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Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
55.04
-0.18 (-0.33%)
Nov 6, 2026, 4:00 PM EST - Market closed

Commerce Bancshares Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Revenue
488.42503.01476.38436.3428.79440.6405.97409.55416.11412.26392.8395.02384.15394.06377.47383.66373.01363.48358.02352.7
Revenue Growth
13.91%14.16%17.34%6.53%3.05%6.88%3.35%3.68%8.32%4.62%4.06%2.96%2.99%8.42%5.43%8.78%0.26%-11.26%0.04%-2.46%
Net Income
154.99158.39140.31139.33140.18151.02130.33134.84136.72138.24111.62108.24119.52126.66118.4130.42121.7114.74117.08113.85
Earnings Per Share
1.081.100.961.001.011.080.930.950.970.970.780.760.830.880.820.900.840.790.800.77
EPS Growth
7.16%1.24%3.13%4.99%4.03%11.27%19.02%26.21%16.19%10.81%-4.79%-15.98%-0.76%11.76%3.06%17.29%2.50%-27.27%-8.44%-11.06%

Revenue by Segment
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Retail Banking
147.84149.86146.67151.01151.97151.55148.49152.84154.42151.79152.49156.5160.57166.77168.76120.26120.89118.9113.23116.64
Commercial Revenue Income
206.54204.85202.54208.79198.98202.27203.59202.36193.54192.12190.49190.11189.37192.79195.45176.73171.25167162.6169.38
Wealth
133.51131.88126.3493.2390.6386.8886.285.0782.8181.8381.678.478.7779.9180.9770.0272.573.2172.0873.22
Other Segment
6.4512.33-0.15-3.67-0.625.06-10.23-40.65-9.3911.24-26.73-31.71-37.21-42.32-55.9524.4620.2412.71-7.36-3.89

Cash & Debt
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash & Investments
3,5924,1604,7964,4893,9224,1174,2504,1023,7683,1522,2773,2832,8063,8972,6871,8202,3542,5633,4575,993
Total Debt
2,7122,4712,6003,0532,5042,6352,4412,9852,2192,5922,5462,9753,3073,9364,3352,9062,3722,2682,3453,048
Net Cash (Debt)
879.511,6892,1951,4361,4191,4821,8091,1171,548559.66-269.35307.87-501.36-38.14-1,649-1,086-18.37295.21,1122,945
Net Cash Growth
-38.00%13.92%21.39%28.64%-8.37%164.87%-262.69%----------81.34%-17.05%190.70%
Net Cash Per Share
6.1311.7015.0510.3110.2010.6512.947.8910.973.95-1.892.15-3.50-0.27-11.46-7.48-0.132.037.5819.82

Cash Flow & CapEx
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Operating Cash Flow
-181.86684.8266.32129.02111.19138.6-136.66431.68147.36135.48121.02146.86104.83116.0689.6183.62161.66124.51111.6
Capital Expenditures
--12.77-6.37-13.74-15.74-10.68-12.59-14.02-12.61-8.51-11-15.51-20.66-31.86-20.04-18.56-17.65-13.39-15.6-19.33
Free Cash Flow
-169.1678.42252.58113.28100.51126.02-150.67419.07138.85124.48105.51126.272.9796.0171.05165.96148.27108.9292.27
Free Cash Flow Growth
-68.23%438.35%--72.97%-27.61%1.24%-232.07%90.29%29.65%48.52%-23.96%-50.78%-11.85%-23.00%15.71%29.64%-42.96%-37.52%

Margins
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Profit Margin
31.73%31.49%29.45%31.94%32.69%34.28%32.10%32.92%32.86%33.53%28.42%27.40%31.11%32.14%31.36%33.99%32.63%31.57%32.70%32.28%
FCF Margin
-33.62%142.41%57.89%26.42%22.81%31.04%-36.79%100.71%33.68%31.69%26.71%32.85%18.52%25.44%18.52%44.49%40.79%30.42%26.16%

Dividends
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Dividend Per Share
0.2750.2750.2750.2620.2620.2620.2620.2460.2450.2450.2450.2340.2330.2330.2330.2180.2180.2180.2180.205
Dividend Per Share Growth
5.00%4.96%4.96%6.59%6.98%7.03%7.03%5.00%5.02%5.02%5.02%7.44%7.07%7.07%7.07%6.04%5.83%5.83%5.83%1.63%
Dividend Yield
1.97%1.84%2.15%1.98%1.81%1.72%1.68%1.65%1.79%1.89%1.96%1.93%2.21%2.15%1.76%1.48%1.57%1.56%1.42%1.45%

Valuation
Chart
Fiscal Quarter
Q3 2026Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period EndingSep '26 Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
PE Ratio
13.2414.5612.6612.9814.3115.0015.4516.0915.4815.1314.8314.7412.0912.2215.0117.6316.9716.9716.8915.94
Forward PE
12.3913.6812.0012.9114.1915.7515.7817.0915.1715.7916.3716.8713.6613.1214.5817.1715.6916.8619.6620.21
P/FCF Ratio
-6.946.3112.2842.1016.7615.65-9.7214.6016.1017.4016.3414.9615.1317.2615.3916.0818.8915.50
PS Ratio
4.124.564.064.254.734.965.085.154.744.564.414.503.893.974.865.775.485.485.815.62