PCB Bancorp (PCB)
Stock Price Chart
Key Info
| Market Cap | 144.24M |
| Revenue (ttm) | 66.79M |
| Net Income (ttm) | 21.12M |
| Shares Out | 15.38M |
| EPS (ttm) | 1.13 |
| PE Ratio | 8.30 |
| Forward PE | n/a |
| Dividend | $0.40 |
| Dividend Yield | 4.26% |
Stock Quote
| Trading Day | Aug 5, 2020 |
| Last Price | $9.38 |
| Previous Close | $9.20 |
| Change ($) | 0.18 |
| Change (%) | 1.96% |
| Day's Open | 9.29 |
| Day's Range | 9.25 - 9.38 |
| Day's Volume | 12,702 |
| 52-Week Range | 7.31 - 17.75 |
More Stats
| Market Cap | 144.24M |
| Enterprise Value | 44.67M |
| Earnings Date (est) | Oct 21, 2020 |
| Ex-Dividend Date | May 28, 2020 |
| Shares Outstanding | 15.38M |
| Float | 11.12M |
| EPS (basic) | 1.34 |
| EPS (diluted) | 1.13 |
| FCF / Share | 0.70 |
| Dividend | $0.40 |
| Dividend Yield | 4.26% |
| Earnings Yield | 12.05% |
| FCF Yield | 7.47% |
| Payout Ratio | 22.40% |
| Shares Short | 107,928 |
| Short Ratio | 2.89 |
| Short % of Float | 0.85% |
| Beta | 0.78 |
| PE Ratio | 8.30 |
| Forward PE | n/a |
| P/FCF Ratio | 13.38 |
| PS Ratio | 2.16 |
| PB Ratio | 0.62 |
| Revenue | 66.79M |
| Operating Income | 30.12M |
| Net Income | 21.12M |
| Free Cash Flow | 10.78M |
| Net Cash | 99.57M |
| Net Cash / Share | 6.47 |
| Gross Margin | 114.79% |
| Operating Margin | 45.10% |
| Profit Margin | 29.00% |
| FCF Margin | 16.14% |
| ROA | 0.95% |
| ROE | 7.94% |
| ROIC | 1.80% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 76.67 | 74.97 | 67.24 | 56.92 |
| Revenue Growth | 2.26% | 11.5% | 18.13% | - |
| Gross Profit | 76.67 | 74.97 | 67.24 | 56.92 |
| Operating Income | 34.35 | 34.75 | 31.34 | 24.40 |
| Net Income | 24.11 | 24.30 | 16.40 | 14.00 |
| Shares Outstanding | 15.87 | 14.40 | 13.41 | 12.53 |
| Earnings Per Share | 1.49 | 1.65 | 1.21 | 1.11 |
| EPS Growth | -9.7% | 36.36% | 9.01% | - |
| Dividend Per Share | 0.25 | 0.06 | - | - |
| Dividend Growth | 316.67% | - | - | - |
| Operating Cash Flow | 30.12 | 30.68 | 21.21 | 40.20 |
| Capital Expenditures | -0.71 | -1.14 | -1.28 | -1.98 |
| Free Cash Flow | 29.41 | 29.54 | 19.93 | 38.22 |
| Cash & Equivalents | 146 | 162 | 73.66 | 69.95 |
| Total Debt | 29.99 | 30.00 | 40.00 | - |
| Net Cash / Debt | 116 | 132 | 33.66 | 69.95 |
| Assets | 1,746 | 1,697 | 1,442 | 1,227 |
| Liabilities | 1,519 | 1,487 | 1,300 | 1,100 |
| Book Value | 227 | 210 | 142 | 127 |
Company Profile
Company Details
| Full Name | PCB Bancorp |
| Country | United States |
| Employees | 251 |
| CEO | Henry Kim |
Stock Information
| Ticker Symbol | PCB |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: PCB |
Description
PCB Bancorp operates as the bank holding company for Pacific City Bank that provides various banking products and services to individuals, and small and middle market businesses in Southern California. The company offers demand, savings, money market, and time deposits, as well as certificates of deposit; and remote deposit capture, courier deposit services, positive pay services, zero balance accounts, and sweep accounts. It also provides real estate loans, commercial and industrial loans, automobile secured loans, unsecured lines of credit, term loans, and personal loans for various business customers, including manufacturing, wholesale and retail trade, hospitality, etc. In addition, the company offers automated teller machines, debit cards, direct deposits, and cashier's checks, as well as treasury management, wire transfer, and automated clearing house services; remote deposit and cash management services; and online, mobile, telephone, mail, and personal appointment banking services. It operates through a network of 11 full-service branches in Los Angeles and Orange counties, California; and a full-service branch in Englewood Cliffs, New Jersey, and Bayside, New York. The company also operates 10 loan production offices located in Irvine, Artesia, and Los Angeles, California; Annandale, Virginia; Chicago, Illinois; Atlanta, Georgia; Bellevue, Washington; Aurora, Colorado; Carrollton, Texas; and New York, New York. The company was formerly known as Pacific City Financial Corporation and changed its name to PCB Bancorp in July 2019. PCB Bancorp was founded in 2003 and is headquartered in Los Angeles, California.