Chime Financial, Inc. (CHYM)

Chime Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022
Net Income	-952.07	-25.34	-203.2	-470.25
Depreciation & Amortization	12.19	8.87	7.24	3.9
Other Amortization	16.5	16.5	5.7	3.4
Asset Writedown & Restructuring Costs	1.69	1.9	-	20.83
Loss (Gain) From Sale of Investments	-7.01	-12.53	-14.76	2.91
Stock-Based Compensation	948.26	29.85	26.04	28.35
Provision & Write-off of Bad Debts	75.76	33.53	-	-
Other Operating Activities	135.66	115.6	159.13	135.67
Change in Accounts Receivable	-62.68	-40.31	-53.34	-29.28
Change in Accounts Payable	28.82	13.7	1.35	-5.96
Change in Other Net Operating Assets	-201.08	-77.63	-84.74	-123.7
Operating Cash Flow	-3.95	64.14	-156.59	-434.13
Capital Expenditures	-8.31	-4.81	-10.5	-48.73
Cash Acquisitions	-2.3	-13.34	-	-
Sale (Purchase) of Intangibles	-11.75	-9.66	-17.31	-24.19
Investment in Securities	315.17	203.91	194.83	223.45
Investing Cash Flow	129.96	45.66	167.01	150.54
Issuance of Common Stock	774.49	1.41	1.73	1.53
Repurchase of Common Stock	-322.98	-0.95	-0.06	-0.51
Other Financing Activities	-1.13	-	-0.83	-
Financing Cash Flow	450.38	0.46	0.84	1.02
Net Cash Flow	576.38	110.26	11.26	-282.57
Free Cash Flow	-12.26	59.33	-167.1	-482.86
Free Cash Flow Margin	-0.63%	3.55%	-13.07%	-47.86%
Free Cash Flow Per Share	-0.15	0.91	-2.65	-8.34
Cash Interest Paid	0.37	0.47	0.05	-
Cash Income Tax Paid	3.09	2.18	0.28	0.21
Levered Free Cash Flow	-	102.12	-1.37	-
Unlevered Free Cash Flow	-	102.12	-1.37	-
Change in Working Capital	-234.93	-104.23	-136.73	-158.94

Updated May 13, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q