Peoples Bancorp of North Carolina, Inc. (PEBK)
NASDAQ: PEBK · Real-Time Price · USD
43.53
-0.36 (-0.82%)
Oct 20, 2026, 4:00 PM EDT - Market closed
PEBK Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 57.15 | 58.11 | 59.27 | 82.38 | 71.6 | 277.5 |
Investment Securities | 344.11 | 124.78 | 122.07 | 127.53 | 173.4 | 192.36 |
Mortgage-Backed Securities | - | 253.98 | 267.56 | 266.17 | 273.84 | 217.15 |
Total Investments | 344.11 | 378.76 | 389.63 | 393.7 | 447.24 | 409.51 |
Gross Loans | 1,303 | 1,204 | 1,138 | 1,093 | 1,033 | 884.87 |
Allowance for Loan Losses | -10.7 | -10.13 | -10 | -11.04 | -10.49 | -9.36 |
Net Loans | 1,292 | 1,194 | 1,128 | 1,082 | 1,022 | 875.51 |
Property, Plant & Equipment | 16.93 | 17.64 | 18.86 | 21.43 | 23.32 | 20.72 |
Loans Held for Sale | 0.73 | 1.14 | 1.37 | 0.69 | 0.21 | 3.64 |
Accrued Interest Receivable | 32.79 | 22.97 | 20.99 | 20.98 | 20.45 | 16.53 |
Long-Term Deferred Tax Assets | - | 10.24 | 14.29 | 15.48 | 17.49 | 2.72 |
Other Real Estate Owned & Foreclosed | - | - | 0.37 | - | - | - |
Other Long-Term Assets | 18.23 | 17.84 | 17.68 | 18.13 | 17.7 | 17.37 |
Total Assets | 1,762 | 1,702 | 1,652 | 1,636 | 1,621 | 1,624 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 1,039 | 954.27 | 935.04 | 810.45 | 881.13 | 872.1 |
Institutional Deposits | 126.94 | 160.39 | 147.44 | 148.9 | 31 | 26.33 |
Non-Interest Bearing Deposits | 401.81 | 394.56 | 402.25 | 432.69 | 523.09 | 514.32 |
Total Deposits | 1,568 | 1,509 | 1,485 | 1,392 | 1,435 | 1,413 |
Short-Term Borrowings | - | - | - | 86.72 | 47.69 | 37.09 |
Current Portion of Leases | - | 0.75 | - | - | - | - |
Accrued Interest Payable | 16.43 | 16.73 | 17.07 | 15.84 | 12.18 | 11.84 |
Long-Term Leases | 3.12 | 2.87 | 4.14 | 4.83 | 5.19 | 4.68 |
Trust Preferred Securities | 15.46 | 15.46 | 15.46 | 15.46 | 15.46 | 15.46 |
Total Liabilities | 1,605 | 1,545 | 1,521 | 1,515 | 1,516 | 1,482 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 48.78 | 48.71 | 48.66 | 50.63 | 52.64 | 53.31 |
Retained Earnings | 146.64 | 135.65 | 121.06 | 109.76 | 100.16 | 88.97 |
Comprehensive Income & Other | -37.76 | -27.24 | -39.16 | -39.37 | -47.6 | 0.1 |
Shareholders' Equity | 157.66 | 157.12 | 130.56 | 121.02 | 105.2 | 142.37 |
Total Liabilities & Equity | 1,762 | 1,702 | 1,652 | 1,636 | 1,621 | 1,624 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 18.59 | 19.08 | 19.6 | 107.01 | 68.34 | 57.24 |
Net Cash (Debt) | 38.56 | 39.03 | 39.67 | -24.64 | 3.26 | 220.26 |
Net Cash Growth | -60.55% | -1.61% | - | - | -98.52% | 89.16% |
Net Cash Per Share | 7.06 | 7.13 | 7.23 | -4.39 | 0.58 | 38.31 |
Filing Date Shares Outstanding | 5.32 | 5.31 | 5.46 | 5.46 | 5.64 | 5.66 |
Total Common Shares Outstanding | 5.32 | 5.31 | 5.46 | 5.53 | 5.64 | 5.66 |
Book Value Per Share | 29.63 | 29.59 | 23.92 | 21.87 | 18.66 | 25.15 |
Tangible Book Value | 157.66 | 157.12 | 130.56 | 121.02 | 105.2 | 142.37 |
Tangible Book Value Per Share | 29.63 | 29.59 | 23.92 | 21.87 | 18.66 | 25.15 |