Pathward Financial Statistics
Total Valuation
CASH has a market cap or net worth of $1.66 billion. The enterprise value is $1.60 billion.
Important Dates
The next estimated earnings date is Tuesday, January 20, 2026, after market close.
| Earnings Date | Jan 20, 2026 |
| Ex-Dividend Date | Dec 10, 2025 |
Share Statistics
CASH has 22.34 million shares outstanding. The number of shares has decreased by -6.66% in one year.
| Current Share Class | 22.34M |
| Shares Outstanding | 22.34M |
| Shares Change (YoY) | -6.66% |
| Shares Change (QoQ) | -1.29% |
| Owned by Insiders (%) | 1.19% |
| Owned by Institutions (%) | 94.74% |
| Float | 22.07M |
Valuation Ratios
The trailing PE ratio is 9.41 and the forward PE ratio is 8.77.
| PE Ratio | 9.41 |
| Forward PE | 8.77 |
| PS Ratio | 2.22 |
| Forward PS | 1.91 |
| PB Ratio | 1.97 |
| P/TBV Ratio | 3.02 |
| P/FCF Ratio | 7.00 |
| P/OCF Ratio | 3.67 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 8.65 |
| EV / Sales | 2.05 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.77 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 0.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 22.24%.
| Return on Equity (ROE) | 22.24% |
| Return on Assets (ROA) | 2.54% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $660,000 |
| Profits Per Employee | $156,668 |
| Employee Count | 1,182 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CASH has paid $36.27 million in taxes.
| Income Tax | 36.27M |
| Effective Tax Rate | 16.26% |
Stock Price Statistics
The stock price has decreased by -11.18% in the last 52 weeks. The beta is 0.76, so CASH's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | -11.18% |
| 50-Day Moving Average | 71.22 |
| 200-Day Moving Average | 75.38 |
| Relative Strength Index (RSI) | 65.97 |
| Average Volume (20 Days) | 178,268 |
Short Selling Information
The latest short interest is 1.57 million, so 7.02% of the outstanding shares have been sold short.
| Short Interest | 1.57M |
| Short Previous Month | 1.58M |
| Short % of Shares Out | 7.02% |
| Short % of Float | 7.11% |
| Short Ratio (days to cover) | 7.94 |
Income Statement
In the last 12 months, CASH had revenue of $780.12 million and earned $185.18 million in profits. Earnings per share was $7.87.
| Revenue | 780.12M |
| Gross Profit | 780.12M |
| Operating Income | 229.42M |
| Pretax Income | 223.05M |
| Net Income | 185.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $7.87 |
Full Income StatementBalance Sheet
The company has $120.57 million in cash and $66.41 million in debt, giving a net cash position of $54.16 million or $2.42 per share.
| Cash & Cash Equivalents | 120.57M |
| Total Debt | 66.41M |
| Net Cash | 54.16M |
| Net Cash Per Share | $2.42 |
| Equity (Book Value) | 857.45M |
| Book Value Per Share | 37.68 |
| Working Capital | -5.92B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $450.62 million and capital expenditures -$214.03 million, giving a free cash flow of $236.59 million.
| Operating Cash Flow | 450.62M |
| Capital Expenditures | -214.03M |
| Free Cash Flow | 236.59M |
| FCF Per Share | $10.59 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.41% |
| Pretax Margin | 28.59% |
| Profit Margin | 23.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.33% |
Dividends & Yields
This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 0.27%.
| Dividend Per Share | $0.20 |
| Dividend Yield | 0.27% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 2.54% |
| Buyback Yield | 6.66% |
| Shareholder Yield | 6.93% |
| Earnings Yield | 11.19% |
| FCF Yield | 14.29% |
Dividend DetailsAnalyst Forecast
The average price target for CASH is $91.00, which is 22.79% higher than the current price. The consensus rating is "Buy".
| Price Target | $91.00 |
| Price Target Difference | 22.79% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on October 5, 2018. It was a forward split with a ratio of 3:1.
| Last Split Date | Oct 5, 2018 |
| Split Type | Forward |
| Split Ratio | 3:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
