Chime Financial, Inc. (CHYM)

Chime Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	-969.42	-1,010	-25.34	-203.2	-470.25
Depreciation & Amortization	30.41	30	25.37	12.94	7.3
Stock-Based Compensation	1,123	1,071	29.85	26.04	28.35
Other Adjustments	133.4	196.14	138.5	144.36	159.41
Change in Receivables	-54.48	-42.96	-40.31	-53.34	-29.28
Changes in Accounts Payable	0.31	2.83	13.7	1.35	-5.96
Changes in Accrued Expenses	-50.88	-77.43	33.55	-11.3	-51.27
Changes in Other Operating Activities	-51.76	-116.76	-111.18	-73.44	-72.42
Operating Cash Flow	166.01	52.78	64.14	-156.59	-434.13
Operating Cash Flow Growth	-	-17.71%	-	-	-
Capital Expenditures	-24.92	-19.89	-4.81	-10.5	-48.73
Purchases of Intangible Assets	-6.47	-8.83	-9.66	-17.31	-24.19
Purchases of Investments	-5,793	-5,675	-2,358	-610.67	-426.71
Proceeds from Sale of Investments	5,527	5,414	2,431	805.5	650.16
Payments for Business Acquisitions	-	-	-13.34	-	-
Investing Cash Flow	221.66	-289.69	45.66	167.01	150.54
Issuance of Common Stock	422.67	795.75	1.41	1.73	1.53
Repurchase of Common Stock	-163.28	-77.54	-0.95	-0.06	-0.51
Net Common Stock Issued (Repurchased)	259.4	718.21	0.46	1.67	1.02
Other Financing Activities	-351.24	-350.54	-	-0.83	-
Financing Cash Flow	69.35	367.67	0.46	0.84	1.02
Net Cash Flow	291.36	130.76	110.26	11.26	-282.57
Free Cash Flow	141.1	32.89	59.33	-167.1	-482.86
Free Cash Flow Growth	328.95%	-44.56%	-	-	-
FCF Margin	6.09%	1.50%	3.55%	-13.07%	-47.86%
Free Cash Flow Per Share	0.44	0.14	0.91	-2.65	-8.34
Levered Free Cash Flow	-966.76	-1,191	-68.71	-284.15	-641.34
Unlevered Free Cash Flow	-1,100	-1,222	-112.71	-317	-649.45

Updated May 7, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q