Pathward Financial, Inc. (CASH)
NASDAQ: CASH · Real-Time Price · USD
78.74
+4.27 (5.73%)
Apr 23, 2025, 4:00 PM EDT - Market closed

Pathward Financial Statistics

Total Valuation

CASH has a market cap or net worth of $1.86 billion. The enterprise value is $1.64 billion.

Market Cap 1.86B
Enterprise Value 1.64B

Important Dates

The last earnings date was Tuesday, April 22, 2025, after market close.

Earnings Date Apr 22, 2025
Ex-Dividend Date Mar 13, 2025

Share Statistics

CASH has 23.56 million shares outstanding. The number of shares has decreased by -5.58% in one year.

Current Share Class 23.56M
Shares Outstanding 23.56M
Shares Change (YoY) -5.58%
Shares Change (QoQ) -2.08%
Owned by Insiders (%) 1.47%
Owned by Institutions (%) 97.15%
Float 23.49M

Valuation Ratios

The trailing PE ratio is 10.73 and the forward PE ratio is 9.99.

PE Ratio 10.73
Forward PE 9.99
PS Ratio 2.63
Forward PS 2.21
PB Ratio 2.23
P/TBV Ratio 3.57
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 9.11
EV / Sales 2.24
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 23.20%.

Return on Equity (ROE) 23.20%
Return on Assets (ROA) 2.52%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $587,928
Profits Per Employee $144,633
Employee Count 1,244
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CASH has paid $30.41 million in taxes.

Income Tax 30.41M
Effective Tax Rate 14.29%

Stock Price Statistics

The stock price has increased by +56.39% in the last 52 weeks. The beta is 0.45, so CASH's price volatility has been lower than the market average.

Beta (5Y) 0.45
52-Week Price Change +56.39%
50-Day Moving Average 73.85
200-Day Moving Average 72.36
Relative Strength Index (RSI) 67.01
Average Volume (20 Days) 254,854

Short Selling Information

The latest short interest is 1.33 million, so 5.65% of the outstanding shares have been sold short.

Short Interest 1.33M
Short Previous Month 1.52M
Short % of Shares Out 5.65%
Short % of Float 5.67%
Short Ratio (days to cover) 6.33

Income Statement

In the last 12 months, CASH had revenue of $731.38 million and earned $179.92 million in profits. Earnings per share was $7.36.

Revenue 731.38M
Gross Profit 731.38M
Operating Income 218.07M
Pretax Income 194.08M
Net Income 179.92M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $7.36
Full Income Statement

Balance Sheet

The company has $254.25 million in cash and $33.41 million in debt, giving a net cash position of $220.84 million or $9.37 per share.

Cash & Cash Equivalents 254.25M
Total Debt 33.41M
Net Cash 220.84M
Net Cash Per Share $9.37
Equity (Book Value) 832.23M
Book Value Per Share 35.35
Working Capital -5.81B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 29.82%
Pretax Margin 29.09%
Profit Margin 24.76%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.25%.

Dividend Per Share $0.20
Dividend Yield 0.25%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 2.72%
Buyback Yield 5.58%
Shareholder Yield 5.83%
Earnings Yield 9.67%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for CASH is $92.00, which is 16.84% higher than the current price. The consensus rating is "Buy".

Price Target $92.00
Price Target Difference 16.84%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.

Last Split Date Oct 5, 2018
Split Type Forward
Split Ratio 3:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2