PCB Bancorp (PCB)

PCB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	265.2	207.14	198.79	242.34	147.03	203.29
Investment Securities	10.81	18.63	20.97	18.86	22.31	21.03
Mortgage-Backed Securities	173.51	148.58	133.68	128.26	123.86	103.77
Total Investments	184.32	167.21	154.65	147.12	146.16	124.8
Gross Loans	2,932	2,820	2,629	2,323	2,046	1,732
Allowance for Loan Losses	-34.74	-33.38	-30.63	-27.53	-24.94	-22.38
Net Loans	2,897	2,787	2,599	2,296	2,021	1,710
Property, Plant & Equipment	23.14	25.35	25.53	24.91	13.27	9.88
Loans Held for Sale	2.94	12.08	6.29	5.16	22.81	37.03
Accrued Interest Receivable	10.57	10.67	10.47	9.47	7.47	5.37
Long-Term Deferred Tax Assets	9.98	9.21	7.25	-	3.12	10.82
Other Real Estate Owned & Foreclosed	-	-	-	2.56	-	-
Other Long-Term Assets	61.7	48.29	48.33	49.53	49.05	40.33
Total Assets	3,470	3,282	3,064	2,790	2,420	2,150

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,532	1,531	1,403	1,181	897.12	764.48
Institutional Deposits	821.71	708.63	665.12	575.7	413.88	272.27
Non-Interest Bearing Deposits	569.37	555.65	547.85	594.67	734.99	830.38
Total Deposits	2,923	2,795	2,616	2,352	2,046	1,867
Short-Term Borrowings	90	34	15	39	20	-
Current Portion of Long-Term Debt	-	-	-	-	-	10
Current Portion of Leases	1.73	3.56	-	-	-	2.71
Accrued Interest Payable	39.3	25.23	24.41	18.05	3.16	0.77
Long-Term Leases	15.97	15.43	18.67	20.14	6.81	4.74
Long-Term Deferred Tax Liabilities	-	-	-	0.88	-	-
Other Long-Term Liabilities	-	18.11	26.29	10.96	8.64	8.1
Total Liabilities	3,070	2,892	2,700	2,441	2,085	1,893

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	69.14	69.14	69.14	69.14	69.14	-
Common Stock	136.24	139.26	143.2	142.56	149.63	154.99
Retained Earnings	201.21	186.49	160.8	146.09	127.18	101.14
Comprehensive Income & Other	-6.13	-4.86	-9.32	-8.92	-10.51	0.15
Total Common Equity	331.32	320.89	294.67	279.73	266.3	256.29
Shareholders' Equity	400.46	390.03	363.81	348.87	335.44	256.29
Total Liabilities & Equity	3,470	3,282	3,064	2,790	2,420	2,150

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	107.7	53	33.67	59.14	26.81	17.44
Net Cash (Debt)	157.5	154.15	165.12	183.21	120.22	185.84
Net Cash Growth	-20.82%	-6.65%	-9.87%	52.39%	-35.31%	75.91%
Net Cash Per Share	11.08	10.80	11.51	12.71	7.98	12.18
Filing Date Shares Outstanding	13.96	14.13	14.26	14.22	14.35	14.86
Total Common Shares Outstanding	14.02	14.14	14.26	14.22	14.56	14.81
Book Value Per Share	23.64	22.69	20.66	19.67	18.29	17.30
Tangible Book Value	331.32	320.89	294.67	279.73	266.3	256.29
Tangible Book Value Per Share	23.64	22.69	20.66	19.67	18.29	17.30

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 7, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 28, 2026

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