Community Trust Bancorp, Inc. (CTBI)
NASDAQ: CTBI · Real-Time Price · USD
69.11
-0.24 (-0.35%)
Nov 6, 2026, 4:00 PM EST - Market closed
Community Trust Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 322.25 | 304.55 | 274.62 | 230.84 | 169.89 | 160.2 |
Interest Income on Investments | 41.17 | 41.17 | 38.82 | 37.81 | 27.86 | 17.97 |
Total Interest Income | 363.42 | 345.72 | 313.44 | 268.65 | 197.74 | 178.17 |
Interest Paid on Deposits | 110.58 | 112.75 | 112.52 | 81.17 | 24.07 | 12.75 |
Interest Paid on Borrowings | 13.99 | 13.99 | 14.93 | 14.37 | 4.57 | 2.34 |
Total Interest Expense | 124.57 | 126.74 | 127.45 | 95.54 | 28.64 | 15.09 |
Net Interest Income | 238.84 | 218.98 | 186 | 173.11 | 169.1 | 163.08 |
Net Interest Income Growth | 13.53% | 17.73% | 7.44% | 2.37% | 3.69% | 8.01% |
Trust Income | 18.49 | 16.77 | 14.92 | 13.03 | 12.39 | 12.64 |
Gain (Loss) on Sale of Investments | 1.15 | 0.38 | 0.63 | 1 | -0.17 | -3.51 |
Other Non-Interest Income | 17.45 | 16.31 | 16.9 | 13.31 | 15.12 | 14.63 |
Total Non-Interest Income | 68.26 | 63.62 | 62.57 | 57.66 | 57.92 | 57.11 |
Non-Interest Income Growth | 8.06% | 1.68% | 8.51% | -0.44% | 1.41% | 12.42% |
Revenues Before Loan Losses | 307.11 | 282.6 | 248.56 | 230.77 | 227.02 | 220.19 |
Provision for Loan Losses | 17.16 | 12.44 | 10.95 | 6.81 | 4.91 | -6.39 |
| 289.95 | 270.16 | 237.61 | 223.96 | 222.11 | 226.58 | |
Revenue Growth | 10.90% | 13.70% | 6.09% | 0.83% | -1.97% | 21.98% |
Salaries and Employee Benefits | 85.13 | 81.61 | 76.07 | 70.34 | 69.42 | 71.46 |
Occupancy Expenses | 8.76 | 8.08 | 7.46 | 8.9 | 8.38 | 8.31 |
Federal Deposit Insurance | 2.99 | 2.83 | 2.59 | 2.48 | 1.45 | 1.38 |
Selling, General & Administrative | 28.26 | 29.14 | 26.27 | 22.61 | 21.12 | 19.36 |
Other Non-Interest Expense | 20.24 | 19.96 | 17.29 | 20.18 | 19.7 | 13.67 |
Total Non-Interest Expense | 146.84 | 143.07 | 130.92 | 125.39 | 121.07 | 115.93 |
EBT Excluding Unusual Items | 143.11 | 127.09 | 106.69 | 98.57 | 101.04 | 110.64 |
Pretax Income | 143.11 | 127.09 | 106.69 | 98.57 | 101.04 | 110.64 |
Income Tax Expense | 33.13 | 29.03 | 23.87 | 20.56 | 19.23 | 22.7 |
Net Income | 109.98 | 98.06 | 82.81 | 78 | 81.81 | 87.94 |
Net Income to Common | 109.98 | 98.06 | 82.81 | 78 | 81.81 | 87.94 |
Net Income Growth | 17.91% | 18.41% | 6.17% | -4.66% | -6.97% | 47.79% |
Basic Shares Outstanding | 18 | 18 | 18 | 18 | 18 | 18 |
Diluted Shares Outstanding | 18 | 18 | 18 | 18 | 18 | 18 |
Shares Change | 0.33% | 0.37% | 0.43% | 0.27% | 0.26% | 0.27% |
EPS (Basic) | 6.09 | 5.44 | 4.61 | 4.36 | 4.59 | 4.94 |
EPS (Diluted) | 6.08 | 5.43 | 4.61 | 4.36 | 4.58 | 4.94 |
EPS Growth | 17.60% | 17.79% | 5.73% | -4.80% | -7.29% | 47.46% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 2.300 | 2.000 | 1.860 | 2.000 | 1.680 | 1.570 |
Dividend Growth | 18.56% | 7.53% | -7.00% | 19.05% | 7.01% | 2.61% |
Effective Tax Rate | 23.15% | 22.84% | 22.38% | 20.86% | 19.03% | 20.52% |