Chime Financial Statistics
Total Valuation
Chime Financial has a market cap or net worth of $7.60 billion. The enterprise value is $6.61 billion.
Important Dates
The next estimated earnings date is Sunday, May 10, 2026, after market close.
| Earnings Date | May 10, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
Chime Financial has 384.10 million shares outstanding. The number of shares has increased by 264.00% in one year.
| Current Share Class | 351.97M |
| Shares Outstanding | 384.10M |
| Shares Change (YoY) | +264.00% |
| Shares Change (QoQ) | +1.09% |
| Owned by Insiders (%) | 10.02% |
| Owned by Institutions (%) | 55.63% |
| Float | 220.70M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 130.35 |
| PS Ratio | 3.47 |
| Forward PS | 2.84 |
| PB Ratio | 5.36 |
| P/TBV Ratio | 5.53 |
| P/FCF Ratio | 230.98 |
| P/OCF Ratio | 143.95 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.02 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 200.85 |
Financial Position
The company has a current ratio of 4.53, with a Debt / Equity ratio of 0.10.
| Current Ratio | 4.53 |
| Quick Ratio | 3.57 |
| Debt / Equity | 0.10 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.09 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -85.54% and return on invested capital (ROIC) is -28.94%.
| Return on Equity (ROE) | -85.54% |
| Return on Assets (ROA) | -21.90% |
| Return on Invested Capital (ROIC) | -28.94% |
| Return on Capital Employed (ROCE) | -38.06% |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $1.44M |
| Profits Per Employee | -$664,869 |
| Employee Count | 1,519 |
| Asset Turnover | 1.28 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Chime Financial has paid $831,000 in taxes.
| Income Tax | 831,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 22.79 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 41.67 |
| Average Volume (20 Days) | 5,687,299 |
Short Selling Information
The latest short interest is 6.96 million, so 1.81% of the outstanding shares have been sold short.
| Short Interest | 6.96M |
| Short Previous Month | 9.40M |
| Short % of Shares Out | 1.81% |
| Short % of Float | 3.16% |
| Short Ratio (days to cover) | 1.90 |
Income Statement
In the last 12 months, Chime Financial had revenue of $2.19 billion and -$1.01 billion in losses. Loss per share was -$4.27.
| Revenue | 2.19B |
| Gross Profit | 1.92B |
| Operating Income | -600.06M |
| Pretax Income | -1.01B |
| Net Income | -1.01B |
| EBITDA | -590.46M |
| EBIT | -600.06M |
| Loss Per Share | -$4.27 |
Full Income StatementBalance Sheet
The company has $1.13 billion in cash and $134.67 million in debt, with a net cash position of $991.00 million or $2.58 per share.
| Cash & Cash Equivalents | 1.13B |
| Total Debt | 134.67M |
| Net Cash | 991.00M |
| Net Cash Per Share | $2.58 |
| Equity (Book Value) | 1.40B |
| Book Value Per Share | 3.69 |
| Working Capital | 1.37B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $52.78 million and capital expenditures -$19.89 million, giving a free cash flow of $32.89 million.
| Operating Cash Flow | 52.78M |
| Capital Expenditures | -19.89M |
| Depreciation & Amortization | 9.60M |
| Net Borrowing | n/a |
| Free Cash Flow | 32.89M |
| FCF Per Share | $0.09 |
Full Cash Flow StatementMargins
Gross margin is 87.97%, with operating and profit margins of -27.44% and -46.18%.
| Gross Margin | 87.97% |
| Operating Margin | -27.44% |
| Pretax Margin | -46.15% |
| Profit Margin | -46.18% |
| EBITDA Margin | -27.00% |
| EBIT Margin | -27.44% |
| FCF Margin | 1.50% |
Dividends & Yields
Chime Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -264.00% |
| Shareholder Yield | -264.00% |
| Earnings Yield | -13.29% |
| FCF Yield | 0.43% |
Analyst Forecast
The average price target for Chime Financial is $32.88, which is 66.23% higher than the current price. The consensus rating is "Buy".
| Price Target | $32.88 |
| Price Target Difference | 66.23% |
| Analyst Consensus | Buy |
| Analyst Count | 17 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Chime Financial has an Altman Z-Score of 8.6 and a Piotroski F-Score of 5.
| Altman Z-Score | 8.6 |
| Piotroski F-Score | 5 |
