Pathward Financial Statistics
Total Valuation
CASH has a market cap or net worth of $1.60 billion. The enterprise value is $1.53 billion.
Important Dates
The next confirmed earnings date is Tuesday, October 21, 2025, after market close.
| Earnings Date | Oct 21, 2025 |
| Ex-Dividend Date | Sep 10, 2025 |
Share Statistics
CASH has 22.77 million shares outstanding. The number of shares has decreased by -6.01% in one year.
| Current Share Class | 22.77M |
| Shares Outstanding | 22.77M |
| Shares Change (YoY) | -6.01% |
| Shares Change (QoQ) | -2.67% |
| Owned by Insiders (%) | 1.24% |
| Owned by Institutions (%) | 93.64% |
| Float | 22.48M |
Valuation Ratios
The trailing PE ratio is 10.26 and the forward PE ratio is 8.76.
| PE Ratio | 10.26 |
| Forward PE | 8.76 |
| PS Ratio | 2.46 |
| Forward PS | 1.82 |
| PB Ratio | 2.12 |
| P/TBV Ratio | 3.18 |
| P/FCF Ratio | 19.19 |
| P/OCF Ratio | 6.34 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.27 |
| EV / Sales | 2.09 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 18.18 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.05 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.09%.
| Return on Equity (ROE) | 21.09% |
| Return on Assets (ROA) | 2.26% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $588,880 |
| Profits Per Employee | $132,602 |
| Employee Count | 1,244 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASH has paid $25.38 million in taxes.
| Income Tax | 25.38M |
| Effective Tax Rate | 13.20% |
Stock Price Statistics
The stock price has decreased by -4.27% in the last 52 weeks. The beta is 0.62, so CASH's price volatility has been lower than the market average.
| Beta (5Y) | 0.62 |
| 52-Week Price Change | -4.27% |
| 50-Day Moving Average | 75.78 |
| 200-Day Moving Average | 76.71 |
| Relative Strength Index (RSI) | 36.20 |
| Average Volume (20 Days) | 195,929 |
Short Selling Information
The latest short interest is 1.59 million, so 7.00% of the outstanding shares have been sold short.
| Short Interest | 1.59M |
| Short Previous Month | 1.31M |
| Short % of Shares Out | 7.00% |
| Short % of Float | 7.09% |
| Short Ratio (days to cover) | 8.54 |
Income Statement
In the last 12 months, CASH had revenue of $732.57 million and earned $164.96 million in profits. Earnings per share was $6.88.
| Revenue | 732.57M |
| Gross Profit | 732.57M |
| Operating Income | 197.55M |
| Pretax Income | 192.35M |
| Net Income | 164.96M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.88 |
Full Income StatementBalance Sheet
The company has $258.34 million in cash and $172.89 million in debt, giving a net cash position of $85.45 million or $3.75 per share.
| Cash & Cash Equivalents | 258.34M |
| Total Debt | 172.89M |
| Net Cash | 85.45M |
| Net Cash Per Share | $3.75 |
| Equity (Book Value) | 818.15M |
| Book Value Per Share | 35.68 |
| Working Capital | -6.00B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $254.80 million and capital expenditures -$170.65 million, giving a free cash flow of $84.16 million.
| Operating Cash Flow | 254.80M |
| Capital Expenditures | -170.65M |
| Free Cash Flow | 84.16M |
| FCF Per Share | $3.70 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.97% |
| Pretax Margin | 26.26% |
| Profit Margin | 22.62% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 11.49% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.28%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.28% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 2.91% |
| Buyback Yield | 6.01% |
| Shareholder Yield | 6.28% |
| Earnings Yield | 10.21% |
| FCF Yield | 5.21% |
Dividend DetailsAnalyst Forecast
The average price target for CASH is $91.00, which is 29.72% higher than the current price. The consensus rating is "Buy".
| Price Target | $91.00 |
| Price Target Difference | 29.72% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.
| Last Split Date | Oct 5, 2018 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
