Cass Information Systems, Inc. (CASS)
NASDAQ: CASS · Real-Time Price · USD
54.18
-0.13 (-0.24%)
Nov 6, 2026, 4:00 PM EST - Market closed
Cass Information Systems Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Revenue | 114.49 | 113.39 | 113.89 | 110.1 | 124.98 | 109.69 |
Other Revenue | 102.8 | 94.03 | 88 | 82.59 | 62.33 | 45.5 |
| 217.29 | 207.42 | 201.89 | 192.69 | 187.31 | 155.19 | |
Revenue Growth | 6.35% | 2.74% | 4.78% | 2.87% | 20.70% | 4.77% |
Cost of Revenue | 109.43 | 110.41 | 109.78 | 103.84 | 107.82 | 92.03 |
Gross Profit | 107.85 | 97.01 | 92.11 | 88.85 | 79.48 | 63.16 |
Selling, General & Admin | 5.83 | 5.84 | 5.47 | 5.41 | 6.57 | 6.45 |
Amortization of Goodwill & Intangibles | 1.17 | 1.17 | 0.69 | 0.69 | 0.68 | 0.86 |
Other Operating Expenses | 28.2 | 25.9 | 26.3 | 25.12 | 19.19 | 14.12 |
Operating Expenses | 44.13 | 40.83 | 48.41 | 38.12 | 33.1 | 28.17 |
Operating Income | 63.73 | 56.19 | 43.7 | 50.73 | 46.38 | 34.99 |
Interest Expense | -15.66 | -16.33 | -20.26 | -16.27 | -3.48 | -1.17 |
EBT Excluding Unusual Items | 48.06 | 39.86 | 23.45 | 34.46 | 42.9 | 33.82 |
Merger & Restructuring Charges | -1.1 | -1.1 | - | - | - | - |
Pretax Income | 46.96 | 38.76 | 23.45 | 34.46 | 42.9 | 33.82 |
Income Tax Expense | 8.89 | 7.65 | 4.89 | 6.57 | 8 | 5.22 |
Earnings From Continuing Operations | 38.07 | 31.11 | 18.56 | 27.89 | 34.9 | 28.6 |
Earnings From Discontinued Operations | 0.11 | 4 | 0.61 | 2.17 | - | - |
Net Income | 38.18 | 35.12 | 19.17 | 30.06 | 34.9 | 28.6 |
Net Income to Common | 38.18 | 35.12 | 19.17 | 30.06 | 34.9 | 28.6 |
Net Income Growth | 21.13% | 83.20% | -36.23% | -13.88% | 22.02% | 13.62% |
Shares Outstanding (Basic) | 13 | 13 | 14 | 14 | 14 | 14 |
Shares Outstanding (Diluted) | 13 | 13 | 14 | 14 | 14 | 14 |
Shares Change | -3.45% | -2.28% | -0.28% | 0.06% | -3.64% | -1.63% |
EPS (Basic) | 2.97 | 2.66 | 1.42 | 2.22 | 2.58 | 2.03 |
EPS (Diluted) | 2.91 | 2.61 | 1.39 | 2.18 | 2.53 | 2.00 |
EPS Growth | 25.68% | 87.01% | -35.95% | -13.95% | 26.50% | 15.61% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 33.29 | 31.77 | 30.44 | 25 | 45.74 | 30.18 |
Free Cash Flow Per Share | 2.54 | 2.36 | 2.21 | 1.81 | 3.31 | 2.11 |
Dividend Per Share | 1.280 | 1.250 | 1.210 | 1.170 | 1.130 | 1.090 |
Dividend Growth | 3.23% | 3.31% | 3.42% | 3.54% | 3.67% | 0.93% |
Gross Margin | 49.64% | 46.77% | 45.62% | 46.11% | 42.44% | 40.70% |
Operating Margin | 29.33% | 27.09% | 21.65% | 26.33% | 24.76% | 22.55% |
Profit Margin | 17.57% | 16.93% | 9.49% | 15.60% | 18.63% | 18.43% |
Free Cash Flow Margin | 15.32% | 15.32% | 15.08% | 12.97% | 24.42% | 19.45% |
EBITDA | 71.18 | 63.39 | 49.43 | 55.38 | 51.08 | 40.16 |
EBITDA Margin | 32.76% | 30.56% | 24.48% | 28.74% | 27.27% | 25.88% |
D&A For EBITDA | 7.46 | 7.2 | 5.73 | 4.65 | 4.7 | 5.17 |
EBIT | 63.73 | 56.19 | 43.7 | 50.73 | 46.38 | 34.99 |
EBIT Margin | 29.33% | 27.09% | 21.65% | 26.33% | 24.76% | 22.55% |
Effective Tax Rate | 18.93% | 19.73% | 20.84% | 19.07% | 18.64% | 15.43% |
Advertising Expenses | - | 3.07 | 2.77 | 2.61 | 2.89 | 2.63 |