Chime Financial Statistics

Total Valuation

Chime Financial has a market cap or net worth of $11.41 billion. The enterprise value is $10.75 billion.

Market Cap	11.41B
Enterprise Value	10.75B

Important Dates

Earnings Date	n/a
Ex-Dividend Date	n/a

Share Statistics

Chime Financial has 364.42 million shares outstanding.

Current Share Class	332.24M
Shares Outstanding	364.42M
Shares Change (YoY)	n/a
Shares Change (QoQ)	+2.22%
Owned by Insiders (%)	10.60%
Owned by Institutions (%)	17.87%
Float	230.34M

Valuation Ratios

PE Ratio	n/a
Forward PE	118.19
PS Ratio	1.14
Forward PS	n/a
PB Ratio	11.62
P/TBV Ratio	n/a
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	5.97
EV / EBITDA	44.10
EV / EBIT	45.81
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.80, with a Debt / Equity ratio of 0.09.

Current Ratio	3.80
Quick Ratio	2.99
Debt / Equity	0.09
Debt / EBITDA	0.35
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	21.29%
Revenue Per Employee	$1.23M
Profits Per Employee	-$19,323
Employee Count	1,465
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Chime Financial has paid $4.52 million in taxes.

Income Tax	4.52M
Effective Tax Rate	n/a

Stock Price Statistics

Beta (5Y)	n/a
52-Week Price Change	n/a
50-Day Moving Average	n/a
200-Day Moving Average	n/a
Relative Strength Index (RSI)	41.45
Average Volume (20 Days)	7,043,428

Short Selling Information

The latest short interest is 1.37 million, so 0.38% of the outstanding shares have been sold short.

Short Interest	1.37M
Short Previous Month	n/a
Short % of Shares Out	0.38%
Short % of Float	0.59%
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Chime Financial had revenue of $1.80 billion and -$28.31 million in losses. Loss per share was -$0.43.

Revenue	1.80B
Gross Profit	1.58B
Operating Income	234.70M
Pretax Income	-23.78M
Net Income	-28.31M
EBITDA	243.79M
EBIT	234.70M
Loss Per Share	-$0.43

Full Income Statement

Balance Sheet

The company has $754.73 million in cash and $91.70 million in debt, giving a net cash position of $663.03 million or $1.82 per share.

Cash & Cash Equivalents	754.73M
Total Debt	91.70M
Net Cash	663.03M
Net Cash Per Share	$1.82
Equity (Book Value)	982.02M
Book Value Per Share	-28.23
Working Capital	932.29M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$33.77 million and capital expenditures -$6.38 million, giving a free cash flow of -$40.15 million.

Operating Cash Flow	-33.77M
Capital Expenditures	-6.38M
Free Cash Flow	-40.15M
FCF Per Share	-$0.11

Full Cash Flow Statement

Margins

Gross margin is 87.75%, with operating and profit margins of 13.04% and -1.57%.

Gross Margin	87.75%
Operating Margin	13.04%
Pretax Margin	-1.32%
Profit Margin	-1.57%
EBITDA Margin	13.54%
EBIT Margin	13.04%
FCF Margin	n/a

Dividends & Yields

Chime Financial does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	-0.25%
FCF Yield	-0.35%

Analyst Forecast

The average price target for Chime Financial is $35.00, which is 11.75% higher than the current price. The consensus rating is "Buy".

Price Target	$35.00
Price Target Difference	11.75%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Chime Financial has an Altman Z-Score of 0.28. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.28
Piotroski F-Score	n/a