Chime Financial Statistics
Total Valuation
Chime Financial has a market cap or net worth of $7.01 billion. The enterprise value is $5.89 billion.
Important Dates
The next confirmed earnings date is Wednesday, November 5, 2025, after market close.
| Earnings Date | Nov 5, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
Chime Financial has 371.71 million shares outstanding. The number of shares has increased by 39.65% in one year.
| Current Share Class | 339.53M |
| Shares Outstanding | 371.71M |
| Shares Change (YoY) | +39.65% |
| Shares Change (QoQ) | +92.23% |
| Owned by Insiders (%) | 10.40% |
| Owned by Institutions (%) | 39.89% |
| Float | 203.78M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.78 |
| Forward PS | 2.93 |
| PB Ratio | 4.89 |
| P/TBV Ratio | 5.00 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.03 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 4.83, with a Debt / Equity ratio of 0.06.
| Current Ratio | 4.83 |
| Quick Ratio | 4.00 |
| Debt / Equity | 0.06 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
| Return on Equity (ROE) | n/a |
| Return on Assets (ROA) | n/a |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | -40.40% |
| Revenue Per Employee | $1.58M |
| Profits Per Employee | -$762,037 |
| Employee Count | 1,228 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Chime Financial has paid $3.40 million in taxes.
| Income Tax | 3.40M |
| Effective Tax Rate | n/a |
Stock Price Statistics
| Beta (5Y) | n/a |
| 52-Week Price Change | n/a |
| 50-Day Moving Average | 22.85 |
| 200-Day Moving Average | n/a |
| Relative Strength Index (RSI) | 41.09 |
| Average Volume (20 Days) | 2,714,205 |
Short Selling Information
The latest short interest is 8.99 million, so 2.42% of the outstanding shares have been sold short.
| Short Interest | 8.99M |
| Short Previous Month | 10.24M |
| Short % of Shares Out | 2.42% |
| Short % of Float | 4.41% |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, Chime Financial had revenue of $1.94 billion and -$935.78 million in losses. Loss per share was -$11.58.
| Revenue | 1.94B |
| Gross Profit | 1.71B |
| Operating Income | -623.25M |
| Pretax Income | -948.67M |
| Net Income | -935.78M |
| EBITDA | -611.06M |
| EBIT | -623.25M |
| Loss Per Share | -$11.58 |
Full Income StatementBalance Sheet
The company has $1.21 billion in cash and $87.86 million in debt, giving a net cash position of $1.12 billion or $3.01 per share.
| Cash & Cash Equivalents | 1.21B |
| Total Debt | 87.86M |
| Net Cash | 1.12B |
| Net Cash Per Share | $3.01 |
| Equity (Book Value) | 1.43B |
| Book Value Per Share | 3.85 |
| Working Capital | 1.38B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$3.95 million and capital expenditures -$8.31 million, giving a free cash flow of -$12.26 million.
| Operating Cash Flow | -3.95M |
| Capital Expenditures | -8.31M |
| Free Cash Flow | -12.26M |
| FCF Per Share | -$0.03 |
Full Cash Flow StatementMargins
Gross margin is 87.80%, with operating and profit margins of -32.06% and -48.98%.
| Gross Margin | 87.80% |
| Operating Margin | -32.06% |
| Pretax Margin | -48.80% |
| Profit Margin | -48.98% |
| EBITDA Margin | -31.43% |
| EBIT Margin | -32.06% |
| FCF Margin | n/a |
Dividends & Yields
Chime Financial does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -39.65% |
| Shareholder Yield | -39.65% |
| Earnings Yield | -13.36% |
| FCF Yield | -0.18% |
Analyst Forecast
The average price target for Chime Financial is $36.58, which is 94.06% higher than the current price. The consensus rating is "Buy".
| Price Target | $36.58 |
| Price Target Difference | 94.06% |
| Analyst Consensus | Buy |
| Analyst Count | 13 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Chime Financial has an Altman Z-Score of 13.59 and a Piotroski F-Score of 2.
| Altman Z-Score | 13.59 |
| Piotroski F-Score | 2 |
