Pathward Financial Statistics
Total Valuation
CASH has a market cap or net worth of $1.30 billion. The enterprise value is $664.31 million.
| Market Cap | 1.30B |
| Enterprise Value | 664.31M |
Important Dates
The last earnings date was Wednesday, April 24, 2024, after market close.
| Earnings Date | Apr 24, 2024 |
| Ex-Dividend Date | Mar 11, 2024 |
Share Statistics
CASH has 25.49 million shares outstanding. The number of shares has decreased by -8.70% in one year.
| Shares Outstanding | 25.49M |
| Shares Change (YoY) | -8.70% |
| Shares Change (QoQ) | -0.90% |
| Owned by Insiders (%) | 1.52% |
| Owned by Institutions (%) | 96.90% |
| Float | 25.08M |
Valuation Ratios
The trailing PE ratio is 8.38 and the forward PE ratio is 7.62.
| PE Ratio | 8.38 |
| Forward PE | 7.62 |
| PS Ratio | 1.97 |
| Forward PS | 1.69 |
| PB Ratio | 1.78 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 4.06 |
| EV / Sales | 1.01 |
| EV / EBITDA | 2.72 |
| EV / EBIT | 3.71 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.05 |
| Debt / EBITDA | 0.14 |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 23.90% and return on invested capital (ROIC) is 21.63%.
| Return on Equity (ROE) | 23.90% |
| Return on Assets (ROA) | 2.20% |
| Return on Capital (ROIC) | 21.63% |
| Revenue Per Employee | $550,421 |
| Profits Per Employee | $136,305 |
| Employee Count | 1,199 |
| Asset Turnover | 0.09 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASH has paid $15.47 million in taxes.
| Income Tax | 15.47M |
| Effective Tax Rate | 8.65% |
Stock Price Statistics
The stock price has increased by +23.62% in the last 52 weeks. The beta is 0.67, so CASH's price volatility has been lower than the market average.
| Beta (1Y) | 0.67 |
| 52-Week Price Change | +23.62% |
| 50-Day Moving Average | 50.01 |
| 200-Day Moving Average | 49.92 |
| Relative Strength Index (RSI) | 60.89 |
| Average Volume (30 Days) | 177,016 |
Short Selling Information
The latest short interest is 1.73 million, so 6.77% of the outstanding shares have been sold short.
| Short Interest | 1.73M |
| Short Previous Month | 1.89M |
| Short % of Shares Out | 6.77% |
| Short % of Float | 6.88% |
| Short Ratio (days to cover) | 8.37 |
Income Statement
In the last 12 months, CASH had revenue of $659.96 million and earned $163.43 million in profits. Earnings per share was $6.10.
| Revenue | 659.96M |
| Gross Profit | 659.96M |
| Operating Income | 180.77M |
| Pretax Income | 178.90M |
| Net Income | 163.43M |
| EBITDA | 243.97M |
| EBIT | 178.90M |
| Earnings Per Share (EPS) | $6.10 |
Balance Sheet
The company has $671.63 million in cash and $33.61 million in debt, giving a net cash position of $638.02 million or $25.03 per share.
| Cash & Cash Equivalents | 671.63M |
| Total Debt | 33.61M |
| Net Cash | 638.02M |
| Net Cash Per Share | $25.03 |
| Equity / Book Value | 729.79M |
| Book Value Per Share | 28.63 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $283.18 million and capital expenditures -$374.81 million, giving a free cash flow of -$91.63 million.
| Operating Cash Flow | 283.18M |
| Capital Expenditures | -374.81M |
| Free Cash Flow | -91.63M |
| FCF Per Share | -$3.53 |
Margins
Gross margin is 100.00%, with operating and profit margins of 27.39% and 24.76%.
| Gross Margin | 100.00% |
| Operating Margin | 27.39% |
| Pretax Margin | 27.11% |
| Profit Margin | 24.76% |
| EBITDA Margin | 36.97% |
| EBIT Margin | 27.11% |
| FCF Margin | -13.88% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.39%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.39% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 3.28% |
| Buyback Yield | 8.70% |
| Shareholder Yield | 9.10% |
| Earnings Yield | 12.55% |
| FCF Yield | -7.04% |
Analyst Forecast
The average price target for CASH is $63.00, which is 23.31% higher than the current price. The consensus rating is "Buy".
| Price Target | $63.00 |
| Price Target Difference | 23.31% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.
| Last Split Date | Oct 5, 2018 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 6 |