Pathward Financial Statistics

Total Valuation

CASH has a market cap or net worth of $1.76 billion.

Market Cap	1.76B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, October 23, 2024, after market close.

Earnings Date	Oct 23, 2024
Ex-Dividend Date	Sep 10, 2024

Share Statistics

CASH has 24.85 million shares outstanding. The number of shares has decreased by -6.40% in one year.

Shares Outstanding	24.85M
Shares Change (YoY)	-6.40%
Shares Change (QoQ)	-1.06%
Owned by Insiders (%)	1.48%
Owned by Institutions (%)	91.25%
Float	24.47M

Valuation Ratios

The trailing PE ratio is 10.69 and the forward PE ratio is 9.62.

PE Ratio	10.69
Forward PE	9.62
PS Ratio	2.52
Forward PS	2.26
PB Ratio	2.11
P/FCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 22.77%.

Return on Equity (ROE)	22.77%
Return on Assets (ROA)	2.25%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$593,865
Profits Per Employee	$139,130
Employee Count	1,199
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CASH has paid $29.14 million in taxes.

Income Tax	29.14M
Effective Tax Rate	14.66%

Stock Price Statistics

The stock price has increased by +45.58% in the last 52 weeks. The beta is 0.68, so CASH's price volatility has been lower than the market average.

Beta (5Y)	0.68
52-Week Price Change	+45.58%
50-Day Moving Average	68.64
200-Day Moving Average	58.14
Relative Strength Index (RSI)	52.23
Average Volume (20 Days)	191,291

Short Selling Information

The latest short interest is 1.85 million, so 7.44% of the outstanding shares have been sold short.

Short Interest	1.85M
Short Previous Month	1.82M
Short % of Shares Out	7.44%
Short % of Float	7.56%
Short Ratio (days to cover)	10.10

Income Statement

In the last 12 months, CASH had revenue of $712.04 million and earned $166.82 million in profits. Earnings per share was $6.62.

Revenue	712.04M
Gross Profit	712.04M
Operating Income	205.93M
Pretax Income	194.08M
Net Income	166.82M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.62

Full Income Statement

Balance Sheet

The company has $158.34 million in cash and $410.35 million in debt, giving a net cash position of -$252.02 million or -$10.14 per share.

Cash & Cash Equivalents	158.34M
Total Debt	410.35M
Net Cash	-252.02M
Net Cash Per Share	-$10.14
Equity (Book Value)	839.61M
Book Value Per Share	33.80
Working Capital	-5.80B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	28.92%
Pretax Margin	27.92%
Profit Margin	23.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	21.13%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.28%.

Dividend Per Share	$0.20
Dividend Yield	0.28%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	3.02%
Buyback Yield	6.40%
Shareholder Yield	6.68%
Earnings Yield	9.42%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for CASH is $69.00, which is -2.51% lower than the current price. The consensus rating is "Hold".

Price Target	$69.00
Price Target Difference	-2.51%
Analyst Consensus	Hold
Analyst Count	3
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.

Last Split Date	Oct 5, 2018
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2