Pathward Financial, Inc. (CASH)

Pathward Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	175.85	185.87	183.22	143.27	156.39	141.71
Depreciation & Amortization	13.74	14.09	16.01	19.25	25.97	28.06
Other Amortization	37.48	45.64	41.76	45.71	35.64	30.99
Gain (Loss) on Sale of Assets	-4.46	-20.2	-6.75	-11.77	-51.6	0.62
Gain (Loss) on Sale of Investments	2.19	25.08	-	-	-0.15	-0.01
Total Asset Writedown	0.33	2.92	2.01	0.02	0.67	-
Provision for Credit Losses	70.72	56.77	58.1	109.24	28.54	49.77
Net Decrease (Increase) in Loans Originated / Sold - Operating	378.2	273.45	19.23	-42.88	86.85	289.45
Accrued Interest Receivable	3.03	-7.14	-8.1	-5.3	-1.73	0.37
Change in Other Net Operating Assets	33.43	-116.07	161.5	64.52	-46.01	42.31
Other Operating Activities	6.59	17.71	17.46	-4.95	20.56	2.4
Operating Cash Flow	696.87	450.62	488.81	327.91	268.81	581.65
Operating Cash Flow Growth	140.24%	-7.81%	49.06%	21.99%	-53.79%	24.49%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Capital Expenditures	-217.73	-214.03	-276.75	-449.91	-438.87	-64.03
Sale of Property, Plant and Equipment	17.21	28.31	9.57	15	9.41	16.91
Investment in Securities	175.23	404.44	201.58	25.25	-302.9	-585.13
Divestitures	-	608.46	-	-	-	-
Purchase / Sale of Intangibles	-	-	-	10	50	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-647.22	-959.27	-195.99	-547.54	366.52	-493.84
Other Investing Activities	43.65	157.94	-1.34	1.64	4.96	7.69
Investing Cash Flow	-628.86	25.84	-262.93	-945.56	-310.87	-1,118

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Short-Term Debt Issued	-	-	364	13	-	-
Long-Term Debt Issued	-	-	-	-	20	-
Total Debt Issued	158.5	-	364	13	20	-
Short-Term Debt Repaid	-	-368	-	-	-	-
Long-Term Debt Repaid	-	-	-	-	-75.08	-0.03
Total Debt Repaid	-106	-368	-	-	-75.08	-0.03
Net Debt Issued (Repaid)	52.5	-368	364	13	-55.08	-0.03
Issuance of Common Stock	0	-	0	0	2.89	3.04
Repurchase of Common Stock	-167.04	-163.05	-86.85	-120.44	-168.24	-99.88
Common Dividends Paid	-4.41	-4.69	-5.07	-5.43	-5.92	-6.4
Net Increase (Decrease) in Deposit Accounts	-54.94	23.94	-714.1	723.15	351.07	535.77
Other Financing Activities	0.2	-1.23	-1.19	-5.43	-6.9	-9.56
Financing Cash Flow	-173.68	-513.03	-443.2	604.86	117.82	422.93

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Foreign Exchange Rate Adjustments	-3.26	-1.21	0.08	0.33	-1.74	0.48
Net Cash Flow	-108.93	-37.77	-217.24	-12.46	74.02	-113.35

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Free Cash Flow	479.14	236.59	212.05	-121.99	-170.06	517.62
Free Cash Flow Growth	301.20%	11.57%	-	-	-	28.98%
Free Cash Flow Margin	63.71%	30.33%	28.72%	-19.83%	-29.70%	104.04%
Free Cash Flow Per Share	21.74	10.06	8.41	-4.53	-5.82	16.30

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Cash Interest Paid	10.27	11.98	20.91	10.82	5.26	8.21
Cash Income Tax Paid	26.51	18.38	19.63	14.06	13.94	8.04

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: May 7, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 23, 2026

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