Commerce Bancshares, Inc. (CBSH)

Commerce Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Interest Income on Loans	402.7	291.46	288.41	258.03	263.89	260.48	254.22	260.59	270.13	267.51	264.72	263.15	256.39	241.48	223.96	200.59	171.43	142.69	132.23	136.88
Interest Income on Investments	-	115.87	108.09	115.59	110.21	111.15	110.15	108.82	101.94	101.85	94	99.46	104.77	107.19	84.9	85.79	91.24	95.47	79.56	73.6
Total Interest Income	402.7	407.33	396.51	373.62	374.11	371.64	364.37	369.41	372.07	369.36	358.72	362.61	361.16	348.66	308.86	286.38	262.67	238.15	211.78	210.48
Interest Paid on Deposits	93.82	76.46	78.74	73.63	74.95	73.19	74.65	82.2	85.85	84.24	83.87	85.11	78.24	54.59	28.2	16.36	8.83	2.95	2.33	2.3
Interest Paid on Borrowings	-	15.78	17.93	16.84	19.7	18.3	20.61	20.56	23.86	22.87	25.86	29.08	34.38	44.54	29.03	15.38	7.47	2.82	0.67	0.52
Total Interest Expense	93.82	92.25	96.67	90.47	94.65	91.49	95.26	102.76	109.72	107.11	109.72	114.19	112.62	99.13	57.23	31.74	16.29	5.77	3	2.82
Net Interest Income	308.88	315.09	299.84	283.15	279.46	280.15	269.1	266.65	262.35	262.25	249	248.42	248.55	249.54	251.62	254.64	246.37	232.39	208.79	207.66
Net Interest Income Growth (YoY)	10.53%	12.47%	11.42%	6.19%	6.52%	6.83%	8.07%	7.34%	5.55%	5.09%	-1.04%	-2.44%	0.88%	7.38%	20.52%	22.63%	15.11%	11.73%	1.48%	-1.00%
Trust Income	73.42	71.51	71.05	62.13	58.41	55.57	56.59	56.35	54.69	52.29	51.11	49.15	49.21	47.27	45.33	44.71	45.41	46.79	47.81	48.89
Gain (Loss) on Sale of Assets	-	-	-	3.8	-	-	-	2.5	-	-	-	2.1	-	-	-	-	-	-	-	-3.7
Gain (Loss) on Sale of Investments	4.1	12.83	11.65	2.93	7.89	0.44	-7.59	0.98	3.87	3.23	-0.26	7.6	4.3	3.39	-0.31	8.9	3.41	1.03	7.16	-9.71
Other Non-Interest Income	82.4	83.06	76.22	72.33	75.67	83.79	75.74	71.11	78.96	74.63	73.59	70.11	70.65	77.71	70.53	68.89	68.59	64.87	62.09	77.01
Total Non-Interest Income	189.56	196.66	187.5	169.14	169.4	166.05	151.36	156.41	162.9	155.48	148.59	152.48	147.25	151	137.31	144.49	141.92	138.26	139.37	137.99
Non-Interest Income Growth (YoY)	11.91%	18.43%	23.88%	8.13%	3.99%	6.80%	1.86%	2.58%	10.63%	2.97%	8.22%	5.53%	3.75%	9.22%	-1.48%	4.71%	-5.77%	-11.34%	-4.47%	-6.40%
Revenues Before Loan Losses	498.44	511.74	487.34	452.29	448.85	446.2	420.46	423.06	425.25	417.73	397.59	400.9	395.79	400.54	388.93	399.14	388.3	370.64	348.16	345.65
Provision for Loan Losses	10.03	8.73	10.96	15.99	20.06	5.6	14.49	13.51	9.14	5.47	4.79	5.88	11.65	6.47	11.46	15.48	15.29	7.16	-9.86	-7.05
Revenue	488.42	503.01	476.38	436.3	428.79	440.6	405.97	409.55	416.11	412.26	392.8	395.02	384.15	394.06	377.47	383.66	373.01	363.48	358.02	352.7
Revenue Growth (YoY)	13.91%	14.16%	17.34%	6.53%	3.05%	6.88%	3.35%	3.68%	8.32%	4.62%	4.06%	2.96%	2.99%	8.42%	5.43%	8.78%	0.26%	-11.26%	0.04%	-2.46%
Salaries and Employee Benefits	178.27	169.65	174.65	125	153.06	150.93	148.65	116.8	148.82	144.92	147.54	111.49	142.51	141.53	140	104.52	133.19	138.04	131.74	100.73
Occupancy Expenses	15.07	14.64	15.31	13.17	13.47	13.65	14.02	13.69	13.41	12.54	13.57	13.93	13.95	13	12.76	11.77	12.54	12.5	12.3	12.31
Federal Deposit Insurance	3.79	3.84	3.91	-0.08	3.07	3.31	3.74	3.18	2.93	2.35	8.02	20.3	4.03	4.19	4.64	10.58	-	-	-	-
Selling, General & Administrative	70.32	77.61	81.13	68.48	65.07	66.07	62.83	61.66	62.85	59.43	57.86	61.7	59.16	48.48	47.44	47.23	48.1	46.77	46.86	44.12
Other Non-Interest Expense	13.99	14.12	16.13	43.92	9.74	10.48	9.13	40.39	9.59	12.97	18.71	43.83	8.36	20.42	19.27	42.93	19.05	16.19	14.76	48.22
Total Non-Interest Expense	281.43	279.87	291.13	250.5	244.42	244.44	238.38	235.72	237.6	232.21	245.7	251.25	228.01	227.61	224.11	217.04	212.88	213.51	205.65	205.38
EBT Excluding Unusual Items	206.98	223.14	185.25	185.8	184.37	196.16	167.6	173.83	178.51	180.04	147.1	143.77	156.14	166.45	153.37	166.61	160.12	149.97	152.37	147.32
Asset Writedown	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-0.66	-	-	-0.97	1.8
Legal Settlements	-	-12	-	-	1.5	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Pretax Income	202.48	205.94	185.25	183.3	184.77	196.16	167.6	173.83	178.51	180.04	147.1	143.77	156.14	166.45	153.37	168.15	160.12	152.17	151.93	149.12
Income Tax Expense	44.41	45.78	40.88	40.62	41.15	42.4	36.96	36.59	38.25	38.6	31.65	32.31	33.44	35.99	32.81	34.5	33.94	32.02	31.9	33.76
Earnings From Continuing Operations	158.08	160.17	144.37	142.68	143.62	153.76	130.63	137.24	140.26	141.44	115.45	111.46	122.7	130.46	120.55	133.65	126.19	120.15	120.03	115.36
Minority Interest in Earnings	-3.09	-0.38	-2.75	-2.02	-2.1	-1.28	0.96	-1.14	-2.26	-1.89	-2.79	-2.24	-2.1	-2.67	-1.1	-2.03	-3.36	-4.36	-1.87	-0.45
Net Income	154.99	159.79	141.62	140.66	141.52	152.48	131.59	136.11	138.01	139.55	112.66	109.22	120.6	127.79	119.45	131.63	122.82	115.79	118.15	114.91
Preferred Dividends & Other Adjustments	-	1.41	1.31	1.33	1.34	1.46	1.26	1.27	1.29	1.31	1.04	0.98	1.07	1.13	1.06	1.21	1.12	1.05	1.07	1.05
Net Income to Common	154.99	158.39	140.31	139.33	140.18	151.02	130.33	134.84	136.72	138.24	111.62	108.24	119.52	126.66	118.4	130.42	121.7	114.74	117.08	113.85
Net Income Growth (YoY)	10.56%	4.88%	7.65%	3.33%	2.53%	9.24%	16.77%	24.58%	14.39%	9.14%	-5.72%	-17.01%	-1.79%	10.39%	1.12%	14.55%	0.21%	-28.66%	-9.78%	-11.52%
Basic Shares Outstanding	144	144	146	139	139	139	140	141	141	142	142	143	143	143	144	145	145	145	146	149
Diluted Shares Outstanding	144	144	146	139	139	139	140	141	141	142	142	143	143	144	144	145	145	146	147	149
Shares Change (YoY)	3.18%	3.66%	4.39%	-1.58%	-1.44%	-1.82%	-1.90%	-1.29%	-1.55%	-1.23%	-0.99%	-1.22%	-1.04%	-1.52%	-1.89%	-2.33%	-2.23%	-1.92%	-1.46%	-0.51%
EPS (Basic)	1.08	1.10	0.96	1.00	1.01	1.09	0.93	0.95	0.97	0.98	0.78	0.76	0.83	0.88	0.82	0.90	0.84	0.79	0.80	0.77
EPS (Diluted)	1.08	1.10	0.96	1.00	1.01	1.08	0.93	0.95	0.97	0.97	0.78	0.76	0.83	0.88	0.82	0.90	0.84	0.79	0.80	0.77
EPS Growth (YoY)	7.16%	1.24%	3.13%	4.99%	4.03%	11.27%	19.02%	26.21%	16.19%	10.81%	-4.79%	-15.98%	-0.76%	11.76%	3.06%	17.29%	2.50%	-27.27%	-8.44%	-11.06%

