Chime Financial Statistics
Total Valuation
Chime Financial has a market cap or net worth of $7.08 billion. The enterprise value is $6.03 billion.
Important Dates
The last earnings date was Wednesday, November 5, 2025, after market close.
| Earnings Date | Nov 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Chime Financial has 374.58 million shares outstanding. The number of shares has increased by 150.80% in one year.
| Current Share Class | 342.40M |
| Shares Outstanding | 374.58M |
| Shares Change (YoY) | +150.80% |
| Shares Change (QoQ) | +193.66% |
| Owned by Insiders (%) | 10.32% |
| Owned by Institutions (%) | 43.41% |
| Float | 206.65M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.45 |
| Forward PS | 2.82 |
| PB Ratio | 4.90 |
| P/TBV Ratio | 5.00 |
| P/FCF Ratio | 226.97 |
| P/OCF Ratio | 184.08 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 2.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 193.30 |
Financial Position
The company has a current ratio of 4.94, with a Debt / Equity ratio of 0.10.
| Current Ratio | 4.94 |
| Quick Ratio | 4.00 |
| Debt / Equity | 0.10 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.42 |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | -38.31% |
| Revenue Per Employee | $1.68M |
| Profits Per Employee | -$801,926 |
| Employee Count | 1,228 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Chime Financial has paid $1.48 million in taxes.
| Income Tax | 1.48M |
| Effective Tax Rate | n/a |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 20.52 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 46.69 |
| Average Volume (20 Days) | 4,640,942 |
Short Selling Information
The latest short interest is 9.84 million, so 2.63% of the outstanding shares have been sold short.
| Short Interest | 9.84M |
| Short Previous Month | 8.99M |
| Short % of Shares Out | 2.63% |
| Short % of Float | 4.76% |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Chime Financial had revenue of $2.07 billion and -$984.77 million in losses. Loss per share was -$6.22.
| Revenue | 2.07B |
| Gross Profit | 1.81B |
| Operating Income | -615.42M |
| Pretax Income | -983.29M |
| Net Income | -984.77M |
| EBITDA | -602.62M |
| EBIT | -615.42M |
| Loss Per Share | -$6.22 |
Full Income StatementBalance Sheet
The company has $1.19 billion in cash and $137.76 million in debt, giving a net cash position of $1.05 billion or $2.80 per share.
| Cash & Cash Equivalents | 1.19B |
| Total Debt | 137.76M |
| Net Cash | 1.05B |
| Net Cash Per Share | $2.80 |
| Equity (Book Value) | 1.44B |
| Book Value Per Share | 3.85 |
| Working Capital | 1.40B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $38.46 million and capital expenditures -$7.27 million, giving a free cash flow of $31.19 million.
| Operating Cash Flow | 38.46M |
| Capital Expenditures | -7.27M |
| Free Cash Flow | 31.19M |
| FCF Per Share | $0.08 |
Full Cash Flow StatementMargins
Gross margin is 87.75%, with operating and profit margins of -29.79% and -47.67%.
| Gross Margin | 87.75% |
| Operating Margin | -29.79% |
| Pretax Margin | -47.60% |
| Profit Margin | -47.67% |
| EBITDA Margin | -29.17% |
| EBIT Margin | -29.79% |
| FCF Margin | 1.51% |
Dividends & Yields
Chime Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -150.80% |
| Shareholder Yield | -150.80% |
| Earnings Yield | -13.91% |
| FCF Yield | 0.44% |
Analyst Forecast
The average price target for Chime Financial is $32.85, which is 73.81% higher than the current price. The consensus rating is "Buy".
| Price Target | $32.85 |
| Price Target Difference | 73.81% |
| Analyst Consensus | Buy |
| Analyst Count | 14 |
| Revenue Growth Forecast (5Y) | 24.76% |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Chime Financial has an Altman Z-Score of 10.88 and a Piotroski F-Score of 4.
| Altman Z-Score | 10.88 |
| Piotroski F-Score | 4 |
