Chime Financial, Inc. (CHYM)

Chime Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Revenue	1,800	1,673	1,278	1,009
Revenue Growth (YoY)	-	30.88%	26.73%	-
Cost of Revenue	-	207.51	219.74	214.69
Gross Profit	1,580	1,466	1,059	794.15
Selling, General & Admin	-	696.99	598.75	603.94
Research & Development	-	309.58	259	242.43
Other Operating Expenses	0	521.39	436.75	426.48
Operating Expenses	-	1,528	1,295	1,273
Operating Income	-58.09	-62.2	-235.79	-478.7
Other Expense / Income	-34.31	-39.47	-32.82	-8.11
Pretax Income	-23.78	-22.73	-202.97	-470.59
Income Tax	4.52	2.61	0.23	-0.34
Net Income	-28.31	-25.34	-203.2	-470.25
Free Cash Flow	-50.84	49.67	-184.41	-507.05
Gross Margin	87.75%	87.60%	82.81%	78.72%
Operating Margin	-3.23%	-3.72%	-18.44%	-47.45%
Profit Margin	-1.57%	-1.52%	-15.89%	-46.61%
Free Cash Flow Margin	-2.82%	2.97%	-14.42%	-50.26%
EBITDA	3.61	2.64	-190.03	-463.29
EBITDA Margin	0.20%	0.16%	-14.86%	-45.92%
Depreciation & Amortization	27.39	25.37	12.94	7.3
EBIT	-23.78	-22.73	-202.97	-470.59
EBIT Margin	-1.32%	-1.36%	-15.88%	-46.65%

Source: IPO financials are sourced from S-1 and S-1/A filings submitted to the Securities and Exchange Commission (SEC).