Synchrony Financial (SYF)
| Market Cap | 23.69B -10.2% |
| Revenue (ttm) | 9.91B +7.9% |
| Net Income | 3.44B +7.0% |
| EPS | 9.77 +18.9% |
| Shares Out | 325.37M |
| PE Ratio | 7.45 |
| Forward PE | 7.56 |
| Dividend | $1.36 (1.87%) |
| Ex-Dividend Date | Aug 5, 2026 |
| Volume | 2,909,874 |
| Open | 73.38 |
| Previous Close | 73.72 |
| Day's Range | 72.70 - 73.52 |
| 52-Week Range | 63.08 - 88.77 |
| Beta | 1.34 |
| Analysts | Buy |
| Price Target | 88.17 (+21.11%) |
| Earnings Date | Oct 20, 2026 |
About SYF
Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. The company provides credit products, such as credit cards, commercial credit products, and consumer installment loans. It also offers private label credit cards, dual and general purpose co-branded cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, savings accounts, and sweep and affi... [Read more]
Financial Performance
In 2025, Synchrony Financial's revenue was $9.76 billion, an increase of 3.88% compared to the previous year's $9.39 billion. Earnings were $3.47 billion, an increase of 1.23%.
Financial StatementsAnalyst Summary
According to 24 analysts, the average rating for SYF stock is "Buy." The 12-month stock price target is $88.17, which is an increase of 21.11% from the latest price.
News
CareCredit Partners with Vetspire to Modernize Veterinary Payments with AI-Enabled Practice Solutions
CareCredit's embedded financing, combined with Vetspire's AI-enabled practice technology, helps veterinary teams streamline operations, improve client engagement and support timely pet care. Key Highl...
Synchrony and Oxford Economics Find Trust Will Define the Future of AI Shopping
New research shows consumers are more willing to let AI make purchases when they have clear protection, transparency and control Key Highlights Security and transparency matter most: Keeping data sec...
Synchrony to Announce Third Quarter 2026 Financial Results on October 20, 2026
STAMFORD, Conn., Sept. 22, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its third quarter 2026 results on Tuesday, October 20, 2026.
Synchrony Financial Transcript: Barclays 24th Annual Global Financial Services Conference
High single-digit purchase volume growth and stable credit quality continue, supported by resilient consumer behavior and targeted credit actions. Strategic partnerships, technology investments, and a focus on multi-product offerings underpin mid-single digit loan growth and long-term targets for high single-digit expansion.
Synchrony to Participate in the Barclays Global Financial Services Conference
STAMFORD, Conn., Sept. 8, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) Chief Financial Officer, Brian J.
Credit card issuer Synchrony announces partnership with OpenAI
Synchrony Financial announced a collaboration with OpenAI. The partnership allows the artificial intelligence company's models to power the card company's consumer portals.
Synchrony Debuts ChatGPT Plugin to Promote Offers
Consumer financial services company Synchrony will launch a ChatGPT plugin that will allow consumers to discover savings and offers from the Synchrony Marketplace within OpenAI's ChatGPT and browse pr...
Credit card issuer Synchrony partners with OpenAI for ChatGPT shopping
Synchrony Financial is partnering with OpenAI to allow shoppers buy products directly inside ChatGPT using store-branded cards. The company issues credit cards for brands including Amazon, Walmart and...
Synchrony Announces Enterprise Collaboration with OpenAI to Power the Next Era of Agentic Commerce
Synchrony's collaboration with OpenAI emphasizes innovative AI strategy and investments to lead in agentic commerce Key Highlights (LLM & Reader Snapshot) Synchrony (NYSE: SYF) has entered an enterpri...
Synchrony Elevates AI Strategy Hiring Nimrod Barak as Chief AI Officer to Accelerate Innovation
STAMFORD, Conn., Aug. 13, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, announced the appointment of Nimrod Barak as Chief AI Officer effective June 30, 20...
New CareCredit Research Finds Americans Want to Stay Active and Age Well, but Many Overlook Chiropractic Care
National ChiroIQ survey shows that firsthand experience, better information and improved access can help more people understand the role chiropractic care may play in long-term health and wellness Key...
Synchrony and PayPal Bring Special Financing to Entire Mastercard Network
Synchrony and PayPal now offer PayPal Credit Card cardholders special financing everywhere Mastercard is accepted. This special financing is now available both in online checkout and in stores across ...
Synchrony's CareCredit Expands Access to Financing for Health & Wellness Providers with New Stripe Partnership
Health and wellness providers and retailers using Stripe can soon offer CareCredit to customers directly within their existing payment platform, making it easier to offer trusted financing while expan...
Summer Is On! Flexible Payments Help Consumers Keep It That Way
Key Highlights New Synchrony research finds six in ten consumers say flexible payment options help make summer activities and purchases possible Half of consumers have applied or plan to apply for fin...
3 Ways Card Issuers Are Looking Beyond Credit Scores
Capital One and Synchrony earnings results this week highlight a consumer credit market that is becoming more segmented: lenders are drawing finer distinctions within credit tiers, millions of new acc...
Synchrony CFO Sees Consumers Spending Through Inflation Pressure
The prevailing narrative says the consumer, squeezed by inflation, higher gas prices and a steady sense of uncertainty, is ready to pull back. Synchrony's second-quarter results point in a more optimi...
Synchrony Financial Earnings Call Transcript: Q2 2026
Strong account and purchase volume growth drove record Q2 results, with net earnings of $885 million and robust returns. Guidance was raised for full-year EPS, and capital returns remain a priority. Consumer spending and credit trends remain resilient despite elevated payment rates.
Synchrony Financial Slides: Q2 2026
Synchrony Financial has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 21, 2026.
Synchrony Financial Earnings release: Q2 2026
Synchrony Financial released its Q2 2026 earnings on July 21, 2026, summarizing the period's financial results.
Synchrony Financial Quarterly report: Q2 2026
Synchrony Financial has published its Q2 2026 quarterly earnings report on July 21, 2026.
Synchrony Reports Second Quarter 2026 Results
Company Announces Quarterly Common Stock Dividend of $0.34 Per Share STAMFORD, Conn., July 21, 2026 /PRNewswire/ -- Synchrony Financial (NYSE: SYF) today announced its second quarter 2026 results for ...
Synchrony Launches Free Skilled-Trades Degree Pathway for Employees
New program enables eligible employees to earn associate degrees in HVAC, electrical, welding and more with tuition covered by the company Women in the Trades Forum convenes industry leaders to streng...
Synchrony Announces Executive Leadership Changes to Advance Digital Growth, Customer Experience and AI Momentum
STAMFORD, Conn., June 29, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF), a premier consumer financial services company, today announced executive leadership changes in its Digital platform and Technology...
Synchrony Financial Transcript: AGM 2026
The meeting covered director elections, auditor ratification, and executive compensation approval. All proposals passed, with no shareholder questions submitted. Final voting results will be filed on Form 8-K within four business days.
Synchrony to Announce Second Quarter 2026 Financial Results on July 21, 2026
STAMFORD, Conn., June 23, 2026 /PRNewswire/ -- Synchrony (NYSE: SYF) plans to report its second quarter 2026 results on Tuesday, July 21, 2026.