Pathward Financial Statistics
Total Valuation
CASH has a market cap or net worth of $1.96 billion. The enterprise value is $1.68 billion.
Important Dates
The next estimated earnings date is Tuesday, April 21, 2026, after market close.
| Earnings Date | Apr 21, 2026 |
| Ex-Dividend Date | Mar 12, 2026 |
Share Statistics
CASH has 21.76 million shares outstanding. The number of shares has decreased by -7.15% in one year.
| Current Share Class | 21.76M |
| Shares Outstanding | 21.76M |
| Shares Change (YoY) | -7.15% |
| Shares Change (QoQ) | -2.02% |
| Owned by Insiders (%) | 1.38% |
| Owned by Institutions (%) | 94.55% |
| Float | 21.45M |
Valuation Ratios
The trailing PE ratio is 10.89 and the forward PE ratio is 10.13.
| PE Ratio | 10.89 |
| Forward PE | 10.13 |
| PS Ratio | 2.49 |
| Forward PS | 2.29 |
| PB Ratio | 2.33 |
| P/TBV Ratio | 3.60 |
| P/FCF Ratio | 4.64 |
| P/OCF Ratio | 3.11 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.84 |
| EV / Sales | 2.14 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 3.99 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 23.57%.
| Return on Equity (ROE) | 23.57% |
| Return on Assets (ROA) | 2.53% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.09% |
| Revenue Per Employee | $664,994 |
| Profits Per Employee | $161,129 |
| Employee Count | 1,182 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASH has paid $37.45 million in taxes.
| Income Tax | 37.45M |
| Effective Tax Rate | 16.32% |
Stock Price Statistics
The stock price has increased by +21.74% in the last 52 weeks. The beta is 0.74, so CASH's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +21.74% |
| 50-Day Moving Average | 90.47 |
| 200-Day Moving Average | 78.76 |
| Relative Strength Index (RSI) | 51.07 |
| Average Volume (20 Days) | 264,002 |
Short Selling Information
The latest short interest is 2.16 million, so 9.90% of the outstanding shares have been sold short.
| Short Interest | 2.16M |
| Short Previous Month | 1.91M |
| Short % of Shares Out | 9.90% |
| Short % of Float | 10.05% |
| Short Ratio (days to cover) | 8.75 |
Income Statement
In the last 12 months, CASH had revenue of $786.02 million and earned $190.45 million in profits. Earnings per share was $8.26.
| Revenue | 786.02M |
| Gross Profit | 786.02M |
| Operating Income | 235.82M |
| Pretax Income | 229.54M |
| Net Income | 190.45M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $8.26 |
Full Income StatementBalance Sheet
The company has $331.22 million in cash and $56.73 million in debt, with a net cash position of $274.49 million or $12.61 per share.
| Cash & Cash Equivalents | 331.22M |
| Total Debt | 56.73M |
| Net Cash | 274.49M |
| Net Cash Per Share | $12.61 |
| Equity (Book Value) | 853.71M |
| Book Value Per Share | 38.55 |
| Working Capital | -6.19B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $630.66 million and capital expenditures -$208.76 million, giving a free cash flow of $421.90 million.
| Operating Cash Flow | 630.66M |
| Capital Expenditures | -208.76M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 421.90M |
| FCF Per Share | $19.39 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 30.00% |
| Pretax Margin | 29.20% |
| Profit Margin | 24.31% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 53.68% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.22%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.22% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 2.42% |
| Buyback Yield | 7.15% |
| Shareholder Yield | 7.37% |
| Earnings Yield | 9.72% |
| FCF Yield | 21.54% |
Dividend DetailsAnalyst Forecast
The average price target for CASH is $96.33, which is 7.03% higher than the current price. The consensus rating is "Buy".
| Price Target | $96.33 |
| Price Target Difference | 7.03% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.
| Last Split Date | Oct 5, 2018 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
