Velocity Financial, Inc. (VEL)
| Market Cap | 711.06M -2.9% |
| Revenue (ttm) | 284.11M +45.3% |
| Net Income | 106.18M +32.5% |
| EPS | 2.75 +24.1% |
| Shares Out | 39.48M |
| PE Ratio | 6.55 |
| Forward PE | 6.64 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 109,463 |
| Open | 18.15 |
| Previous Close | 18.08 |
| Day's Range | 17.99 - 18.29 |
| 52-Week Range | 16.65 - 21.40 |
| Beta | 0.70 |
| Analysts | Hold |
| Price Target | 21.50 (+19.38%) |
| Earnings Date | Aug 5, 2026 |
About VEL
Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded i... [Read more]
Financial Performance
In 2025, Velocity Financial's revenue was $225.61 million, an increase of 27.00% compared to the previous year's $177.65 million. Earnings were $103.71 million, an increase of 53.45%.
Financial StatementsAnalyst Summary
According to 3 analysts, the average rating for VEL stock is "Hold." The 12-month stock price target is $21.5, which is an increase of 19.38% from the latest price.
News
Velocity Financial Transcript: M&A announcement
Velocity is acquiring Toorak Capital's operating platform in a 100% cash deal, expanding into the U.K. and diversifying its product and origination channels. The transaction is expected to close in Q4, boosting origination volumes by over 75% and enhancing ROE.
Velocity Financial Slides: M&A announcement
Velocity Financial has posted slides in relation to its latest quarterly earnings report, which was published on August 27, 2026.
Velocity Financial Press release: M&A announcement
Velocity Financial issued a press release on August 27, 2026, disclosing material business information to investors.
Velocity enters agreements to acquire Toorak’s platform, manage loan portfolio
Velocity Financial (VEL) announced a definitive agreement to acquire the operating platform of Toorak Capital, a business-purpose lending and asset management platform which is majority owned by funds...
Velocity Enters into Agreements to Acquire Toorak's Operating Platform and Manage Toorak's $3 Billion Business-Purpose Loan Portfolio
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL; “Velocity” or the “Company”) today announced a definitive agreement to acquire the operating platform of Toorak Capital ...
Velocity Financial Earnings Call Transcript: Q2 2026
Core net income rose to $27.9M, with pre-tax income up 3.9% year-over-year and strong loan portfolio growth. Non-performing loans declined, liquidity remained robust, and origination volumes are expected to increase in the second half of 2026.
Velocity Financial Earnings release: Q2 2026
Velocity Financial released its Q2 2026 earnings on August 5, 2026, summarizing the period's financial results.
Velocity Financial Slides: Q2 2026
Velocity Financial has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on August 5, 2026.
Velocity Financial Quarterly report: Q2 2026
Velocity Financial has published its Q2 2026 quarterly earnings report on August 5, 2026.
Velocity Financial reports Q2 core EPS 71c, consensus 65c
Reports Q2 revenue $94.99M, consensus $52.77M. Reports diluted book value per common share of $18.43, an increase of $2.81 from $15.62 as of June 30, 2025.
Velocity Financial, Inc. Reports Second Quarter 2026 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $25.2 million and core net income ...
Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its second quarter 2026 results after the...
Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Kroll Bond Rating Agency (“K...
Velocity Financial price target lowered to $22 from $23 at BTIG
BTIG lowered the firm’s price target on Velocity Financial (VEL) to $22 from $23 and keeps a Buy rating on the shares. The firm says the residential credit-focused mortgage real…
Velocity Financial price target lowered to $22 from $23 at BTIG
BTIG analyst Eric Hagen lowered the firm’s price target on Velocity Financial (VEL) to $22 from $23 and keeps a Buy rating on the shares. The firm says the residential…
Velocity Financial names Dean Thevaos as Chief Technology Officer
Velocity Financial (VEL) “announced the appointment of Dean Thevaos as Chief Technology Officer, effective June 1. Thevaos will lead Velocity’s technology and engineering organization, with a mandate ...
Velocity Appoints Dean Thevaos as Chief Technology Officer
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, today announced the appointment of Dean Thevaos as Chi...
Velocity Financial Transcript: AGM 2026
The meeting confirmed a legal quorum and approved all proposals, including director reelections, executive compensation for 2025, and the ratification of the independent auditor for 2026. Final vote counts will be disclosed in the meeting minutes and on Form 8-K.
Velocity Financial price target raised to $23.50 from $22 at Citizens
Citizens raised the firm’s price target on Velocity Financial (VEL) to $23.50 from $22 and keeps an Outperform rating on the shares. The firm updated its model following the Q1…
Velocity Financial reports Q1 core EPS 68c, consensus 64c
Reports diluted book value per common share of $17.75, an increase of 19.4% from $14.87 as of March 31, 2025. The company said, “Velocity continued to deliver impressive earnings in…
Velocity Financial Earnings Call Transcript: Q1 2026
Q1 2026 saw 30% year-over-year core net income growth, a 25.6% increase in the loan portfolio, and a stable 3.56% NIM. Liquidity and capital strength improved with a $500 million unsecured debt issuance, while origination volumes and ROE are expected to remain strong through 2026.
Velocity Financial Slides: Q1 2026
Velocity Financial has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on May 6, 2026.
Velocity Financial Earnings release: Q1 2026
Velocity Financial released its Q1 2026 earnings on May 6, 2026, summarizing the period's financial results.
Velocity Financial Quarterly report: Q1 2026
Velocity Financial has published its Q1 2026 quarterly earnings report on May 6, 2026.
Velocity Financial, Inc. Reports First Quarter 2026 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $22.4 million and core net income ...