Cass Information Systems, Inc. (CASS)

NASDAQ: CASS · Real-Time Price · USD

54.25

+0.28 (0.52%)

At close: Jul 24, 2026, 4:00 PM EDT

54.27

+0.02 (0.04%)

After-hours: Jul 24, 2026, 7:34 PM EDT

Cass Information Systems Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	84.82	109.86	113.85	109.93	124.98	109.69
Revenue Growth (YoY)	-22.65%	-3.50%	3.57%	-12.05%	13.94%	9.21%
Gross Profit	84.82	109.86	113.85	109.93	124.98	109.69
Selling, General & Admin	153.92	152.82	149.2	141.81	138.9	119.47
Depreciation & Amortization Expenses	1.17	1.17	0.69	0.69	0.68	0.86
Other Operating Expenses	-2.81	-1.65	8.29	-0.55	1.35	-0.13
Total Operating Expenses	152.28	152.34	158.19	141.96	140.93	120.2
Operating Income	-67.46	-42.48	-44.34	-32.03	-15.94	-10.51
Interest Income	94.17	97.57	88.05	82.76	62.33	45.5
Interest Expense	-11.87	-16.33	-20.26	-16.27	-3.48	-1.17
Other Non-Operating Income (Expense)	0.05	-3.53	-0.05	-0.17	-	-
Total Non-Operating Income (Expense)	82.35	77.71	67.74	66.32	58.84	44.33
Pretax Income	45.66	38.76	23.45	34.46	42.9	33.82
Provision for Income Taxes	8.95	7.65	4.89	6.57	8	5.22
Net Income	0	-4	-0.61	-2.17	34.9	28.6
Earnings From Discontinued Operations	-0	4	0.61	2.17	-	-
Net Income to Common	36.71	35.12	19.17	30.06	34.9	28.6
Net Income Growth	44.81%	83.20%	-36.23%	-13.88%	22.02%	13.62%
Shares Outstanding (Basic)	13	13	14	14	14	14
Shares Outstanding (Diluted)	13	13	14	14	14	14
Shares Change (YoY)	-3.42%	-2.28%	-0.28%	0.06%	-3.64%	-1.63%
EPS (Basic)	2.84	2.66	1.42	2.22	2.58	2.03
EPS (Diluted)	2.78	2.61	1.39	2.18	2.53	2.00
EPS Growth	49.46%	87.77%	-36.24%	-13.83%	26.50%	15.61%
Free Cash Flow	-	31.77	30.44	25	45.74	30.18
Free Cash Flow Growth	-	4.39%	21.75%	-45.35%	51.57%	-34.08%
Free Cash Flow Per Share	-	2.36	2.21	1.81	3.31	2.11
Dividends Per Share	1.270	1.250	1.210	1.170	1.130	1.090
Dividend Growth	3.25%	3.31%	3.42%	3.54%	3.67%	0.93%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	-79.53%	-38.67%	-38.95%	-29.14%	-12.76%	-9.58%
Profit Margin	0.00%	-3.64%	-0.54%	-1.97%	27.93%	26.08%
FCF Margin	-	28.92%	26.73%	22.74%	36.60%	27.51%
EBITDA	-67.46	-35.28	-38.62	-27.38	-11.24	-5.33
EBITDA Margin	-79.53%	-32.11%	-33.92%	-24.91%	-9.00%	-4.86%
EBIT	-67.46	-42.48	-44.34	-32.03	-15.94	-10.51
EBIT Margin	-79.53%	-38.67%	-38.95%	-29.14%	-12.76%	-9.58%
Effective Tax Rate	19.59%	19.73%	20.84%	19.07%	18.64%	15.43%

SEC Filings: 10-K · 10-Q