Pathward Financial Statistics
Total Valuation
CASH has a market cap or net worth of $1.56 billion. The enterprise value is $1.76 billion.
| Market Cap | 1.56B |
| Enterprise Value | 1.76B |
Important Dates
The last earnings date was Wednesday, October 21, 2026, after market close.
| Earnings Date | Oct 21, 2026 |
| Ex-Dividend Date | Sep 10, 2026 |
Share Statistics
CASH has 20.75 million shares outstanding. The number of shares has decreased by -8.38% in one year.
| Current Share Class | 20.75M |
| Shares Outstanding | 20.75M |
| Shares Change (YoY) | -8.38% |
| Shares Change (QoQ) | -1.48% |
| Owned by Insiders (%) | 1.40% |
| Owned by Institutions (%) | 100.10% |
| Float | 20.45M |
Valuation Ratios
The trailing PE ratio is 9.23 and the forward PE ratio is 7.80.
| PE Ratio | 9.23 |
| Forward PE | 7.80 |
| PS Ratio | 2.12 |
| Forward PS | 1.79 |
| PB Ratio | 1.90 |
| P/TBV Ratio | 3.04 |
| P/FCF Ratio | 3.25 |
| P/OCF Ratio | 2.24 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 10.06 |
| EV / Sales | 2.40 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.68 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.45 |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.77 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.03%.
| Return on Equity (ROE) | 21.03% |
| Return on Assets (ROA) | 2.45% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.38% |
| Revenue Per Employee | $600,251 |
| Profits Per Employee | $143,366 |
| Employee Count | 1,224 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASH has paid $28.80 million in taxes.
| Income Tax | 28.80M |
| Effective Tax Rate | 14.03% |
Stock Price Statistics
The stock price has increased by +8.50% in the last 52 weeks. The beta is 0.66, so CASH's price volatility has been lower than the market average.
| Beta (5Y) | 0.66 |
| 52-Week Price Change | +8.50% |
| 50-Day Moving Average | 75.64 |
| 200-Day Moving Average | 84.91 |
| Relative Strength Index (RSI) | 47.45 |
| Average Volume (20 Days) | 219,054 |
Short Selling Information
The latest short interest is 3.05 million, so 14.71% of the outstanding shares have been sold short.
| Short Interest | 3.05M |
| Short Previous Month | 2.87M |
| Short % of Shares Out | 14.71% |
| Short % of Float | 14.92% |
| Short Ratio (days to cover) | 12.39 |
Income Statement
In the last 12 months, CASH had revenue of $734.71 million and earned $175.48 million in profits. Earnings per share was $8.14.
| Revenue | 734.71M |
| Gross Profit | 734.71M |
| Operating Income | 209.26M |
| Pretax Income | 205.23M |
| Net Income | 175.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.14 |
Balance Sheet
The company has $162.40 million in cash and $368.06 million in debt, with a net cash position of -$205.66 million or -$9.91 per share.
| Cash & Cash Equivalents | 162.40M |
| Total Debt | 368.06M |
| Net Cash | -205.66M |
| Net Cash Per Share | -$9.91 |
| Equity (Book Value) | 820.36M |
| Book Value Per Share | 39.53 |
| Working Capital | -6.13B |
Cash Flow
In the last 12 months, operating cash flow was $696.87 million and capital expenditures -$217.73 million, giving a free cash flow of $479.14 million.
| Operating Cash Flow | 696.87M |
| Capital Expenditures | -217.73M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 52.50M |
| Free Cash Flow | 479.14M |
| FCF Per Share | $23.10 |
Margins
| Gross Margin | n/a |
| Operating Margin | 28.48% |
| Pretax Margin | 27.93% |
| Profit Margin | 23.91% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 63.71% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.27%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 2.46% |
| FCF Payout Ratio | 0.87% |
| Buyback Yield | 8.38% |
| Shareholder Yield | 8.65% |
| Earnings Yield | 10.83% |
| FCF Yield | 30.73% |
Analyst Forecast
The average price target for CASH is $97.50, which is 29.74% higher than the current price. The consensus rating is "Buy".
| Price Target | $97.50 |
| Price Target Difference | 29.74% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.
| Last Split Date | Oct 5, 2018 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |