Commerce Bancshares, Inc. (CBSH)

Commerce Bancshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Assets

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Cash & Equivalents	624.67	2,908	3,843	3,548	2,954	3,146	3,274	3,376	3,150	2,545	1,901	2,687	2,208	2,938	1,720	891.14	1,001	1,067	1,587	4,280
Investment Securities	11,132	6,781	6,198	6,628	6,340	6,138	6,352	6,085	5,587	5,025	4,669	5,265	5,558	6,184	6,750	7,735	8,413	9,069	9,893	9,184
Trading Asset Securities	43.7	101.81	102.73	91.5	118.04	120.85	125.91	100.68	142.51	132.21	151.47	145.71	147.75	134.35	141.74	104.02	77.68	46.6	44.51	88.08
Mortgage-Backed Securities	-	2,988	3,538	3,659	3,744	3,856	3,997	4,014	4,283	4,277	4,894	5,059	4,930	5,240	5,480	5,520	5,681	6,253	6,877	7,049
Total Investments	11,176	9,870	9,839	10,378	10,201	10,115	10,475	10,199	10,013	9,433	9,715	10,470	10,636	11,559	12,371	13,359	14,172	15,369	16,814	16,322
Gross Loans	21,212	20,833	20,461	17,771	17,787	17,665	17,379	17,220	17,090	17,163	17,299	17,205	17,129	16,957	16,536	16,303	15,899	15,687	15,459	15,176
Allowance for Loan Losses	-197.84	-195.38	-198.61	-179.47	-175.67	-165.26	-167.03	-162.74	-160.84	-158.56	-160.47	-162.4	-162.24	-158.69	-159.32	-150.14	-143.38	-138.04	-134.71	-150.04
Net Loans	21,014	20,638	20,262	17,592	17,611	17,500	17,212	17,057	16,929	17,005	17,138	17,043	16,967	16,798	16,376	16,153	15,756	15,549	15,324	15,026
Property, Plant & Equipment	554.53	527.68	527.21	485.7	483	477.4	476.92	475.28	469.99	467.26	467.38	469.06	460.83	451.57	428.17	418.91	407.83	397.88	394.03	388.74
Goodwill	253.81	253.81	253.81	146.54	146.54	146.54	146.54	146.54	146.54	146.54	146.54	146.54	146.54	146.37	138.92	138.92	138.92	138.92	138.92	138.92
Other Intangible Assets	135.09	131	136.4	3.72	3.75	3.79	3.83	3.86	3.9	3.95	4.01	4.06	4.11	4.17	4.24	4.31	4.37	4.45	4.53	4.6
Loans Held for Sale	2.17	3.8	2.08	4.33	2.54	3.59	2.89	3.24	1.71	2.93	2.33	4.18	5.12	6.78	6.16	4.96	8.06	6.47	8.91	8.62
Accrued Interest Receivable	-	120.6	115.3	116.4	109.8	105.1	99.5	105.6	105.6	98.3	101	100.8	101.9	93.7	94.6	94.3	87.7	77.6	73.5	65.4
Restricted Cash	-	0.03	0.05	0.08	0.11	0.02	0.05	0.08	0.11	0.04	0.07	0.1	0.13	0.2	18.2	6.7	7.9	5.4	18.2	17.4
Other Real Estate Owned & Foreclosed	-	1.21	0.68	1.22	0.79	0.4	0.64	0.34	1.05	0.14	0.21	0.27	0.11	0.09	0.17	0.1	0.35	0.3	0.3	0.12
Other Long-Term Assets	1,063	804.79	727.05	629.06	765.53	775.58	663.58	619.53	662.14	857.44	886.65	765.32	815.97	783.08	776.65	793.73	1,009	810.44	612.42	427.45
Total Assets	34,823	35,269	35,717	32,915	32,289	32,284	32,365	31,997	31,494	30,569	30,372	31,701	31,377	32,831	32,005	31,876	32,603	33,435	34,987	36,689

Liabilities

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Interest Bearing Deposits	17,733	18,338	18,910	16,071	16,554	16,714	16,961	15,751	16,331	15,378	15,461	15,443	15,364	15,962	14,888	15,514	16,406	16,467	17,175	17,034
Institutional Deposits	1,297	1,365	1,416	1,363	1,414	1,387	1,362	1,392	1,511	1,409	1,466	1,945	1,765	1,708	1,110	606.77	597.09	601.49	716.35	1,007
Non-Interest Bearing Deposits	8,218	8,173	8,058	8,206	7,490	7,394	7,518	8,151	7,396	7,493	7,513	7,976	7,961	8,199	8,685	10,066	10,469	11,103	11,428	11,772
Total Deposits	27,248	27,876	28,384	25,640	25,458	25,494	25,842	25,294	25,238	24,279	24,440	25,364	25,090	25,869	24,683	26,187	27,471	28,171	29,319	29,813
Short-Term Borrowings	2,696	2,445	2,592	3,008	2,494	2,620	2,423	2,954	2,209	2,588	2,544	2,947	2,804	2,930	2,828	2,897	2,370	2,262	2,336	3,035
Current Portion of Leases	-	-	-	6.73	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long-Term Debt	16.16	26.29	8.05	12.8	9.27	15.05	17.74	0.06	10.2	3.98	2.36	1.4	503.59	1,006	1,508	9.67	1.83	6.03	9.06	12.56
Long-Term Leases	-	-	-	24.73	-	-	-	31.2	-	-	-	26.9	-	-	-	-	-	-	-	-
Other Long-Term Liabilities	647.83	540.67	406.05	408.05	534.01	495.32	583.67	385.53	582.94	539.47	421.54	397.92	379.48	340.96	303.58	300.52	387.98	320.9	349.15	380.06
Total Liabilities	30,608	30,887	31,391	29,100	28,496	28,624	28,867	28,664	28,040	27,411	27,408	28,737	28,777	30,146	29,322	29,394	30,231	30,760	32,013	33,241

