BV Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	45.47	45.6	41	37.74	31.26	28.73
Interest Income on Investments	3.81	4.11	5.68	5.68	2.09	0.65
Total Interest Income	49.28	49.71	46.68	43.42	33.35	29.38
Interest Paid on Deposits	11.08	10.7	9.04	5.61	1.36	1.9
Interest Paid on Borrowings	0.73	2.1	2.45	3.58	2.07	1.84
Total Interest Expense	11.81	12.81	11.5	9.19	3.43	3.73
Net Interest Income	37.48	36.9	35.19	34.23	29.92	25.65
Net Interest Income Growth	3.65%	4.87%	2.80%	14.40%	16.67%	67.37%
Gain (Loss) on Sale of Assets	-0.16	-0.03	-	0.19	0.25	-
Other Non-Interest Income	2.18	2.26	2.09	2.45	3.62	1.86
Total Non-Interest Income	2.47	2.72	2.51	3.76	4.33	2.37
Non-Interest Income Growth	-4.04%	8.19%	-33.09%	-13.13%	82.41%	43.35%
Revenues Before Loan Losses	39.95	39.62	37.7	37.99	34.25	28.02
Provision for Loan Losses	-1.9	-2.43	-0.2	-0.05	1.04	0.58
Revenue	41.85	42.05	37.9	38.03	33.21	27.44
Revenue Growth	8.23%	10.94%	-0.33%	14.53%	21.01%	68.55%
Salaries and Employee Benefits	11.99	11.9	11.93	11.39	9.87	7.5
Federal Deposit Insurance	0.34	0.33	0.33	0.34	0.22	0.19
Amortization of Goodwill & Intangibles	0.18	0.18	0.18	0.18	0.18	0.18
Selling, General & Administrative	9.01	8.83	6.6	5.2	4.4	4.76
Other Non-Interest Expense	2	1.94	2.45	2.12	2.75	1.59
Total Non-Interest Expense	23.52	23.19	21.5	19.41	18.39	14.45
EBT Excluding Unusual Items	18.33	18.86	16.41	18.62	14.81	12.99
Other Unusual Items	-	-	-	-	1.34	-
Pretax Income	18.33	18.86	16.41	18.62	14.55	12.82
Income Tax Expense	5.54	5.37	4.68	4.92	4.03	3.38
Net Income	12.79	13.5	11.72	13.71	10.52	9.44
Net Income to Common	12.79	13.5	11.72	13.71	10.52	9.44
Net Income Growth	20.22%	15.12%	-14.47%	30.25%	11.47%	23.49%
Basic Shares Outstanding	8	9	11	9	12	11
Diluted Shares Outstanding	8	9	11	9	12	11
Shares Change	-17.27%	-11.69%	14.66%	-23.46%	11.65%	0.20%
EPS (Basic)	1.59	1.44	1.10	1.47	0.86	0.87
EPS (Diluted)	1.56	1.43	1.09	1.47	0.86	0.86
EPS Growth	45.32%	31.19%	-25.85%	70.49%	0%	23.36%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	30.20%	28.46%	28.54%	26.39%	27.68%	26.38%

SEC Filings: 10-K · 10-Q