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Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
44.84
+0.28 (0.63%)
At close: Aug 14, 2026, 4:00 PM EDT
44.68
-0.16 (-0.36%)
After-hours: Aug 14, 2026, 7:36 PM EDT

PEBK Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
239192166171184156
Market Cap Growth
41.69%16.06%-3.44%-6.59%17.52%17.24%
Last Close Price
44.8435.6629.7828.5628.9623.77

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.329.6910.1311.0311.3910.32
PS Ratio
2.652.162.022.252.402.23
PB Ratio
1.481.221.271.421.751.10
P/FCF Ratio
11.909.638.298.2310.175.91
P/OCF Ratio
11.138.998.067.538.125.81

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.120.120.150.880.650.40
Debt / FCF Ratio
0.940.960.985.143.792.17
Net Debt / Equity Ratio
-0.26-0.25-0.300.20-0.03-1.55
Net Debt / FCF Ratio
-2.10-1.95-1.991.18-0.18-8.34
Return on Equity (ROE)
13.07%13.79%13.00%13.74%13.03%10.72%
Return on Assets (ROA)
1.15%1.18%1.00%0.95%0.99%1.00%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Aug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
8.36%10.32%9.88%9.07%8.78%9.69%
FCF Yield
8.40%10.39%12.06%12.15%9.84%16.91%
Dividend Yield
2.25%2.24%2.55%2.66%2.49%2.78%
Payout Ratio
27.20%26.46%30.86%32.86%30.61%25.06%
Buyback Yield / Dilution
-0.03%0.21%2.27%0.90%1.52%1.25%
Total Shareholder Return
2.22%2.46%4.82%3.56%4.01%4.03%
SEC Filings: 10-K · 10-Q