Affirm Holdings, Inc. (AFRM)
NASDAQ: AFRM · Real-Time Price · USD
81.80
+0.19 (0.23%)
At close: Jan 9, 2026, 4:00 PM EST
82.00
+0.20 (0.24%)
After-hours: Jan 9, 2026, 7:57 PM EST
Affirm Holdings Stock Forecast
Stock Price Forecast
The 23 analysts that cover Affirm Holdings stock have a consensus rating of "Buy" and an average price target of $87.87, which forecasts a 7.42% increase in the stock price over the next year. The lowest target is $64 and the highest is $110.
Price Target: $87.87 (+7.42%)
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Affirm Holdings stock is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 | Jan '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 7 | 7 | 7 | 8 | 9 | 9 |
| Buy | 11 | 11 | 12 | 11 | 11 | 11 |
| Hold | 8 | 8 | 7 | 7 | 8 | 8 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 26 | 26 | 26 | 26 | 28 | 28 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| TD Cowen | TD Cowen | Strong Buy Maintains $115 → $110 | Strong Buy | Maintains | $115 → $110 | +34.47% | Jan 8, 2026 |
| Wolfe Research | Wolfe Research | Hold Initiates n/a | Hold | Initiates | n/a | n/a | Dec 9, 2025 |
| Freedom Capital Markets | Freedom Capital Markets | Strong Buy Initiates $90 | Strong Buy | Initiates | $90 | +10.02% | Dec 5, 2025 |
| Truist Securities | Truist Securities | Strong Buy Maintains $90 → $85 | Strong Buy | Maintains | $90 → $85 | +3.91% | Nov 19, 2025 |
| RBC Capital | RBC Capital | Hold Maintains $97 → $87 | Hold | Maintains | $97 → $87 | +6.36% | Nov 7, 2025 |
Financial Forecast
Revenue This Year
4.15B
from 3.22B
Increased by 28.71%
Revenue Next Year
5.18B
from 4.15B
Increased by 24.92%
EPS This Year
0.99
from 0.15
Increased by 546.69%
EPS Next Year
1.67
from 0.99
Increased by 68.71%
Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 4.5B | 5.8B | |||
| Avg | 4.2B | 5.2B | |||
| Low | 3.8B | 4.5B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 38.4% | 39.5% | |||
| Avg | 28.7% | 24.9% | |||
| Low | 19.0% | 9.3% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 1.29 | 2.59 | |||
| Avg | 0.99 | 1.67 | |||
| Low | 0.71 | 1.07 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 744.0% | 162.1% | |||
| Avg | 546.7% | 68.7% | |||
| Low | 363.7% | 7.6% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.