Pathward Financial, Inc. (CASH)

Pathward Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	185.87	183.22	143.27	156.39	141.71
Depreciation & Amortization	14.09	16.01	19.25	25.97	28.06
Other Amortization	45.64	41.76	45.71	35.64	30.99
Gain (Loss) on Sale of Assets	-20.2	-6.75	-11.77	-51.6	0.62
Gain (Loss) on Sale of Investments	25.08	-	-	-0.15	-0.01
Total Asset Writedown	2.92	2.01	0.02	0.67	-
Provision for Credit Losses	56.77	58.1	109.24	28.54	49.77
Net Decrease (Increase) in Loans Originated / Sold - Operating	273.45	19.23	-42.88	86.85	289.45
Accrued Interest Receivable	-7.14	-8.1	-5.3	-1.73	0.37
Change in Other Net Operating Assets	-116.07	161.5	64.52	-46.01	42.31
Other Operating Activities	17.71	17.46	-4.95	20.56	2.4
Operating Cash Flow	450.62	488.81	327.91	268.81	581.65
Operating Cash Flow Growth	-7.81%	49.06%	21.99%	-53.79%	24.49%
Capital Expenditures	-214.03	-276.75	-449.91	-438.87	-64.03
Sale of Property, Plant and Equipment	28.31	9.57	15	9.41	16.91
Investment in Securities	404.44	201.58	25.25	-302.9	-585.13
Divestitures	608.46	-	-	-	-
Purchase / Sale of Intangibles	-	-	10	50	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-959.27	-195.99	-547.54	366.52	-493.84
Other Investing Activities	157.94	-1.34	1.64	4.96	7.69
Investing Cash Flow	25.84	-262.93	-945.56	-310.87	-1,118
Short-Term Debt Issued	-	364	13	-	-
Long-Term Debt Issued	-	-	-	20	-
Total Debt Issued	-	364	13	20	-
Short-Term Debt Repaid	-368	-	-	-	-
Long-Term Debt Repaid	-	-	-	-75.08	-0.03
Total Debt Repaid	-368	-	-	-75.08	-0.03
Net Debt Issued (Repaid)	-368	364	13	-55.08	-0.03
Issuance of Common Stock	-	0	0	2.89	3.04
Repurchase of Common Stock	-163.05	-86.85	-120.44	-168.24	-99.88
Common Dividends Paid	-4.69	-5.07	-5.43	-5.92	-6.4
Net Increase (Decrease) in Deposit Accounts	23.94	-714.1	723.15	351.07	535.77
Other Financing Activities	-1.23	-1.19	-5.43	-6.9	-9.56
Financing Cash Flow	-513.03	-443.2	604.86	117.82	422.93
Foreign Exchange Rate Adjustments	-1.21	0.08	0.33	-1.74	0.48
Net Cash Flow	-37.77	-217.24	-12.46	74.02	-113.35
Free Cash Flow	236.59	212.05	-121.99	-170.06	517.62
Free Cash Flow Growth	11.57%	-	-	-	28.98%
Free Cash Flow Margin	30.33%	28.72%	-19.83%	-29.70%	104.04%
Free Cash Flow Per Share	10.06	8.41	-4.53	-5.82	16.30
Cash Interest Paid	11.98	20.91	10.82	5.26	8.21
Cash Income Tax Paid	18.38	19.63	14.06	13.94	8.04

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q