Peoples Bancorp of North Carolina, Inc. (PEBK)

NASDAQ: PEBK · Real-Time Price · USD

44.84

+0.28 (0.63%)

At close: Aug 14, 2026, 4:00 PM EDT

44.68

-0.16 (-0.36%)

After-hours: Aug 14, 2026, 7:36 PM EDT

PEBK Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	19.96	19.83	16.35	15.55	16.12	15.13
Depreciation & Amortization	2.65	2.74	2.89	3.13	6.03	5.57
Gain (Loss) on Sale of Assets	-3.01	-3.02	-	-0.18	0.09	-0.13
Gain (Loss) on Sale of Investments	0.07	0.08	-0.01	2.49	-	-
Total Asset Writedown	0.04	0.07	0.39	-	-	-
Provision for Credit Losses	1.74	0.94	-0.29	1.57	1.47	-1.16
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.24	0.51	-0.39	-0.25	3.78	5.5
Change in Other Net Operating Assets	0.2	-0.11	0.65	0.98	-4.23	2.03
Other Operating Activities	-0.31	0.43	1.03	-0.45	-0.54	-0.23
Operating Cash Flow	21.44	21.37	20.56	22.78	22.62	26.9
Operating Cash Flow Growth	-0.84%	3.96%	-9.75%	0.73%	-15.93%	193.60%
Capital Expenditures	-1.39	-1.41	-0.59	-1.95	-4.56	-0.48
Sale of Property, Plant and Equipment	-	-	-	1.46	-	0.52
Investment in Securities	10.06	25.56	3.54	60.82	-103.3	-171.03
Net Decrease (Increase) in Loans Originated / Sold - Investing	-122.46	-66.79	-46.5	-60.77	-148.07	64.38
Other Investing Activities	3.08	0.43	0.92	-0.32	-0.04	0.33
Investing Cash Flow	-110.71	-41.83	-42.62	-0.75	-255.98	-106.14
Short-Term Debt Issued	-	0.16	0.16	82.45	10.76	11.06
Total Debt Issued	0.16	0.16	0.16	82.45	10.76	11.06
Short-Term Debt Repaid	-	-0.16	-86.88	-43.43	-0.16	-0.16
Total Debt Repaid	-0.16	-0.16	-86.88	-43.43	-0.16	-0.16
Net Debt Issued (Repaid)	-	-	-86.72	39.03	10.59	10.89
Issuance of Common Stock	0.07	0.05	0.05	-	0.04	-
Repurchase of Common Stock	-	-	-2	-2	-0.71	-3.61
Common Dividends Paid	-5.41	-5.25	-5.05	-5.11	-4.94	-3.79
Net Increase (Decrease) in Deposit Accounts	53.47	24.49	92.69	-43.17	22.47	191.66
Other Financing Activities	-	-	-0.02	-	-	-
Financing Cash Flow	48.14	19.3	-1.04	-11.25	27.46	195.16
Net Cash Flow	-41.12	-1.16	-23.11	10.78	-205.9	115.92
Free Cash Flow	20.05	19.96	19.97	20.83	18.05	26.42
Free Cash Flow Growth	-1.66%	-0.06%	-4.13%	15.39%	-31.66%	296.04%
Free Cash Flow Margin	22.23%	22.41%	24.33%	27.39%	23.65%	37.71%
Free Cash Flow Per Share	3.66	3.65	3.64	3.71	3.19	4.59
Cash Interest Paid	23.96	24.66	28.08	16.49	3.28	3.22
Cash Income Tax Paid	5.21	4.86	4.54	4.45	4.66	3.67

SEC Filings: 10-K · 10-Q