Chime Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Cash & Equivalents	466.25	337.7	239.75	203.36
Short-Term Investments	659.41	468.69	560.88	734.61
Cash & Short-Term Investments	1,126	806.39	800.63	937.97
Cash Growth	39.59%	0.72%	-14.64%	-
Accounts Receivable	257.88	111.1	105.18	59.99
Other Receivables	-	105.06	71.37	63.21
Receivables	257.88	216.16	176.55	123.2
Prepaid Expenses	106.75	64.86	45.96	58.14
Restricted Cash	14.51	12.3	-	25.12
Other Current Assets	251.2	187.32	138.7	126.91
Total Current Assets	1,756	1,287	1,162	1,271
Property, Plant & Equipment	177.75	142.03	157.5	146.21
Goodwill	-	27.49	-	-
Other Long-Term Assets	30.85	4.48	0.91	0.2
Total Assets	1,965	1,461	1,320	1,418
Accounts Payable	38.68	35.85	22.14	20.79
Accrued Expenses	201.86	180.98	141.81	83.32
Current Portion of Leases	-	15.75	11.96	6.27
Other Current Liabilities	147.38	142.25	112.74	105.14
Total Current Liabilities	387.92	374.82	288.65	215.52
Long-Term Leases	123.28	80.59	92.93	94.54
Other Long-Term Liabilities	51.69	46.11	2.16	6.66
Total Liabilities	562.9	501.52	383.74	316.71
Common Stock	0.03	0	0	0
Additional Paid-In Capital	4,776	433.36	384.49	353.37
Retained Earnings	-3,374	-2,364	-2,339	-2,136
Comprehensive Income & Other	0.17	0.2	0.72	-6.83
Total Common Equity	1,402	-1,931	-1,954	-1,789
Shareholders' Equity	1,402	959.52	936.51	1,101
Total Liabilities & Equity	1,965	1,461	1,320	1,418
Total Debt	123.28	96.34	104.89	100.81
Net Cash (Debt)	1,002	710.05	695.73	837.17
Net Cash Growth	41.17%	2.06%	-16.89%	-
Net Cash Per Share	4.24	10.94	11.03	14.46
Filing Date Shares Outstanding	379.93	66.95	64.39	57.88
Total Common Shares Outstanding	379.93	66.95	64.39	57.88
Working Capital	1,368	912.22	873.19	1,056
Book Value Per Share	3.69	-28.84	-30.34	-30.91
Tangible Book Value	1,402	-1,958	-1,954	-1,789
Tangible Book Value Per Share	3.69	-29.25	-30.34	-30.91
Machinery	-	12.91	11.66	9.94
Leasehold Improvements	-	61.74	58.88	50.7

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q