BV Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	45.83	45.6	41	37.74	31.26	28.73
Interest Income on Investments	4.02	4.11	5.68	5.68	2.09	0.65
Total Interest Income	49.85	49.71	46.68	43.42	33.35	29.38
Interest Paid on Deposits	10.9	10.7	9.04	5.61	1.36	1.9
Interest Paid on Borrowings	1.19	2.1	2.45	3.58	2.07	1.84
Total Interest Expense	12.1	12.81	11.5	9.19	3.43	3.73
Net Interest Income	37.75	36.9	35.19	34.23	29.92	25.65
Net Interest Income Growth	4.53%	4.87%	2.80%	14.40%	16.67%	67.37%
Gain (Loss) on Sale of Assets	-0.17	-0.03	-	0.19	0.25	-
Other Non-Interest Income	2.15	2.26	2.09	2.45	3.62	1.86
Total Non-Interest Income	2.47	2.72	2.51	3.76	4.33	2.37
Non-Interest Income Growth	-4.30%	8.19%	-33.09%	-13.13%	82.41%	43.35%
Revenues Before Loan Losses	40.22	39.62	37.7	37.99	34.25	28.02
Provision for Loan Losses	-3.13	-2.43	-0.2	-0.05	1.04	0.58
Revenue	43.35	42.05	37.9	38.03	33.21	27.44
Revenue Growth	13.10%	10.94%	-0.33%	14.53%	21.01%	68.55%
Salaries and Employee Benefits	13.68	11.9	11.93	11.39	9.87	7.5
Federal Deposit Insurance	0.34	0.33	0.33	0.34	0.22	0.19
Amortization of Goodwill & Intangibles	0.18	0.18	0.18	0.18	0.18	0.18
Selling, General & Administrative	7.94	8.83	6.6	5.2	4.4	4.76
Other Non-Interest Expense	2.11	1.94	2.45	2.12	2.75	1.59
Total Non-Interest Expense	24.34	23.19	21.5	19.41	18.39	14.45
EBT Excluding Unusual Items	19.01	18.86	16.41	18.62	14.81	12.99
Other Unusual Items	-	-	-	-	1.34	-
Pretax Income	19.01	18.86	16.41	18.62	14.55	12.82
Income Tax Expense	5.92	5.37	4.68	4.92	4.03	3.38
Net Income	13.09	13.5	11.72	13.71	10.52	9.44
Net Income to Common	13.09	13.5	11.72	13.71	10.52	9.44
Net Income Growth	22.20%	15.12%	-14.47%	30.25%	11.47%	23.49%
Basic Shares Outstanding	8	9	11	9	12	11
Diluted Shares Outstanding	9	9	11	9	12	11
Shares Change	-13.49%	-11.69%	14.66%	-23.46%	11.65%	0.20%
EPS (Basic)	1.54	1.44	1.10	1.47	0.86	0.87
EPS (Diluted)	1.52	1.43	1.09	1.47	0.86	0.86
EPS Growth	41.49%	31.19%	-25.85%	70.49%	0%	23.36%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	31.16%	28.46%	28.54%	26.39%	27.68%	26.38%

SEC Filings: 10-K · 10-Q