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Commerce Bancshares, Inc. (CBSH)
NASDAQ: CBSH · Real-Time Price · USD
55.04
-0.18 (-0.33%)
Nov 6, 2026, 4:00 PM EST - Market closed

Commerce Bancshares Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Income
159.79141.62140.66141.52152.48131.59136.11138.01139.55112.66109.22120.6127.79119.45131.63122.82115.79118.15114.91
Depreciation & Amortization
20.7621.0114.7514.0513.9813.7213.5613.7113.5313.2712.8512.512.611.5711.5111.7111.8311.8111.31
Gain (Loss) on Sale of Investments
-24.15-13.43-8.12-11.61-6.113.87-4.6-2.74-5.494.16-3.28-0.44-1.567.961.34-0.79-0.02-2.2324.82
Provision for Credit Losses
8.7310.9615.9920.065.614.4913.519.145.474.795.8811.656.4711.4615.4815.297.16-9.86-7.05
Net Decrease (Increase) in Loans Originated / Sold - Operating
-1.232.76-1.221.74-0.330.73-1.482.02-0.152.091.221.82-0.44-1.083.15-1.192.630.219.89
Change in Trading Asset Securities
-23.81549.4411.27-24.5719.25-21.287.31-12.1826.94-40.5314.12-3.566.3711.55-9.9313.21-8.939.8-20.79
Accrued Interest Receivable
-4.9812.13-6.14-5.01-5.035.15-0.48-7.672.230.561.88-7.190.34-1.01-6.48-10.22-3.77-7.978.34
Change in Income Taxes
-19.6737.6-1.221.63-58.1735.13-4.5816.26-28.2228.754.640.02-27.0426.97-13.12.02-30.5128.66-25.01
Other Operating Activities
63.36-80.2794.25-11.79-15.09-54.14-278.5271.95-8.026.07-34.67-2.37-45.1-85.07-50.2426.3463.94-27.24-4.84
Operating Cash Flow
181.86684.8266.32129.02111.19138.6-136.66431.68147.36135.48121.02146.86104.83116.0689.6183.62161.66124.51111.6
Operating Cash Flow Growth (YoY)
63.55%394.07%--70.11%-24.54%2.31%-193.94%40.57%16.73%35.07%-20.02%-35.15%-6.79%-19.71%15.57%28.73%-38.26%-26.39%

Investing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Capital Expenditures
-12.77-6.37-13.74-15.74-10.68-12.59-14.02-12.61-8.51-11-15.51-20.66-31.86-20.04-18.56-17.65-13.39-15.6-19.33
Sale of Property, Plant and Equipment
0.12.47---0.10.035.580.612.670.612.541.210.011.370.211.230.184.07
Cash Acquisitions
-501.36----------0.17-6.2------
Investment in Securities
62.28428.92-53.23-1.38429.28-190.37-330.1-292.37546.64651.54564.73778.45716.971,148916.43787.29951.98-1,205-406.43
Net Decrease (Increase) in Loans Originated / Sold - Investing
-376.57-67.174.88-132.42-295.91-170.57-140.862.44125.99-102.3-84.36-182.63-427.51-239.23-409.82-217.58-231.57-287.33-32.24
Investing Cash Flow
-326.96859.21-62.09-149.55122.69-373.43-484.89-236.97664.73540.92465.46577.52252.61888.24489.43552.28708.24-1,508-453.93

Financing Activities

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Short-Term Debt Issued
-250-----------------
Long-Term Debt Issued
-----17.69---0.96---1,498-----
Total Debt Issued
13.4925066.41-5.78-2.6917.699.156.221.630.9667.08-36.29788.181,498----777.77
Short-Term Debt Repaid
--475.94----526.72----403.24----57.18----705.51-
Long-Term Debt Repaid
--608.68----------------3.5-
Total Debt Repaid
-143.68-1,085453.69-123.4196.43-526.72725.24-369.1745.82-403.24-405.63-598.58-1,197-57.18534.9976.1-86.2-709.01-
Net Debt Issued (Repaid)
-130.19-834.62520.1-129.18193.73-509.04734.38-362.9547.45-402.28-338.55-634.86-408.71,441534.9976.1-86.2-709.01777.77
Issuance of Common Stock
-----------------0.45-
Repurchase of Common Stock
-112.09-84.26-115.3-25.22-11.86-55.18-46.91-43.67-37.86-42.03-19.83-19.98-0.32-36.25-23.3-50.56-57.35-55.86-49.31
Common Dividends Paid
-40.74-41.88-36.24-37-39.12-37.89-34.61-40.38-34.96-35.14-33.57-33.66-33.74-33.76-31.65-31.74-31.94-32.14-30.49
Total Dividends Paid
-40.74-41.88-36.24-37-39.12-37.89-34.61-40.38-34.96-35.14-33.57-33.66-33.74-33.76-31.65-31.74-31.94-32.14-30.49
Net Increase (Decrease) in Deposit Accounts
-507.33-287.6520.6919.81-504.2734.84194.58857.61-142.65-983.5284.24-765.711,304-1,553-1,170-792.98-1,228-511.641,690
Other Financing Activities
--0---0-0-0.01----0----0.460.45--0
Financing Cash Flow
-790.34-1,248389.27-171.59-361.46132.73847.43410.61-168.02-1,463-107.72-1,454860.78-181.97-690.31-798.74-1,404-1,3082,388

Net Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Net Cash Flow
-935.44295.6593.49-192.11-127.57-102.09225.88605.32644.07-786.56478.77-729.831,218822.32-111.28-62.84-533.67-2,6912,045

Free Cash Flow

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Free Cash Flow
169.1678.42252.58113.28100.51126.02-150.67419.07138.85124.48105.51126.272.9796.0171.05165.96148.27108.9292.27
Free Cash Flow Growth (YoY)
68.23%438.35%--72.97%-27.61%1.24%-232.07%90.29%29.65%48.52%-23.96%-50.78%-11.85%-23.00%15.71%29.64%-42.96%-37.52%
Free Cash Flow Margin
33.62%142.41%57.89%26.42%22.81%31.04%-36.79%100.71%33.68%31.69%26.71%32.85%18.52%25.44%18.52%44.49%40.79%30.42%26.16%
Free Cash Flow Per Share
1.174.651.810.810.720.90-1.062.970.980.870.740.880.510.670.491.151.020.740.62

Additional Metrics

Fiscal Quarter
Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024Q4 2023Q3 2023Q2 2023Q1 2023Q4 2022Q3 2022Q2 2022Q1 2022Q4 2021
Period Ending
Jun '26 Mar '26 Dec '25 Sep '25 Jun '25 Mar '25 Dec '24 Sep '24 Jun '24 Mar '24 Dec '23 Sep '23 Jun '23 Mar '23 Dec '22 Sep '22 Jun '22 Mar '22 Dec '21
Cash Interest Paid
95.0398.9987.9395.0490.3889.83124.05109.98109.13110.01109.16102.8177.3347.2129.7815.445.82.722.83
Cash Income Tax Paid
62.580.5628.6837.1196.550.5640.0820.1664.861.0333.9432.0961.073.8624.3530.0660.951.6431.68
SEC Filings: 10-K · 10-Q