Chime Financial, Inc. (CHYM)
NASDAQ: CHYM · Real-Time Price · USD
34.79
-2.32 (-6.25%)
At close: Jun 13, 2025, 4:00 PM
34.73
-0.06 (-0.17%)
After-hours: Jun 13, 2025, 7:59 PM EDT

Chime Financial Statistics

Total Valuation

Chime Financial has a market cap or net worth of $12.68 billion. The enterprise value is $12.02 billion.

Market Cap 12.68B
Enterprise Value 12.02B

Important Dates

Earnings Date n/a
Ex-Dividend Date n/a

Share Statistics

Chime Financial has 364.42 million shares outstanding.

Current Share Class 332.24M
Shares Outstanding 364.42M
Shares Change (YoY) n/a
Shares Change (QoQ) +2.22%
Owned by Insiders (%) 18.47%
Owned by Institutions (%) 22.60%
Float 169.41M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 1.26
Forward PS n/a
PB Ratio 12.91
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 6.67
EV / EBITDA 49.28
EV / EBIT 51.19
EV / FCF n/a

Financial Position

The company has a current ratio of 3.80, with a Debt / Equity ratio of 0.09.

Current Ratio 3.80
Quick Ratio 2.99
Debt / Equity 0.09
Debt / EBITDA 0.35
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) 21.29%
Revenue Per Employee $1.23M
Profits Per Employee -$19,323
Employee Count 1,465
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Chime Financial has paid $4.52 million in taxes.

Income Tax 4.52M
Effective Tax Rate n/a

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average n/a
200-Day Moving Average n/a
Relative Strength Index (RSI) n/a
Average Volume (20 Days) 22,807,632

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Chime Financial had revenue of $1.80 billion and -$28.31 million in losses. Loss per share was -$0.43.

Revenue 1.80B
Gross Profit 1.58B
Operating Income 234.70M
Pretax Income -23.78M
Net Income -28.31M
EBITDA 243.79M
EBIT 234.70M
Loss Per Share -$0.43
Full Income Statement

Balance Sheet

The company has $754.73 million in cash and $91.70 million in debt, giving a net cash position of $663.03 million or $1.82 per share.

Cash & Cash Equivalents 754.73M
Total Debt 91.70M
Net Cash 663.03M
Net Cash Per Share $1.82
Equity (Book Value) 982.02M
Book Value Per Share -28.23
Working Capital 932.29M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$33.77 million and capital expenditures -$6.38 million, giving a free cash flow of -$40.15 million.

Operating Cash Flow -33.77M
Capital Expenditures -6.38M
Free Cash Flow -40.15M
FCF Per Share -$0.11
Full Cash Flow Statement

Margins

Gross margin is 87.75%, with operating and profit margins of 13.04% and -1.57%.

Gross Margin 87.75%
Operating Margin 13.04%
Pretax Margin -1.32%
Profit Margin -1.57%
EBITDA Margin 13.54%
EBIT Margin 13.04%
FCF Margin n/a

Dividends & Yields

Chime Financial does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield -0.22%
FCF Yield -0.32%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Chime Financial has an Altman Z-Score of 0.28. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 0.28
Piotroski F-Score n/a