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Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
29.87
+1.67 (5.92%)
At close: Nov 4, 2026, 4:00 PM EST
32.00
+2.13 (7.13%)
Pre-market: Nov 5, 2026, 4:57 AM EST

Chime Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22
Net Income
80.25-1,010-25.34-203.2-470.25
Depreciation & Amortization
10.589.68.877.243.9
Other Amortization
20.420.416.55.73.4
Asset Writedown & Restructuring Costs
--1.9-20.83
Loss (Gain) From Sale of Investments
-1.83-5.13-12.53-14.762.91
Stock-Based Compensation
274.781,08229.8526.0428.35
Provision & Write-off of Bad Debts
66.1977.6633.53--
Other Operating Activities
-1.17112.43115.6159.13135.67
Change in Accounts Receivable
-84.13-42.96-40.31-53.34-29.28
Change in Accounts Payable
-10.822.8313.71.35-5.96
Change in Other Net Operating Assets
99.33-194.19-77.63-84.74-123.7
Operating Cash Flow
453.5852.7864.14-156.59-434.13
Operating Cash Flow Growth
1079.41%-17.71%---

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22
Capital Expenditures
-35.49-19.89-4.81-10.5-48.73
Cash Acquisitions
---13.34--
Sale (Purchase) of Intangibles
-1.97-8.83-9.66-17.31-24.19
Investment in Securities
84-213.75203.91194.83223.45
Investing Cash Flow
-1.45-289.6945.66167.01150.54

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22
Issuance of Common Stock
52.22795.751.411.731.53
Repurchase of Common Stock
-306.62-426.94-0.95-0.06-0.51
Other Financing Activities
-0.91-1.13--0.83-
Financing Cash Flow
-155.3367.670.460.841.02

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22
Net Cash Flow
296.82130.76110.2611.26-282.57

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22
Free Cash Flow
418.0932.8959.33-167.1-482.86
Free Cash Flow Growth
1240.36%-44.56%---
Free Cash Flow Margin
15.89%1.50%3.55%-13.07%-47.86%
Free Cash Flow Per Share
1.060.140.91-2.65-8.34
Levered Free Cash Flow
1,287564.92102.12-1.37-
Unlevered Free Cash Flow
1,287564.92102.12-1.37-

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22
Cash Interest Paid
0.330.330.470.05-
Cash Income Tax Paid
1.131.132.180.280.21
Change in Working Capital
4.38-234.32-104.23-136.73-158.94
SEC Filings: 10-K · 10-Q