BayCom Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	116.81	114.13	104.06	106.32	95.72	76.1
Interest Income on Investments	19.28	21.26	27.65	20.02	11.34	5.51
Total Interest Income	136.09	135.39	131.71	126.34	107.07	81.61
Interest Paid on Deposits	36.29	36.82	36.14	24.04	6.27	4.88
Interest Paid on Borrowings	2.46	4.12	4.43	4.42	4.08	3.93
Total Interest Expense	38.75	40.94	40.57	28.46	10.35	8.8
Net Interest Income	97.34	94.45	91.14	97.87	96.71	72.81
Net Interest Income Growth	5.25%	3.64%	-6.88%	1.20%	32.84%	-7.01%
Gain (Loss) on Sale of Investments	0.12	-0.51	-0.04	-0.04	-4.64	1.27
Other Non-Interest Income	5.82	6.33	6.13	6.51	6.33	5.2
Total Non-Interest Income	6.16	6.09	6.38	6.98	4.44	11.27
Non-Interest Income Growth	6.55%	-4.56%	-8.60%	57.32%	-60.64%	28.41%
Revenues Before Loan Losses	103.5	100.54	97.52	104.85	101.15	84.08
Provision for Loan Losses	7.79	4.07	1.27	2.02	4.44	0.47
Revenue	95.71	96.47	96.25	102.84	96.71	83.61
Revenue Growth	-0.90%	0.23%	-6.40%	6.34%	15.67%	8.94%
Salaries and Employee Benefits	40.25	39.57	38.32	40.28	38.9	32.35
Occupancy Expenses	4.76	4.71	4.7	4.26	3.96	4.1
Selling, General & Administrative	14.52	13.22	12.62	12.14	11.93	10.91
Other Non-Interest Expense	5.74	6.35	8.49	8	8.08	7.76
Total Non-Interest Expense	65.28	63.86	64.13	64.68	62.86	55.13
EBT Excluding Unusual Items	30.43	32.62	32.12	38.16	33.85	28.48
Other Unusual Items	-10.5	-	-	-	1.67	-
Pretax Income	19.93	32.62	32.12	38.16	32.44	28.48
Income Tax Expense	6.85	8.69	8.51	10.73	8.71	7.79
Net Income	13.08	23.93	23.61	27.43	23.73	20.69
Net Income to Common	13.08	23.93	23.61	27.43	23.73	20.69
Net Income Growth	-45.95%	1.34%	-13.90%	15.57%	14.69%	50.74%
Basic Shares Outstanding	11	11	11	12	13	11
Diluted Shares Outstanding	11	11	11	12	13	11
Shares Change	-1.72%	-2.41%	-6.72%	-8.00%	20.60%	-9.05%
EPS (Basic)	1.20	2.18	2.10	2.27	1.81	1.90
EPS (Diluted)	1.20	2.18	2.10	2.27	1.81	1.90
EPS Growth	-45.00%	3.85%	-7.63%	25.55%	-4.84%	65.63%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.150	0.900	0.450	0.400	0.200	-
Dividend Growth	91.67%	100.00%	12.50%	100.00%	-	-
Effective Tax Rate	34.36%	26.63%	26.48%	28.13%	26.85%	27.35%

SEC Filings: 10-K · 10-Q