Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
33.51
-0.14 (-0.43%)
Sep 4, 2026, 2:47 PM EDT - Market open
Chime Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Cash & Equivalents | 536.05 | 466.25 | 337.7 | 239.75 | 203.36 |
Short-Term Investments | 624.78 | 659.41 | 468.69 | 560.88 | 734.61 |
Cash & Short-Term Investments | 1,161 | 1,126 | 806.39 | 800.63 | 937.97 |
Cash Growth | -3.86% | 39.59% | 0.72% | -14.64% | - |
Accounts Receivable | 143.93 | 130.96 | 111.1 | 105.18 | 59.99 |
Other Receivables | 143.85 | 126.92 | 105.06 | 71.37 | 63.21 |
Receivables | 287.77 | 257.88 | 216.16 | 176.55 | 123.2 |
Prepaid Expenses | 71.08 | 106.75 | 70.46 | 45.96 | 58.14 |
Restricted Cash | 65.01 | 14.51 | 12.3 | - | 25.12 |
Other Current Assets | 204.82 | 251.2 | 181.72 | 138.7 | 126.91 |
Total Current Assets | 1,790 | 1,756 | 1,287 | 1,162 | 1,271 |
Property, Plant & Equipment | 176.29 | 177.75 | 142.03 | 157.5 | 146.21 |
Goodwill | 27.49 | 27.49 | 27.49 | - | - |
Other Long-Term Assets | 3.35 | 3.35 | 4.48 | 0.91 | 0.2 |
Total Assets | 1,997 | 1,965 | 1,461 | 1,320 | 1,418 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Accounts Payable | 36.26 | 38.68 | 35.85 | 22.14 | 20.79 |
Accrued Expenses | 154.28 | 146.82 | 180.98 | 141.81 | 83.32 |
Current Portion of Leases | 13.03 | 11.38 | 15.75 | 11.96 | 6.27 |
Other Current Liabilities | 183.65 | 191.04 | 142.25 | 112.74 | 105.14 |
Total Current Liabilities | 387.22 | 387.92 | 374.82 | 288.65 | 215.52 |
Long-Term Leases | 117.85 | 123.28 | 80.59 | 92.93 | 94.54 |
Other Long-Term Liabilities | 36.76 | 51.69 | 46.11 | 2.16 | 6.66 |
Total Liabilities | 591.83 | 562.9 | 501.52 | 383.74 | 316.71 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Common Stock | 0.03 | 0.03 | 0 | 0 | 0 |
Additional Paid-In Capital | 4,698 | 4,776 | 433.36 | 384.49 | 353.37 |
Retained Earnings | -3,293 | -3,374 | -2,364 | -2,339 | -2,136 |
Comprehensive Income & Other | -0.55 | 0.17 | 0.2 | 0.72 | -6.83 |
Total Common Equity | 1,405 | 1,402 | -1,931 | -1,954 | -1,789 |
Shareholders' Equity | 1,405 | 1,402 | 959.52 | 936.51 | 1,101 |
Total Liabilities & Equity | 1,997 | 1,965 | 1,461 | 1,320 | 1,418 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 |
Total Debt | 180.88 | 134.67 | 96.34 | 104.89 | 100.81 |
Net Cash (Debt) | 979.94 | 991 | 710.05 | 695.73 | 837.17 |
Net Cash Growth | -12.47% | 39.57% | 2.06% | -16.89% | - |
Net Cash Per Share | 2.59 | 4.19 | 10.94 | 11.03 | 14.46 |
Filing Date Shares Outstanding | 378.59 | 384.1 | 66.95 | 64.39 | 57.88 |
Total Common Shares Outstanding | 378.67 | 379.93 | 66.95 | 64.39 | 57.88 |
Working Capital | 1,402 | 1,368 | 912.22 | 873.19 | 1,056 |
Book Value Per Share | 3.71 | 3.69 | -28.84 | -30.34 | -30.91 |
Tangible Book Value | 1,377 | 1,374 | -1,958 | -1,954 | -1,789 |
Tangible Book Value Per Share | 3.64 | 3.62 | -29.25 | -30.34 | -30.91 |
Machinery | 19.54 | 15.05 | 12.91 | 11.66 | 9.94 |
Leasehold Improvements | 91.49 | 79.43 | 61.74 | 58.88 | 50.7 |