Chime Financial, Inc. (CHYM)
Chime Financial will go public soon. The estimated IPO date is June 12, 2025.
IPO Price Range
$24.00 - $26.00
Shares Offered
32,000,000
Deal Size
$800.00M

Chime Financial Statistics

Total Valuation

Chime Financial has a market cap or net worth of $9.11 billion. The enterprise value is $8.42 billion.

Market Cap 9.11B
Enterprise Value 8.42B

Important Dates

Earnings Date n/a
Ex-Dividend Date n/a

Share Statistics

Chime Financial has 364.42 million shares outstanding.

Current Share Class n/a
Shares Outstanding 364.42M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio 5.06
Forward PS n/a
PB Ratio n/a
P/TBV Ratio n/a
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 4.68
EV / EBITDA 2,332.57
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio 3.03
Debt / Equity n/a
Debt / EBITDA 21.45
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on Equity (ROE) n/a
Return on Assets (ROA) n/a
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $1.23M
Profits Per Employee -$19,323
Employee Count 1,465
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, Chime Financial has paid $4.52 million in taxes.

Income Tax 4.52M
Effective Tax Rate n/a

Stock Price Statistics

Beta (5Y) n/a
52-Week Price Change n/a
50-Day Moving Average n/a
200-Day Moving Average n/a
Relative Strength Index (RSI) n/a
Average Volume (20 Days) n/a

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, Chime Financial had revenue of $1.80 billion and -$28.31 million in losses. Loss per share was -$0.08.

Revenue 1.80B
Gross Profit 1.58B
Operating Income -58.09M
Pretax Income -23.78M
Net Income -28.31M
EBITDA 3.61M
EBIT -23.78M
Loss Per Share -$0.08
Full Income Statement

Balance Sheet

The company has $767.40 million in cash and $77.43 million in debt, giving a net cash position of $689.97 million or $1.89 per share.

Cash & Cash Equivalents 767.40M
Total Debt 77.43M
Net Cash 689.97M
Net Cash Per Share $1.89
Equity (Book Value) -1.91B
Book Value Per Share -5.24
Working Capital 932.29M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$33.77 million and capital expenditures -$17.07 million, giving a free cash flow of -$50.84 million.

Operating Cash Flow -33.77M
Capital Expenditures -17.07M
Free Cash Flow -50.84M
FCF Per Share -$0.14
Full Cash Flow Statement

Margins

Gross margin is 87.75%, with operating and profit margins of -3.23% and -1.57%.

Gross Margin 87.75%
Operating Margin -3.23%
Pretax Margin -1.32%
Profit Margin -1.57%
EBITDA Margin 0.20%
EBIT Margin -1.32%
FCF Margin -2.82%

Dividends & Yields

Chime Financial does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield -0.31%
FCF Yield -0.56%

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score n/a