Pathward Financial, Inc. (CASH)
NASDAQ: CASH · Real-Time Price · USD
83.68
-0.29 (-0.35%)
Aug 21, 2026, 4:00 PM EDT - Market closed
Pathward Financial Balance Sheet
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Cash & Equivalents | 149.41 | 120.57 | 158.34 | 375.58 | 388.04 | 314.02 |
Investment Securities | 356.88 | 408.17 | 566.31 | 637.72 | 598.37 | 934.08 |
Mortgage-Backed Securities | 908.1 | 974.19 | 1,233 | 1,228 | 1,352 | 1,021 |
Total Investments | 1,265 | 1,382 | 1,800 | 1,865 | 1,950 | 1,955 |
Gross Loans | 5,119 | 4,680 | 4,095 | 4,387 | 3,556 | 3,636 |
Allowance for Loan Losses | -109.78 | -53.32 | -71.77 | -49.71 | -45.95 | -68.28 |
Other Adjustments to Gross Loans | -10.92 | -14.92 | -19.88 | -21.12 | -19.23 | -26.68 |
Net Loans | 4,998 | 4,612 | 4,003 | 4,316 | 3,490 | 3,541 |
Property, Plant & Equipment | 217.16 | 222.78 | 268.79 | 277.81 | 276.18 | 292.4 |
Goodwill | 297.93 | 297.93 | 309.51 | 309.51 | 309.51 | 309.51 |
Other Intangible Assets | 10.1 | 12.5 | 16.59 | 20.72 | 25.69 | 33.15 |
Loans Held for Sale | 97.29 | 179.42 | 691.69 | 77.78 | 21.07 | 56.19 |
Accrued Interest Receivable | 36.97 | 38.52 | 31.39 | 23.28 | 17.98 | 16.25 |
Other Real Estate Owned & Foreclosed | 2.41 | 2.57 | 1.47 | 1.76 | 1.74 | 3.82 |
Other Long-Term Assets | 209.16 | 279.41 | 215.09 | 239.06 | 238.09 | 140.78 |
Total Assets | 7,314 | 7,172 | 7,532 | 7,536 | 6,747 | 6,691 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Accrued Expenses | 287.18 | 360.61 | 397.69 | 219.79 | 167.74 | 173.77 |
Interest Bearing Deposits | 246.01 | 264.76 | 253.89 | 251.24 | 212.74 | 5,490 |
Institutional Deposits | - | 2.64 | 4.1 | 5 | 6.2 | 24.9 |
Non-Interest Bearing Deposits | 5,704 | 5,620 | 5,617 | 6,333 | 5,647 | - |
Total Deposits | 5,950 | 5,887 | 5,875 | 6,589 | 5,866 | 5,515 |
Short-Term Borrowings | 167.5 | 9 | 377 | 13 | - | - |
Current Portion of Leases | 0.93 | 3.44 | - | - | - | - |
Long-Term Debt | 33.53 | 19.8 | 19.69 | 19.59 | 20 | 73.98 |
Long-Term Leases | 21.81 | 20.52 | 26 | 29.42 | 34.47 | 41.69 |
Trust Preferred Securities | - | 13.66 | 13.66 | 13.66 | 13.66 | 13.66 |
Other Long-Term Liabilities | 1.97 | 0.92 | 0.7 | 0.27 | 0.37 | 0.69 |
Total Liabilities | 6,463 | 6,315 | 6,710 | 6,885 | 6,102 | 5,819 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Common Stock | 0.21 | 0.23 | 0.25 | 0.26 | 0.29 | 0.32 |
Additional Paid-In Capital | 657.68 | 648.33 | 638.8 | 628.5 | 617.4 | 604.48 |
Retained Earnings | 339.25 | 359.83 | 337.06 | 278.66 | 245.39 | 259.19 |
Treasury Stock | -3.54 | -4.88 | -0.25 | -0.34 | -4.84 | -0.86 |
Comprehensive Income & Other | -142.71 | -145.46 | -153.39 | -255.44 | -213.08 | 7.6 |
Total Common Equity | 850.9 | 858.05 | 822.47 | 651.63 | 645.17 | 870.73 |
Minority Interest | 0.25 | -0.59 | -0.28 | -1.01 | -0.03 | 1.16 |
Shareholders' Equity | 851.15 | 857.45 | 822.19 | 650.63 | 645.14 | 871.88 |
Total Liabilities & Equity | 7,314 | 7,172 | 7,532 | 7,536 | 6,747 | 6,691 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 |
Total Debt | 223.77 | 66.41 | 436.35 | 75.67 | 68.13 | 129.33 |
Net Cash (Debt) | -74.36 | 54.16 | -278.02 | 299.91 | 319.91 | 184.69 |
Net Cash Growth | - | - | - | -6.25% | 73.22% | -39.12% |
Net Cash Per Share | -3.37 | 2.30 | -11.03 | 11.14 | 10.94 | 5.82 |
Filing Date Shares Outstanding | 20.77 | 22.34 | 24.12 | 25.99 | 28.47 | 30.55 |
Total Common Shares Outstanding | 21.02 | 22.77 | 24.85 | 26.18 | 28.79 | 31.67 |
Book Value Per Share | 40.47 | 37.68 | 33.10 | 24.89 | 22.41 | 27.49 |
Tangible Book Value | 542.88 | 547.62 | 496.37 | 321.41 | 309.97 | 528.08 |
Tangible Book Value Per Share | 25.82 | 24.05 | 19.98 | 12.28 | 10.77 | 16.67 |