Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
42.10
-0.26 (-0.61%)
May 29, 2026, 4:00 PM EDT - Market closed
PEBK Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 60.18 | 59.02 | 54.08 | 54.72 | 51.11 | 43.97 |
Net Interest Income Growth | 9.97% | 9.13% | -1.17% | 7.07% | 16.22% | -0.34% |
Non-Interest Income | 30.92 | 30.98 | 27.72 | 22.91 | 26.69 | 24.92 |
Non-Interest Income Growth | 9.63% | 11.78% | 20.95% | -14.14% | 7.10% | 8.75% |
Revenues Before Loan Losses | 91.1 | 90 | 81.79 | 77.63 | 77.8 | 68.89 |
Provision for Credit Losses | 1.23 | 0.94 | -0.29 | 1.57 | 1.47 | -1.16 |
| 89.87 | 89.06 | 82.08 | 76.07 | 76.33 | 70.06 | |
Revenue Growth (YoY) | 8.23% | 8.50% | 7.90% | -0.34% | 8.95% | 11.59% |
Compensation Expenses | 28.7 | 28.25 | 28.21 | 26.64 | 26.13 | 24.51 |
Selling, General & Admin | 15.78 | 15.13 | 13.95 | 12.43 | 12.34 | 11.64 |
Other Non-Interest Expenses | 19.52 | 19.84 | 18.99 | 17.08 | 17.56 | 14.99 |
Total Non-Interest Expense | 64 | 63.21 | 61.15 | 56.14 | 56.03 | 51.13 |
Pretax Income | 25.87 | 25.85 | 20.93 | 19.92 | 20.3 | 18.93 |
Provision for Income Taxes | 5.98 | 6.02 | 4.58 | 4.38 | 4.17 | 3.8 |
Net Income | 19.88 | 19.83 | 16.35 | 15.55 | 16.12 | 15.13 |
Net Income to Common | 19.88 | 19.83 | 16.35 | 15.55 | 16.12 | 15.13 |
Net Income Growth | 18.70% | 21.26% | 5.19% | -3.58% | 6.54% | 33.25% |
Shares Outstanding (Basic) | 5 | 5 | 5 | 5 | 5 | 6 |
Shares Outstanding (Diluted) | 5 | 5 | 5 | 6 | 6 | 6 |
Shares Change (YoY) | -0.09% | -0.21% | -2.27% | -0.90% | -1.52% | -1.25% |
EPS (Basic) | 3.75 | 3.74 | 3.08 | 2.87 | 2.94 | 2.71 |
EPS (Diluted) | 3.63 | 3.62 | 2.98 | 2.77 | 2.85 | 2.63 |
EPS Growth | 19.02% | 21.48% | 7.58% | -2.81% | 8.37% | 34.87% |
Shares Outstanding | 5.46 | 5.31 | 5.3 | 5.42 | 5.64 | 5.66 |
Free Cash Flow | 19.38 | 19.96 | 19.97 | 20.83 | 18.05 | 26.42 |
Free Cash Flow Growth | -2.91% | -0.06% | -4.13% | 15.39% | -31.66% | 296.04% |
Free Cash Flow Per Share | 3.54 | 3.65 | 3.64 | 3.71 | 3.19 | 4.59 |
Dividends Per Share | 0.810 | 0.800 | 0.760 | 0.760 | 0.720 | 0.660 |
Dividend Growth | 1.25% | 5.26% | - | 5.56% | 9.09% | 10.00% |
Profit Margin | 22.12% | 22.27% | 19.92% | 20.44% | 21.12% | 21.60% |
FCF Margin | 21.56% | 22.41% | 24.33% | 27.39% | 23.65% | 37.71% |
EBITDA | 2.71 | 2.74 | 2.89 | 3.13 | 6.03 | 5.57 |
EBITDA Margin | 3.02% | 3.08% | 3.52% | 4.11% | 7.90% | 7.95% |
Effective Tax Rate | 23.13% | 23.29% | 21.86% | 21.97% | 20.56% | 20.05% |