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Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
43.53
-0.36 (-0.82%)
Oct 20, 2026, 4:00 PM EDT - Market closed

PEBK Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
232192166171184156
Market Cap Growth
49.24%16.06%-3.44%-6.59%17.52%17.24%
Last Close Price
43.5335.4929.6428.4328.8223.66

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.839.6910.1311.0311.3910.32
PS Ratio
2.532.162.022.252.402.23
PB Ratio
1.471.221.271.421.751.10
P/FCF Ratio
11.559.638.298.2310.175.91
P/OCF Ratio
10.808.998.067.538.125.81

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.120.120.150.880.650.40
Debt / FCF Ratio
-0.960.985.143.792.17
Net Debt / Equity Ratio
-0.24-0.25-0.300.20-0.03-1.55
Net Debt / FCF Ratio
--1.95-1.991.18-0.18-8.34
Return on Equity (ROE)
14.32%13.79%13.00%13.74%13.03%10.72%
Return on Assets (ROA)
1.26%1.18%1.00%0.95%0.99%1.00%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Oct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.50%10.32%9.88%9.07%8.78%9.69%
FCF Yield
8.66%10.39%12.06%12.15%9.84%16.91%
Dividend Yield
1.93%2.21%2.50%2.45%2.21%2.39%
Payout Ratio
24.87%26.46%30.86%32.86%30.61%25.06%
Buyback Yield / Dilution
0.32%0.21%2.27%0.90%1.52%1.25%
Total Shareholder Return
2.25%2.42%4.78%3.35%3.74%3.64%
SEC Filings: 10-K · 10-Q