Peoples Bancorp of North Carolina, Inc. (PEBK)

PEBK Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	223	192	166	168	184	156
Market Cap Growth	43.91%	16.06%	-1.34%	-8.57%	17.52%	17.24%
Enterprise Value	182.89	192.19	165.6	183.31	199.03	171.67
Last Close Price	42.09	36.20	31.25	30.94	32.56	27.59
PE Ratio	11.63	10.00	10.49	11.17	11.42	10.49
PS Ratio	2.51	2.16	2.02	2.21	2.41	2.23
PB Ratio	1.42	1.22	1.27	1.39	1.75	1.10
P/TBV Ratio	1.46	1.26	1.31	1.43	1.75	1.11
P/FCF Ratio	11.62	9.63	8.29	8.06	10.17	5.91
P/OCF Ratio	11.00	8.99	8.06	7.37	8.12	5.81
EV/Sales Ratio	2.04	2.16	2.02	2.41	2.61	2.45
EV/EBITDA Ratio	-	70.17	57.30	58.64	33.00	30.83
EV/FCF Ratio	9.44	9.63	8.29	8.80	11.02	6.50
Debt / Equity Ratio	-	0	0	0.13	0.15	0.11
Debt / EBITDA Ratio	-	-	-	4.95	2.56	2.78
Debt / FCF Ratio	-	-	-	0.74	0.86	0.59
Net Debt / Equity Ratio	-	-	-	0.13	0.15	0.11
Net Debt / EBITDA Ratio	-	-	-	4.95	2.56	2.78
Net Debt / FCF Ratio	-	-	-	0.74	0.86	0.59
Asset Turnover	0.05	0.05	0.05	0.05	0.05	0.05
Return on Equity (ROE)	12.61%	13.79%	13.00%	13.74%	13.03%	10.72%
Earnings Yield	8.83%	10.00%	9.54%	8.95%	8.75%	9.53%
FCF Yield	8.60%	10.39%	12.06%	12.41%	9.83%	16.91%
Dividend Yield	2.39%	2.73%	3.05%	3.04%	2.77%	2.47%
Payout Ratio	27.27%	26.46%	30.86%	32.86%	30.61%	25.06%
Buyback Yield / Dilution	0.07%	0.21%	2.27%	0.90%	1.53%	1.25%
Total Shareholder Return	2.46%	2.94%	5.32%	3.94%	4.29%	3.72%

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q