PCB Bancorp (PCB)

PCB Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	413.2	207.14	198.79	242.34	147.03	203.29
Investment Securities	-	18.63	20.97	18.86	22.31	21.03
Mortgage-Backed Securities	190.19	148.58	133.68	128.26	123.86	103.77
Total Investments	190.19	167.21	154.65	147.12	146.16	124.8
Gross Loans	2,845	2,820	2,629	2,323	2,046	1,732
Allowance for Loan Losses	-34.09	-33.38	-30.63	-27.53	-24.94	-22.38
Net Loans	2,811	2,787	2,599	2,296	2,021	1,710
Property, Plant & Equipment	22.96	25.35	25.53	24.91	13.27	9.88
Loans Held for Sale	2.32	12.08	6.29	5.16	22.81	37.03
Accrued Interest Receivable	10.95	10.67	10.47	9.47	7.47	5.37
Long-Term Deferred Tax Assets	10.14	9.21	7.25	-	3.12	10.82
Other Real Estate Owned & Foreclosed	-	-	-	2.56	-	-
Other Long-Term Assets	61.98	48.29	48.33	49.53	49.05	40.33
Total Assets	3,538	3,282	3,064	2,790	2,420	2,150

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Bearing Deposits	1,650	1,531	1,403	1,181	897.12	764.48
Institutional Deposits	847.11	708.63	665.12	575.7	413.88	272.27
Non-Interest Bearing Deposits	579.78	555.65	547.85	594.67	734.99	830.38
Total Deposits	3,077	2,795	2,616	2,352	2,046	1,867
Short-Term Borrowings	-	34	15	39	20	-
Current Portion of Long-Term Debt	-	-	-	-	-	10
Current Portion of Leases	-	3.56	-	-	-	2.71
Accrued Interest Payable	41.13	25.23	24.41	18.05	3.16	0.77
Long-Term Leases	17.82	15.43	18.67	20.14	6.81	4.74
Long-Term Deferred Tax Liabilities	-	-	-	0.88	-	-
Other Long-Term Liabilities	-	18.11	26.29	10.96	8.64	8.1
Total Liabilities	3,136	2,892	2,700	2,441	2,085	1,893

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Preferred Stock, Redeemable	69.14	69.14	69.14	69.14	69.14	-
Common Stock	134.77	139.26	143.2	142.56	149.63	154.99
Retained Earnings	210.25	186.49	160.8	146.09	127.18	101.14
Comprehensive Income & Other	-12.02	-4.86	-9.32	-8.92	-10.51	0.15
Total Common Equity	332.99	320.89	294.67	279.73	266.3	256.29
Shareholders' Equity	402.13	390.03	363.81	348.87	335.44	256.29
Total Liabilities & Equity	3,538	3,282	3,064	2,790	2,420	2,150

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	17.82	53	33.67	59.14	26.81	17.44
Net Cash (Debt)	395.38	154.15	165.12	183.21	120.22	185.84
Net Cash Growth	12.79%	-6.65%	-9.87%	52.39%	-35.31%	75.91%
Net Cash Per Share	27.92	10.80	11.51	12.71	7.98	12.18
Filing Date Shares Outstanding	13.97	14.13	14.26	14.22	14.35	14.86
Total Common Shares Outstanding	13.97	14.14	14.26	14.22	14.56	14.81
Book Value Per Share	23.83	22.69	20.66	19.67	18.29	17.30
Tangible Book Value	332.99	320.89	294.67	279.73	266.3	256.29
Tangible Book Value Per Share	23.83	22.69	20.66	19.67	18.29	17.30

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 1, 2026

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