Pathward Financial, Inc. (CASH)
NASDAQ: CASH · Real-Time Price · USD
81.50
-0.05 (-0.06%)
Aug 28, 2026, 4:00 PM EDT - Market closed

Pathward Financial Financials Overview

Millions USD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
752.03780.12738.31615.18572.59497.53
Revenue Growth
-1.03%5.66%20.02%7.44%15.09%14.62%
Net Income
175.56185.18181.54141.12153.82139.01
Earnings Per Share
7.967.877.205.245.264.38
EPS Growth
6.31%9.29%37.44%-0.36%20.14%49.05%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Commercial
228.05248.34250.25245.12240.95215.99
Corporate Services/Other
18.3236.134.7355.2674.7132.71
Consumer
508.67498.67454.33318.05256.94251.43
Total
755.03783.12739.31618.43572.59500.13

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
149.41120.57158.34375.58388.04314.02
Total Debt
223.7766.41436.3575.6768.13129.33
Net Cash (Debt)
-74.3654.16-278.02299.91319.91184.69
Net Cash Growth
----6.25%73.22%-39.12%
Net Cash Per Share
-3.372.30-11.0311.1410.945.82

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
696.87450.62488.81327.91268.81581.65
Capital Expenditures
-217.73-214.03-276.75-449.91-438.87-64.03
Free Cash Flow
479.14236.59212.05-121.99-170.06517.62
Free Cash Flow Growth
301.20%11.57%---28.98%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Profit Margin
23.34%23.74%24.59%22.94%26.86%27.94%
FCF Margin
63.71%30.33%28.72%-19.83%-29.70%104.04%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Dividend Per Share
0.2000.2000.2000.2000.2000.200
Dividend Per Share Growth
0%0%0%0%0%0%
Dividend Yield
0.25%0.27%0.30%0.44%0.61%0.39%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
10.239.109.088.576.2312.05
Forward PE
8.719.039.537.326.6510.99
P/FCF Ratio
3.537.127.78--3.24
PS Ratio
2.252.162.231.971.673.37