,3001,100
Book Value227210142127
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name PCB Bancorp
Country United States
Employees 251
CEO Henry Kim

Stock Information

Ticker Symbol PCB
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: PCB

Description

PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to individuals, and small and middle market businesses in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, commercial and industrial loans, automobile secured loans, unsecured lines of credit, term loans, and personal loans for various business customers, including manufacturing, wholesale and retail trade, hospitality, etc. In addition, the company offers automated teller machines, debit cards, direct deposits, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services; remote deposit and cash management services; and online, mobile, telephone, mail, and personal appointment banking services. It operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and a full-service branch in Englewood Cliffs, New Jersey, and Bayside, New York. The company also operates 10 loan production offices located in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Chicago, Illinois; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.