Pathward Financial, Inc. (CASH)

Pathward Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Year Ending	TTM	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020	Sep 30, 2019
Revenue	689.47	647.11	572.59	500.13	434.06	431.1
Revenue Growth (YoY)	17.85%	13.01%	14.49%	15.22%	0.69%	50.92%
Gross Profit	689.47	647.11	572.59	500.13	434.06	431.1
Selling, General & Admin	429.59	399.44	331.32	286.91	262.87	268.98
Other Operating Expenses	62.9	65.54	53.96	56.78	56.18	64.18
Operating Expenses	492.49	464.98	385.28	343.68	319.05	333.16
Operating Income	196.98	182.13	187.32	156.45	115.01	97.94
Other Expense / Income	1.52	2.19	2.97	4.04	4.62	4.31
Pretax Income	195.46	179.94	184.35	152.41	110.38	93.63
Income Tax	21.54	16.32	27.96	10.7	5.66	-3.37
Net Income	173.93	163.62	156.39	141.71	104.72	97
Net Income Growth	35.43%	4.62%	10.36%	35.32%	7.95%	87.92%
Shares Outstanding (Basic)	25	26	29	32	35	38
Shares Change	-7.51%	-9.73%	-8.98%	-7.82%	-8.59%	-3.32%
EPS (Basic)	6.69	6.01	5.26	4.38	2.94	2.49
EPS (Diluted)	6.67	5.99	5.26	4.38	2.94	2.49
EPS Growth	46.59%	13.88%	20.09%	48.98%	18.07%	49.10%
Free Cash Flow	-35.84	-131.8	-160.65	534.53	418.74	32.61
Free Cash Flow Per Share	-1.41	-5.03	-5.53	16.75	12.09	0.86
Dividend Per Share	0.200	0.200	0.200	0.200	0.200	0.200
Dividend Growth	0%	0%	0%	0%	0%	11.11%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	28.57%	28.15%	32.71%	31.28%	26.50%	22.72%
Profit Margin	25.23%	25.28%	27.31%	28.33%	24.13%	22.50%
Free Cash Flow Margin	-5.20%	-20.37%	-28.06%	106.88%	96.47%	7.56%
Effective Tax Rate	11.02%	9.07%	15.17%	7.02%	5.13%	-3.60%
EBITDA	255.49	244.89	245.95	211.46	171.13	148.78
EBITDA Margin	37.06%	37.84%	42.95%	42.28%	39.42%	34.51%
Depreciation & Amortization	60.02	64.96	61.6	59.05	60.75	55.15
EBIT	195.46	179.94	184.35	152.41	110.38	93.63
EBIT Margin	28.35%	27.81%	32.20%	30.47%	25.43%	21.72%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).