Credicorp Ltd. (BAP)
NYSE: BAP · Real-Time Price · USD
355.90
+7.97 (2.29%)
At close: Nov 9, 2026, 4:00 PM EST
357.50
+1.60 (0.45%)
Pre-market: Nov 10, 2026, 4:58 AM EST
Credicorp Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 21,469 | 19,930 | 19,869 | 18,798 | 15,011 | 11,850 |
Interest Paid on Deposits | 5,227 | 5,214 | 5,754 | 5,861 | 3,920 | 2,491 |
Net Interest Income | 16,242 | 14,716 | 14,115 | 12,938 | 11,092 | 9,360 |
Net Interest Income Growth | 11.98% | 4.26% | 9.10% | 16.65% | 18.50% | 9.23% |
Income From Trading Activities | 75.55 | 51.92 | 156.2 | 53.67 | 65.19 | 221.06 |
Gain (Loss) on Sale of Assets | 40.47 | 40.47 | 111.1 | 85.17 | 33.69 | 31.78 |
Gain (Loss) on Sale of Investments | 579.54 | 400.69 | 362.3 | 425.14 | 5.47 | 28.65 |
Other Non-Interest Income | 8,461 | 7,897 | 6,974 | 6,303 | 5,803 | 4,644 |
Total Non-Interest Income | 9,143 | 8,390 | 7,603 | 6,867 | 5,908 | 4,926 |
Non-Interest Income Growth | 10.27% | 10.34% | 10.72% | 16.24% | 19.93% | 2.71% |
Revenues Before Loan Losses | 25,385 | 23,106 | 21,718 | 19,805 | 16,999 | 14,286 |
Provision for Loan Losses | 2,688 | 2,406 | 3,519 | 3,622 | 1,812 | 1,212 |
| 22,697 | 20,700 | 18,199 | 16,183 | 15,188 | 13,073 | |
Revenue Growth | 11.85% | 13.74% | 12.46% | 6.55% | 16.17% | 75.61% |
Salaries and Employee Benefits | 5,763 | 5,286 | 4,572 | 4,182 | 3,820 | 3,594 |
Occupancy Expenses | 974.35 | 893.14 | 713.47 | 659.01 | 636.49 | 683.25 |
Selling, General & Administrative | 4,366 | 3,885 | 3,906 | 3,622 | 3,216 | 2,738 |
Other Non-Interest Expense | 765.61 | 765.73 | 812.5 | 649.96 | 559.67 | 606.6 |
Total Non-Interest Expense | 11,869 | 10,838 | 10,032 | 9,166 | 8,273 | 7,670 |
EBT Excluding Unusual Items | 10,828 | 9,862 | 8,167 | 7,016 | 6,914 | 5,404 |
Legal Settlements | -149.65 | -149.65 | -315.21 | -95.87 | -43.85 | -70.82 |
Other Unusual Items | 235.49 | 235.49 | - | - | - | - |
Pretax Income | 10,914 | 9,948 | 7,825 | 6,848 | 6,871 | 5,333 |
Income Tax Expense | 3,179 | 2,865 | 2,201 | 1,888 | 2,111 | 1,661 |
Earnings From Continuing Operations | 7,735 | 7,083 | 5,623 | 4,960 | 4,760 | 3,672 |
Minority Interest in Earnings | -172.98 | -157.28 | -122 | -94.34 | -112.29 | -87.25 |
Net Income | 7,562 | 6,925 | 5,501 | 4,866 | 4,648 | 3,585 |
Net Income to Common | 7,562 | 6,925 | 5,501 | 4,866 | 4,648 | 3,585 |
Net Income Growth | 16.96% | 25.89% | 13.07% | 4.68% | 29.66% | 933.34% |
Basic Shares Outstanding | 79 | 79 | 79 | 79 | 80 | 79 |
Diluted Shares Outstanding | 79 | 80 | 80 | 80 | 80 | 80 |
Shares Change | -0.14% | -0.11% | -0.05% | -0.05% | 0.03% | 0.07% |
EPS (Basic) | 95.21 | 87.25 | 69.24 | 61.22 | 58.44 | 45.09 |
EPS (Diluted) | 95.21 | 87.08 | 69.09 | 61.08 | 58.32 | 44.99 |
EPS Growth | 17.16% | 26.04% | 13.11% | 4.73% | 29.63% | 931.88% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | - | 50.000 | 39.900 | 35.000 | 25.000 | 15.000 |
Dividend Growth | - | 25.31% | 14.00% | 40.00% | 66.67% | 200.00% |
Effective Tax Rate | 29.13% | 28.80% | 28.13% | 27.57% | 30.72% | 31.15% |