Affirm Holdings, Inc. (AFRM)

Affirm Holdings Stock Forecast

Stock Price Forecast

The 26 analysts that cover Affirm Holdings stock have a consensus rating of "Buy" and an average price target of $83.65, which forecasts a 90.94% increase in the stock price over the next year. The lowest target is $55 and the highest is $110.

Price Target: $83.65 (+90.94%)

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$55	$83.65	$85	$110
Change	+25.54%	+90.94%	+94.02%	+151.08%

* Price targets were last updated on Feb 20, 2026.

Analyst Ratings

The average analyst rating for Affirm Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26	Mar '26
Strong Buy	7	8	9	10	10	10
Buy	12	11	11	10	11	11
Hold	7	7	8	7	8	8
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	26	26	28	27	29	29

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Matthew Coad Truist Securities	Truist Securities	Strong Buy Maintains $85 → $71	Strong Buy	Maintains	$85 → $71	+62.06%	Feb 20, 2026
David Koning Baird	Baird	Hold Initiates $55	Hold	Initiates	$55	+25.54%	Feb 20, 2026
Ramsey El-Assal Cantor Fitzgerald	Cantor Fitzgerald	Buy Reiterates $85	Buy	Reiterates	$85	+94.02%	Feb 9, 2026
Dan Dolev Mizuho	Mizuho	Buy Maintains $114 → $95	Buy	Maintains	$114 → $95	+116.85%	Feb 9, 2026
Reginald Smith JP Morgan	JP Morgan	Buy Maintains $94 → $79	Buy	Maintains	$94 → $79	+80.32%	Feb 6, 2026

More Analyst Ratings

Financial Forecast

Revenue This Year

4.22B

Increased by 30.78%

from 3.22B

Revenue Next Year

5.23B

Increased by 24.09%

from 4.22B

EPS This Year

1.10

Increased by 620.36%

from 0.15

EPS Next Year

1.76

Increased by 59.78%

from 1.10

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Jun 30, 2021	Jun 30, 2022	Jun 30, 2023	Jun 30, 2024	Jun 30, 2025	Jun 30, 2026	Jun 30, 2027
Revenue	870.46M	1.35B	1.59B	2.32B	3.22B	4.22B	5.23B
Revenue Growth	70.84%	55.01%	17.69%	46.29%	38.80%	30.78%	24.09%
EPS	-2.94	-2.51	-3.34	-1.67	0.15	1.10	1.76
EPS Growth	-	-	-	-	-	620.36%	59.78%
Forward PE	-	-	-	-	-	39.74	24.87
No. Analysts	-	-	-	-	-	35	35

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027	2028	2029	2030
High	4.5B	5.9B
Avg	4.2B	5.2B
Low	3.9B	4.7B

Revenue Growth

Revenue Growth	2026	2027	2028	2029	2030
High	38.5%	39.8%
Avg	30.8%	24.1%
Low	22.2%	11.3%

EPS Forecast

EPS	2026	2027	2028	2029	2030
High	1.34	2.46
Avg	1.10	1.76
Low	0.89	1.11

EPS Growth

EPS Growth	2026	2027	2028	2029	2030
High	778.3%	123.6%
Avg	620.4%	59.8%
Low	482.8%	0.5%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.