Additional Metrics

Fiscal Quarter	Q3 2026	Q2 2026	Q1 2026	Q4 2025	Q3 2025	Q2 2025	Q1 2025	Q4 2024	Q3 2024	Q2 2024	Q1 2024	Q4 2023	Q3 2023	Q2 2023	Q1 2023	Q4 2022	Q3 2022	Q2 2022	Q1 2022	Q4 2021
Period Ending	Sep 30, 2026	Jun 30, 2026	Mar 31, 2026	Dec 31, 2025	Sep 30, 2025	Jun 30, 2025	Mar 31, 2025	Dec 31, 2024	Sep 30, 2024	Jun 30, 2024	Mar 31, 2024	Dec 31, 2023	Sep 30, 2023	Jun 30, 2023	Mar 31, 2023	Dec 31, 2022	Sep 30, 2022	Jun 30, 2022	Mar 31, 2022	Dec 31, 2021
Dividend Per Share	0.275	0.275	0.275	0.262	0.262	0.262	0.262	0.246	0.245	0.245	0.245	0.234	0.233	0.233	0.233	0.218	0.218	0.218	0.218	0.205
Dividend Growth (YoY)	5.00%	4.96%	4.96%	6.59%	6.98%	7.03%	7.03%	5.00%	5.02%	5.02%	5.02%	7.44%	7.07%	7.07%	7.07%	6.04%	5.83%	5.83%	5.83%	1.63%
Effective Tax Rate	21.93%	22.23%	22.07%	22.16%	22.27%	21.62%	22.05%	21.05%	21.43%	21.44%	21.52%	22.47%	21.42%	21.62%	21.39%	20.52%	21.19%	21.04%	21.00%	22.64%

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 6, 2026

Data Sources Report a data error