Pathward Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 9, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Market Cap	1,714	1,685	1,640	1,207	949	1,662
Market Cap Growth	-7.38%	2.76%	35.91%	27.18%	-42.91%	151.67%
Enterprise Value	1,639	1,718	1,673	1,240	984.86	1,756
Last Close Price	81.18	74.01	66.01	46.09	32.96	52.48
PE Ratio	9.70	9.40	9.17	8.80	7.63	11.98
Forward PE	8.54	9.03	9.53	7.32	6.65	10.99
PS Ratio	2.21	2.15	2.22	1.95	1.69	3.32
PB Ratio	2.04	1.96	1.99	1.95	1.47	1.91
P/TBV Ratio	553.15	2.03	2.02	2.00	1.49	1.91
P/FCF Ratio	3.72	7.12	7.73	-	-	3.21
P/OCF Ratio	2.54	3.74	3.36	3.68	3.27	2.86
EV/Sales Ratio	2.11	2.19	2.26	2.00	1.75	3.51
EV/EBITDA Ratio	-	27.43	27.99	19.08	15.82	29.74
EV/FCF Ratio	3.55	7.26	7.89	-	-	3.39
Debt / Equity Ratio	0.04	0.04	0.04	0.05	0.06	0.11
Debt / EBITDA Ratio	0.59	0.53	0.56	0.52	0.58	1.57
Debt / FCF Ratio	0.09	0.14	0.16	-	-	0.18
Net Debt / Equity Ratio	0.04	0.04	0.04	0.06	0.06	0.11
Net Debt / EBITDA Ratio	0.59	0.53	0.56	0.52	0.58	1.57
Net Debt / FCF Ratio	0.09	0.14	0.16	-0.28	-0.25	0.18
Asset Turnover	0.11	0.11	0.10	0.09	0.08	0.08
Return on Equity (ROE)	22.29%	22.24%	25.62%	23.02%	20.32%	16.96%
Earnings Yield	11.01%	10.63%	10.91%	11.37%	13.11%	8.35%
FCF Yield	26.90%	14.04%	12.93%	-	-	31.18%
Dividend Yield	0.25%	0.27%	0.30%	0.44%	0.61%	0.38%
Payout Ratio	2.39%	2.52%	2.77%	3.79%	3.92%	4.52%
Buyback Yield / Dilution	7.80%	6.66%	6.40%	7.89%	7.93%	8.84%
Total Shareholder Return	8.05%	6.93%	6.71%	8.33%	8.55%	9.22%

SEC Filings: 10-K · 10-Q