Pathward Financial, Inc. (CASH)
NASDAQ: CASH · Real-Time Price · USD
91.17
+1.36 (1.51%)
Mar 13, 2026, 4:00 PM EDT - Market closed

Pathward Financial Cash Flow Statement

Millions USD. Fiscal year is Oct - Sep.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Net Income
169.57186.79184.51145.46154.1145.75
Depreciation & Amortization
60.1162.6459.7864.9862.2759.05
Provision for Credit Losses
33.0456.7758.1109.2456.7949.77
Stock-Based Compensation
9.839.5110.2911.07106.85
Net Change in Loans Held-for-Sale
423.41273.4519.23-42.8886.85289.45
Other Adjustments
-10.58-18.190.75-20.67-34.7-14.33
Changes in Accrued Interest and Accounts Receivable
-0.9-7.14-8.1-5.3-1.730.37
Changes in Accrued Expenses
31.71-33.64176.0448.78-10.6243.92
Changes in Other Operating Activities
-89.28-79.57-11.7917.24-32.920.83
Operating Cash Flow
500.63450.62488.81327.91290.05581.65
Operating Cash Flow Growth
--7.81%49.06%13.05%-50.13%24.49%
Net Change in Loans Held-for-Investment
-968.57-813.12-195.99-547.54345.28-493.84
Net Change in Securities and Investments
305.03415.75193.7825.85-303.31-586.4
Proceeds from Business Divestments
640.66608.46----
Capital Expenditures
-204.16-202.35-266.61-441.05-424.92-50.44
Sale of Property, Plant & Equipment
25.8127.579.011511.2325.86
Proceeds from Sale of Intangible Assets
---11.0450-
Other Investing Activities
0.631.217.03-0.24-2.22-0.63
Investing Cash Flow
-528.4325.84-262.93-945.56-332.11-1,118
Net Change in Deposits
-168.5623.94-714.1723.15351.07535.77
Long-Term Debt Issued
----20-
Long-Term Debt Repaid
-----75.08-0.03
Net Long-Term Debt Issued (Repaid)
-----55.08-0.03
Issuance of Common Stock
00002.893.04
Repurchase of Common Stock
-156.93-163.05-86.85-120.44-168.24-99.88
Net Common Stock Issued (Repurchased)
-156.93-163.05-86.85-120.44-165.35-96.84
Common Dividends Paid
-4.59-4.69-5.07-5.43-5.92-6.4
Other Financing Activities
-189.79-369.23362.877.58-6.9-9.56
Financing Cash Flow
-331.17-513.03-443.2604.86117.82422.93
Effect of Exchange Rate Changes on Cash and Cash Equivalents
1.6-1.210.080.33-1.740.48
Net Cash Flow
-266.18-37.77-217.24-12.4674.02-113.35
Free Cash Flow
296.46248.27222.19-113.13-134.87531.21
Free Cash Flow Growth
19.41%11.74%---28.44%
FCF Margin
37.18%31.70%30.05%-18.29%-24.02%106.21%
Free Cash Flow Per Share
0.0510.558.82-4.20-4.6116.73
Levered Free Cash Flow
-163.84-74.18132.53-172.09-311.86195.41
Unlevered Free Cash Flow
-202.51-260.05-50.69-315.35-407.9253.73
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q