Shareholders' Equity

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Common Stock	742.61	742.61	742.61	692.94	676.05	676.05	676.05	676.05	655.32	655.32	655.32	655.32	629.32	629.32	629.32	629.32	610.8	610.8	610.8	610.8
Additional Paid-In Capital	4,000	3,993	3,986	3,522	3,391	3,386	3,382	3,396	3,154	3,153	3,149	3,163	2,924	2,921	2,919	2,933	2,684	2,682	2,678	2,690
Retained Earnings	468.77	353.02	233.09	131.83	360.72	255.94	140.22	45.49	338.51	235.3	130.71	53.18	298.3	211.36	117.31	31.62	353.45	262.36	178.5	92.49
Treasury Stock	-343.58	-232.32	-120.69	-48	-121.97	-96.59	-85.87	-48.4	-139.15	-98.18	-59.67	-35.6	-76.89	-58.39	-59.67	-41.74	-176.94	-129.59	-72.29	-32.97
Comprehensive Income & Other	-678.96	-498.73	-539.59	-507.69	-533.67	-581.05	-634.58	-758.91	-576.9	-807.82	-931.03	-891.41	-1,194	-1,036	-940.5	-1,087	-1,119	-766.89	-434.4	77.08
Total Common Equity	4,189	4,358	4,302	3,791	3,772	3,641	3,478	3,310	3,432	3,138	2,944	2,944	2,581	2,667	2,666	2,465	2,352	2,659	2,961	3,437
Minority Interest	26.84	24.13	24.63	23.4	21.38	19.54	20.62	22.59	21.46	20.6	19.91	20.11	17.86	17.87	16.89	16.29	19.51	16.47	12.76	11.03
Shareholders' Equity	4,215	4,382	4,326	3,815	3,793	3,660	3,498	3,332	3,454	3,158	2,964	2,964	2,599	2,685	2,682	2,482	2,371	2,675	2,973	3,448
Total Liabilities & Equity	34,823	35,269	35,717	32,915	32,289	32,284	32,365	31,997	31,494	30,569	30,372	31,701	31,377	32,831	32,005	31,876	32,603	33,435	34,987	36,689

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Total Debt	2,712	2,471	2,600	3,053	2,504	2,635	2,441	2,985	2,219	2,592	2,546	2,975	3,307	3,936	4,335	2,906	2,372	2,268	2,345	3,048
Net Cash (Debt)	879.51	1,689	2,195	1,436	1,419	1,482	1,809	1,117	1,548	559.66	-269.35	307.87	-501.36	-38.14	-1,649	-1,086	-18.37	295.2	1,112	2,945
Net Cash Growth (YoY)	-38.00%	13.92%	21.39%	28.64%	-8.37%	164.87%	-	262.69%	-	-	-	-	-	-	-	-	-	-81.34%	-17.05%	190.70%
Net Cash Per Share	6.13	11.70	15.05	10.31	10.20	10.65	12.94	7.89	10.97	3.95	-1.89	2.15	-3.50	-0.27	-11.46	-7.48	-0.13	2.03	7.58	19.82
Filing Date Shares Outstanding	142.04	143.43	145.78	146.88	139.04	140.11	140.1	140.58	141.37	142.13	142.81	143.19	143.88	144.36	144.38	144.47	145.07	145.72	146.75	147.21
Total Common Shares Outstanding	142.04	144.15	146.24	137.71	139.93	140.36	140.55	141.15	141.82	142.53	143.29	143.82	144.28	144.7	144.68	145	145.38	146.2	147.23	147.91
Book Value Per Share	29.49	30.23	29.42	27.53	26.95	25.94	24.74	23.45	24.20	22.01	20.54	20.47	17.89	18.43	18.42	17.00	16.18	18.19	20.11	23.24
Tangible Book Value	3,800	3,973	3,912	3,641	3,621	3,490	3,327	3,159	3,282	2,987	2,793	2,794	2,431	2,517	2,522	2,322	2,208	2,515	2,817	3,294
Tangible Book Value Per Share	26.75	27.56	26.75	26.44	25.88	24.87	23.67	22.38	23.14	20.96	19.49	19.42	16.85	17.39	17.43	16.01	15.19	17.21	19.13	22.27

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 6, 2026

Data Sources Report a data error