Pathward Financial, Inc. (CASH)

Pathward Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	171.16	186.79	184.51	145.46	154.1	145.75
Depreciation & Amortization	57.25	62.64	59.78	64.98	62.27	59.05
Provision for Credit Losses	30.5	56.77	58.1	109.24	56.79	49.77
Stock-Based Compensation	10.69	9.51	10.29	11.07	10	6.85
Net Change in Loans Held-for-Sale	615.59	273.45	19.23	-42.88	86.85	289.45
Other Adjustments	-12.18	-18.19	0.75	-20.67	-34.7	-14.33
Changes in Accrued Interest and Accounts Receivable	0.95	-7.14	-8.1	-5.3	-1.73	0.37
Changes in Accrued Expenses	24.91	-33.64	176.04	48.78	-10.62	43.92
Changes in Other Operating Activities	-78.62	-79.57	-11.79	17.24	-32.92	0.83
Operating Cash Flow	612.96	450.62	488.81	327.91	290.05	581.65
Operating Cash Flow Growth	-	-7.81%	49.06%	13.05%	-50.13%	24.49%
Net Change in Loans Held-for-Investment	-897.5	-813.12	-195.99	-547.54	345.28	-493.84
Net Change in Securities and Investments	172.77	415.75	193.78	25.85	-303.31	-586.4
Proceeds from Business Divestments	-	608.46	-	-	-	-
Capital Expenditures	-217.33	-214.03	-276.75	-449.67	-433.1	-63.4
Sale of Property, Plant & Equipment	24.88	27.57	9.01	15	11.23	25.86
Proceeds from Sale of Intangible Assets	-	-	-	11.04	50	-
Other Investing Activities	45.59	1.21	7.03	-0.24	-2.22	-0.63
Investing Cash Flow	-861.91	25.84	-262.93	-945.56	-332.11	-1,118
Net Change in Deposits	32.49	23.94	-714.1	723.15	351.07	535.77
Long-Term Debt Issued	-	-	-	-	20	-
Long-Term Debt Repaid	-	-	-	-	-75.08	-0.03
Net Long-Term Debt Issued (Repaid)	-	-	-	-	-55.08	-0.03
Issuance of Common Stock	0	0	0	0	2.89	3.04
Repurchase of Common Stock	-184.22	-163.05	-86.85	-120.44	-168.24	-99.88
Net Common Stock Issued (Repurchased)	-184.21	-163.05	-86.85	-120.44	-165.35	-96.84
Common Dividends Paid	-4.5	-4.69	-5.07	-5.43	-5.92	-6.4
Other Financing Activities	24.94	-369.23	362.87	7.58	-6.9	-9.56
Financing Cash Flow	-131.28	-513.03	-443.2	604.86	117.82	422.93
Effect of Exchange Rate Changes on Cash and Cash Equivalents	0.48	-1.21	0.08	0.33	-1.74	0.48
Net Cash Flow	-96.65	-37.77	-217.24	-12.46	74.02	-113.35
Free Cash Flow	395.62	236.59	212.05	-121.76	-143.05	518.25
Free Cash Flow Growth	67.22%	11.57%	-	-	-	29.14%
FCF Margin	50.71%	30.21%	28.68%	-19.69%	-25.47%	103.62%
Free Cash Flow Per Share	17.44	10.06	8.41	-4.52	-4.89	16.32
Levered Free Cash Flow	-23.82	-85.86	122.39	-180.71	-320.04	182.44
Unlevered Free Cash Flow	-212.84	-271.73	-60.83	-323.97	-416.09	40.77

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q