Pathward Financial, Inc. (CASH)

Pathward Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020
Net Income	168.36	163.62	156.39	141.71	104.72
Depreciation & Amortization	16.01	19.25	25.97	28.06	27.91
Other Amortization	41.76	45.71	35.64	30.99	32.83
Gain (Loss) on Sale of Assets	-6.75	-11.77	-51.6	0.62	-13.14
Gain (Loss) on Sale of Investments	-	-	-0.15	-0.01	-0.05
Total Asset Writedown	2.01	0.02	0.67	-	0.45
Provision for Credit Losses	42.66	57.35	28.54	49.77	64.78
Net Decrease (Increase) in Loans Originated / Sold - Operating	19.23	-42.88	86.85	289.45	243.18
Accrued Interest Receivable	-8.1	-5.3	-1.73	0.37	2.05
Change in Other Net Operating Assets	161.59	64.3	-46.01	42.31	1.72
Other Operating Activities	12.41	2.02	20.56	2.4	2.28
Operating Cash Flow	453.54	303.11	268.81	581.65	467.22
Operating Cash Flow Growth	49.63%	12.76%	-53.79%	24.49%	144.60%
Capital Expenditures	-276.75	-449.91	-438.87	-64.03	-65.9
Sale of Property, Plant and Equipment	9.57	15	9.41	16.91	17.42
Investment in Securities	201.58	25.25	-302.9	-585.13	52.85
Divestitures	-	-	-	-	3.5
Purchase / Sale of Intangibles	-	10	50	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-160.72	-522.74	366.52	-493.84	-241.95
Other Investing Activities	-1.34	1.64	4.96	7.69	27.77
Investing Cash Flow	-227.66	-920.76	-310.87	-1,118	-206.32
Short-Term Debt Issued	364	13	-	-	-
Long-Term Debt Issued	-	-	20	-	-
Total Debt Issued	364	13	20	-	-
Short-Term Debt Repaid	-	-	-	-	-756.02
Long-Term Debt Repaid	-	-	-75.08	-0.03	-1.74
Total Debt Repaid	-	-	-75.08	-0.03	-757.76
Net Debt Issued (Repaid)	364	13	-55.08	-0.03	-757.76
Issuance of Common Stock	0	0	2.89	3.04	3.49
Repurchase of Common Stock	-86.85	-120.44	-168.24	-99.88	-118.74
Common Dividends Paid	-5.07	-5.43	-5.92	-6.4	-7.1
Net Increase (Decrease) in Deposit Accounts	-714.1	723.15	351.07	535.77	931.13
Other Financing Activities	-1.19	-5.43	-6.9	-9.56	-11
Financing Cash Flow	-443.2	604.86	117.82	422.93	40.02
Foreign Exchange Rate Adjustments	0.08	0.33	-1.74	0.48	-0.1
Net Cash Flow	-217.24	-12.46	74.02	-113.35	300.82
Free Cash Flow	176.78	-146.8	-170.06	517.62	401.32
Free Cash Flow Growth	-	-	-	28.98%	1130.69%
Free Cash Flow Margin	24.86%	-22.80%	-29.70%	104.04%	92.46%
Free Cash Flow Per Share	7.01	-5.45	-5.82	16.30	11.52
Cash Interest Paid	20.91	10.82	5.26	8.21	41.29
Cash Income Tax Paid	19.63	14.06	13.94	8.04	6.22

Updated Jul 28, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q