Affirm Holdings, Inc. (AFRM)

Affirm Holdings Stock Forecast

Stock Price Forecast

The 17 analysts with 12-month price forecasts for Affirm Holdings stock have an average target of 70.24, with a low estimate of 45 and a high estimate of 90. The average target predicts an increase of 2.47% from the current stock price of 68.55.

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$45	$70.24	$74	$90
Change	-34.35%	+2.47%	+7.95%	+31.29%

Analyst Ratings

The average analyst rating for Affirm Holdings stock from 19 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Sep '24	Oct '24	Nov '24	Dec '24	Jan '25	Feb '25
Strong Buy	3	4	4	4	4	4
Buy	4	5	5	6	7	7
Hold	9	9	8	7	8	8
Sell	3	1	0	0	0	0
Strong Sell	1	1	1	1	0	0
Total	20	20	18	18	19	19

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Will Nance Goldman Sachs	Goldman Sachs	Strong Buy Maintains $78 → $90	Strong Buy	Maintains	$78 → $90	+31.29%	Feb 10, 2025
Ramsey El-Assal Barclays	Barclays	Buy Maintains $75 → $85	Buy	Maintains	$75 → $85	+24.00%	Feb 10, 2025
Daniel Perlin RBC Capital	RBC Capital	Hold Maintains $67 → $81	Hold	Maintains	$67 → $81	+18.16%	Feb 7, 2025
David Scharf JMP Securities	JMP Securities	Buy Maintains $78 → $85	Buy	Maintains	$78 → $85	+24.00%	Feb 7, 2025
Timothy Chiodo UBS	UBS	Hold Maintains $46 → $62	Hold	Maintains	$46 → $62	-9.56%	Feb 7, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

3.16B

Increased by 35.82%

from 2.32B

Revenue Next Year

3.88B

Increased by 23.07%

from 3.16B

EPS This Year

-0.39

from -1.67

EPS Next Year

0.65

from -0.39

Fiscal Year	FY 2020	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Jun 30, 2020	Jun 30, 2021	Jun 30, 2022	Jun 30, 2023	Jun 30, 2024	Jun 30, 2025	Jun 30, 2026	Jun 30, 2027
Revenue	509.53M	870.46M	1.35B	1.59B	2.32B	3.16B	3.88B	4.81B
Revenue Growth	92.74%	70.84%	55.01%	17.69%	46.29%	35.82%	23.07%	23.98%
EPS	-2.63	-2.94	-2.51	-3.34	-1.67	-0.39	0.65	1.26
EPS Growth	-	-	-	-	-	-	-	92.91%
Forward PE	-	-	-	-	-	-	104.83	54.34
No. Analysts	-	-	-	-	-	22	22	16

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2025	2026	2027	2028	2029
High	3.5B	4.3B	5.4B
Avg	3.2B	3.9B	4.8B
Low	2.8B	3.4B	4.2B

Revenue Growth

Revenue Growth	2025	2026	2027	2028	2029
High	50.8%	36.5%	38.0%
Avg	35.8%	23.1%	24.0%
Low	20.0%	8.3%	7.9%

EPS Forecast

EPS	2025	2026	2027
High	0.03	1.23	2.42
Avg	-0.39	0.65	1.26
Low	-0.86	0.24	0.68

EPS Growth

EPS Growth	2025	2026	2027
High	-	-	269.3%
Avg	-	-	92.9%
Low	-	-	3.4%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.