American Coastal Insurance Corporation (ACIC)
NASDAQ: ACIC · Real-Time Price · USD
10.02
-0.93 (-8.49%)
Aug 6, 2026, 11:20 AM EDT - Market open
ACIC Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 295.45 | 306.85 | 273.99 | 262.06 | 222.93 | 221.13 |
Investment Income | 22.38 | 22.21 | 20.8 | 8.3 | 6.04 | 5.9 |
Net Gains on Investments | 12.76 | 6.38 | 1.87 | -5.98 | -8.48 | 1.61 |
Total Other Revenues | - | - | - | 0.02 | 1.18 | 0.05 |
| 330.59 | 335.44 | 296.66 | 264.4 | 221.67 | 228.69 | |
Revenue Growth | 3.29% | 13.07% | 12.20% | 19.28% | -3.07% | -72.99% |
Insurance Benefits & Claims | 48.19 | 46.04 | 69.32 | 46.68 | 96.11 | 89.05 |
Policy Amortization Costs | 95.22 | 97.84 | 70.99 | 75.44 | 81 | 93.2 |
Other Operating Expenses | 44.15 | 40.46 | 44.76 | 37.56 | 43.75 | 47.68 |
Operating Income | 143.04 | 151.09 | 111.59 | 104.73 | 0.82 | -1.24 |
Interest Expense | -10.07 | -10.82 | -12 | -10.88 | -9.48 | -9.3 |
Other Non-Operating Income (Expense) | 0.17 | 2.46 | 2.06 | 2.23 | 10.34 | 0.13 |
Total Non-Operating Income (Expense) | -9.9 | -8.36 | -9.93 | -8.65 | 0.86 | -9.17 |
Pretax Income | 133.14 | 142.73 | 101.66 | 96.08 | 1.68 | -10.42 |
Provision for Income Taxes | 32.95 | 35.94 | 25.34 | 10.88 | 26.23 | -6.7 |
Net Income | 100.2 | 106.8 | 76.32 | 85.2 | -24.55 | -3.72 |
Minority Interest in Earnings | - | - | - | - | -0.11 | -1.95 |
Earnings From Discontinued Operations | - | 0.04 | -0.6 | 224.71 | -445.41 | -56.15 |
Net Income to Common | 100.2 | 106.84 | 75.72 | 309.91 | -469.86 | -57.92 |
Net Income Growth | 23.92% | 41.10% | -75.57% | - | - | - |
Shares Outstanding (Basic) | 48 | 48 | 48 | 44 | 43 | 43 |
Shares Outstanding (Diluted) | 50 | 50 | 49 | 44 | 43 | 43 |
Shares Change | 0.33% | 0.85% | 11.21% | 3.10% | 0.24% | 0.20% |
EPS (Basic) | 2.08 | 2.20 | 1.59 | 7.11 | -10.91 | -1.35 |
EPS (Diluted) | 2.01 | 2.15 | 1.54 | 6.98 | -10.91 | -1.35 |
EPS Growth | 23.31% | 39.61% | -77.94% | - | - | - |
Free Cash Flow | - | 70.87 | 243.49 | -136.2 | -176.16 | -300.66 |
Free Cash Flow Growth | - | -70.89% | - | - | - | - |
Free Cash Flow Per Share | - | 1.42 | 4.93 | -3.07 | -4.09 | -7.00 |
Dividends Per Share | - | - | - | - | 0.060 | 0.240 |
Dividend Growth | - | - | - | - | -75.00% | 0% |
Operating Margin | 43.27% | 45.04% | 37.62% | 39.61% | 0.37% | -0.54% |
Profit Margin | 30.31% | 31.84% | 25.73% | 32.23% | -11.08% | -1.63% |
FCF Margin | - | 21.13% | 82.08% | -51.51% | -79.47% | -131.47% |
EBITDA | 143.04 | 157.66 | 120.46 | 115.35 | 24.13 | 10.53 |
EBITDA Margin | 43.27% | 47.00% | 40.61% | 43.63% | 10.89% | 4.60% |
EBIT | 143.04 | 151.09 | 111.59 | 104.73 | 0.82 | -1.24 |
EBIT Margin | 43.27% | 45.04% | 37.62% | 39.61% | 0.37% | -0.54% |
Effective Tax Rate | 24.75% | 25.18% | 24.93% | 11.32% | 1560.56% | 64.31% |