Pathward Financial Statistics
Total Valuation
CASH has a market cap or net worth of $1.64 billion. The enterprise value is $1.57 billion.
Important Dates
The last earnings date was Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | Jun 11, 2026 |
Share Statistics
CASH has 21.11 million shares outstanding. The number of shares has decreased by -7.80% in one year.
| Current Share Class | 21.11M |
| Shares Outstanding | 21.11M |
| Shares Change (YoY) | -7.80% |
| Shares Change (QoQ) | -2.95% |
| Owned by Insiders (%) | 1.38% |
| Owned by Institutions (%) | 101.47% |
| Float | 20.81M |
Valuation Ratios
The trailing PE ratio is 9.29 and the forward PE ratio is 8.18.
| PE Ratio | 9.29 |
| Forward PE | 8.18 |
| PS Ratio | 2.11 |
| Forward PS | 1.92 |
| PB Ratio | 1.95 |
| P/TBV Ratio | 3.02 |
| P/FCF Ratio | 3.56 |
| P/OCF Ratio | 2.43 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.30 |
| EV / Sales | 2.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.40 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.18 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 22.82%.
| Return on Equity (ROE) | 22.82% |
| Return on Assets (ROA) | 2.69% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.28% |
| Revenue Per Employee | $657,509 |
| Profits Per Employee | $159,565 |
| Employee Count | 1,182 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASH has paid $35.46 million in taxes.
| Income Tax | 35.46M |
| Effective Tax Rate | 15.73% |
Stock Price Statistics
The stock price has increased by +0.57% in the last 52 weeks. The beta is 0.62, so CASH's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | +0.57% |
| 50-Day Moving Average | 87.95 |
| 200-Day Moving Average | 80.71 |
| Relative Strength Index (RSI) | 30.13 |
| Average Volume (20 Days) | 182,332 |
Short Selling Information
The latest short interest is 2.22 million, so 10.52% of the outstanding shares have been sold short.
| Short Interest | 2.22M |
| Short Previous Month | 2.15M |
| Short % of Shares Out | 10.52% |
| Short % of Float | 10.67% |
| Short Ratio (days to cover) | 10.51 |
Income Statement
In the last 12 months, CASH had revenue of $777.18 million and earned $188.61 million in profits. Earnings per share was $8.37.
| Revenue | 777.18M |
| Gross Profit | 777.18M |
| Operating Income | 230.07M |
| Pretax Income | 225.41M |
| Net Income | 188.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.37 |
Full Income StatementBalance Sheet
The company has $157.60 million in cash and $82.70 million in debt, with a net cash position of $74.90 million or $3.55 per share.
| Cash & Cash Equivalents | 157.60M |
| Total Debt | 82.70M |
| Net Cash | 74.90M |
| Net Cash Per Share | $3.55 |
| Equity (Book Value) | 850.68M |
| Book Value Per Share | 39.83 |
| Working Capital | -5.96B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $675.28 million and capital expenditures -$214.20 million, giving a free cash flow of $461.07 million.
| Operating Cash Flow | 675.28M |
| Capital Expenditures | -214.20M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 26.00M |
| Free Cash Flow | 461.07M |
| FCF Per Share | $21.84 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.60% |
| Pretax Margin | 29.00% |
| Profit Margin | 24.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 59.33% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.25%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.25% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 2.39% |
| Buyback Yield | 7.80% |
| Shareholder Yield | 8.06% |
| Earnings Yield | 11.49% |
| FCF Yield | 28.10% |
Dividend DetailsAnalyst Forecast
The average price target for CASH is $107.50, which is 38.28% higher than the current price. The consensus rating is "Buy".
| Price Target | $107.50 |
| Price Target Difference | 38.28% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.
| Last Split Date | Oct 5, 2018 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
