Pathward Financial, Inc. (CASH)
NASDAQ: CASH · Real-Time Price · USD
76.75
+2.55 (3.44%)
Oct 22, 2026, 4:00 PM EDT - Market closed
Pathward Financial Cash Flow Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Net Income | 185.87 | 183.22 | 143.27 | 156.39 |
Depreciation & Amortization | 14.09 | 16.01 | 19.25 | 25.97 |
Other Amortization | 45.64 | 41.76 | 45.71 | 35.64 |
Gain (Loss) on Sale of Assets | -20.2 | -6.75 | -11.77 | -51.6 |
Gain (Loss) on Sale of Investments | 25.08 | - | - | -0.15 |
Total Asset Writedown | 2.92 | 2.01 | 0.02 | 0.67 |
Provision for Credit Losses | 56.77 | 58.1 | 109.24 | 28.54 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 273.45 | 19.23 | -42.88 | 86.85 |
Accrued Interest Receivable | -7.14 | -8.1 | -5.3 | -1.73 |
Change in Other Net Operating Assets | -116.07 | 161.5 | 64.52 | -46.01 |
Other Operating Activities | 17.71 | 17.46 | -4.95 | 20.56 |
Operating Cash Flow | 450.62 | 488.81 | 327.91 | 268.81 |
Operating Cash Flow Growth | -7.81% | 49.06% | 21.99% | -53.79% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Capital Expenditures | -214.03 | -276.75 | -449.91 | -438.87 |
Sale of Property, Plant and Equipment | 28.31 | 9.57 | 15 | 9.41 |
Investment in Securities | 404.44 | 201.58 | 25.25 | -302.9 |
Divestitures | 608.46 | - | - | - |
Purchase / Sale of Intangibles | - | - | 10 | 50 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -959.27 | -195.99 | -547.54 | 366.52 |
Other Investing Activities | 157.94 | -1.34 | 1.64 | 4.96 |
Investing Cash Flow | 25.84 | -262.93 | -945.56 | -310.87 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Short-Term Debt Issued | - | 364 | 13 | - |
Long-Term Debt Issued | - | - | - | 20 |
Total Debt Issued | - | 364 | 13 | 20 |
Short-Term Debt Repaid | -368 | - | - | - |
Long-Term Debt Repaid | - | - | - | -75.08 |
Total Debt Repaid | -368 | - | - | -75.08 |
Net Debt Issued (Repaid) | -368 | 364 | 13 | -55.08 |
Issuance of Common Stock | - | 0 | 0 | 2.89 |
Repurchase of Common Stock | -163.05 | -86.85 | -120.44 | -168.24 |
Common Dividends Paid | -4.69 | -5.07 | -5.43 | -5.92 |
Net Increase (Decrease) in Deposit Accounts | 23.94 | -714.1 | 723.15 | 351.07 |
Other Financing Activities | -1.23 | -1.19 | -5.43 | -6.9 |
Financing Cash Flow | -513.03 | -443.2 | 604.86 | 117.82 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Foreign Exchange Rate Adjustments | -1.21 | 0.08 | 0.33 | -1.74 |
Net Cash Flow | -37.77 | -217.24 | -12.46 | 74.02 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Free Cash Flow | 236.59 | 212.05 | -121.99 | -170.06 |
Free Cash Flow Growth | 11.57% | - | - | - |
Free Cash Flow Margin | 30.33% | 28.72% | -19.83% | -29.70% |
Free Cash Flow Per Share | 10.06 | 8.41 | -4.53 | -5.82 |