Pathward Financial, Inc. (CASH)

Pathward Financial Cash Flow Statement

Financials in millions USD. Fiscal year is October - September.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Sep 30, 2024	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021
Net Income	-	168.36	163.62	156.39	141.71
Depreciation & Amortization	-	16.01	19.25	25.97	28.06
Other Amortization	-	41.76	45.71	35.64	30.99
Gain (Loss) on Sale of Assets	-	-6.75	-11.77	-51.6	0.62
Gain (Loss) on Sale of Investments	-	-	-	-0.15	-0.01
Total Asset Writedown	-	2.01	0.02	0.67	-
Provision for Credit Losses	-	42.66	57.35	28.54	49.77
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	19.23	-42.88	86.85	289.45
Accrued Interest Receivable	-	-8.1	-5.3	-1.73	0.37
Change in Other Net Operating Assets	-	161.59	64.3	-46.01	42.31
Other Operating Activities	-	12.41	2.02	20.56	2.4
Operating Cash Flow	-	453.54	303.11	268.81	581.65
Operating Cash Flow Growth	-	49.63%	12.76%	-53.79%	24.49%
Capital Expenditures	-	-276.75	-449.91	-438.87	-64.03
Sale of Property, Plant and Equipment	-	9.57	15	9.41	16.91
Investment in Securities	-	201.58	25.25	-302.9	-585.13
Purchase / Sale of Intangibles	-	-	10	50	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-160.72	-522.74	366.52	-493.84
Other Investing Activities	-	-1.34	1.64	4.96	7.69
Investing Cash Flow	-	-227.66	-920.76	-310.87	-1,118
Short-Term Debt Issued	-	364	13	-	-
Long-Term Debt Issued	-	-	-	20	-
Total Debt Issued	-	364	13	20	-
Long-Term Debt Repaid	-	-	-	-75.08	-0.03
Total Debt Repaid	-	-	-	-75.08	-0.03
Net Debt Issued (Repaid)	-	364	13	-55.08	-0.03
Issuance of Common Stock	-	0	0	2.89	3.04
Repurchase of Common Stock	-	-86.85	-120.44	-168.24	-99.88
Common Dividends Paid	-	-5.07	-5.43	-5.92	-6.4
Net Increase (Decrease) in Deposit Accounts	-	-714.1	723.15	351.07	535.77
Other Financing Activities	-	-1.19	-5.43	-6.9	-9.56
Financing Cash Flow	-	-443.2	604.86	117.82	422.93
Foreign Exchange Rate Adjustments	-	0.08	0.33	-1.74	0.48
Net Cash Flow	-	-217.24	-12.46	74.02	-113.35
Free Cash Flow	-	176.78	-146.8	-170.06	517.62
Free Cash Flow Growth	-	-	-	-	28.98%
Free Cash Flow Margin	-	24.86%	-22.80%	-29.70%	104.04%
Free Cash Flow Per Share	-	7.01	-5.45	-5.82	16.30
Cash Interest Paid	-	20.91	10.82	5.26	8.21
Cash Income Tax Paid	-	19.63	14.06	13.94	8.04

Updated Oct 21, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q