BayCom Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	117.85	114.13	104.06	106.32	95.72	76.1
Interest Income on Investments	17.76	21.26	27.65	20.02	11.34	5.51
Total Interest Income	135.62	135.39	131.71	126.34	107.07	81.61
Interest Paid on Deposits	35.31	36.82	36.14	24.04	6.27	4.88
Interest Paid on Borrowings	0.82	4.12	4.43	4.42	4.08	3.93
Total Interest Expense	36.13	40.94	40.57	28.46	10.35	8.8
Net Interest Income	99.49	94.45	91.14	97.87	96.71	72.81
Net Interest Income Growth	6.95%	3.64%	-6.88%	1.20%	32.84%	-7.01%
Gain (Loss) on Sale of Investments	-8.12	-0.51	-0.04	-0.04	-4.64	1.27
Other Non-Interest Income	5.88	6.33	6.13	6.51	6.33	5.2
Total Non-Interest Income	-1.89	6.09	6.38	6.98	4.44	11.27
Non-Interest Income Growth	-	-4.56%	-8.60%	57.32%	-60.64%	28.41%
Revenues Before Loan Losses	97.6	100.54	97.52	104.85	101.15	84.08
Provision for Loan Losses	5.66	4.07	1.27	2.02	4.44	0.47
Revenue	91.93	96.47	96.25	102.84	96.71	83.61
Revenue Growth	-3.12%	0.23%	-6.40%	6.34%	15.67%	8.94%
Salaries and Employee Benefits	52.86	39.57	38.32	40.28	38.9	32.35
Occupancy Expenses	4.64	4.71	4.7	4.26	3.96	4.1
Selling, General & Administrative	13.56	13.22	12.62	12.14	11.93	10.91
Other Non-Interest Expense	6.43	6.35	8.49	8	8.08	7.76
Total Non-Interest Expense	77.49	63.86	64.13	64.68	62.86	55.13
EBT Excluding Unusual Items	14.44	32.62	32.12	38.16	33.85	28.48
Other Unusual Items	-	-	-	-	1.67	-
Pretax Income	14.44	32.62	32.12	38.16	32.44	28.48
Income Tax Expense	5.22	8.69	8.51	10.73	8.71	7.79
Net Income	9.22	23.93	23.61	27.43	23.73	20.69
Net Income to Common	9.22	23.93	23.61	27.43	23.73	20.69
Net Income Growth	-60.24%	1.34%	-13.90%	15.57%	14.69%	50.74%
Basic Shares Outstanding	11	11	11	12	13	11
Diluted Shares Outstanding	11	11	11	12	13	11
Shares Change	-1.26%	-2.41%	-6.72%	-8.00%	20.60%	-9.05%
EPS (Basic)	0.85	2.18	2.10	2.27	1.81	1.90
EPS (Diluted)	0.85	2.18	2.10	2.27	1.81	1.90
EPS Growth	-59.74%	3.85%	-7.63%	25.55%	-4.84%	65.63%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.200	0.900	0.450	0.400	0.200	-
Dividend Growth	60.00%	100.00%	12.50%	100.00%	-	-
Effective Tax Rate	36.16%	26.63%	26.48%	28.13%	26.85%	27.35%

SEC Filings: 10-K · 10-Q