Community Trust Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	314.17	304.55	274.62	230.84	169.89	160.2
Interest Income on Investments	42.92	41.17	38.82	37.81	27.86	17.97
Total Interest Income	357.09	345.72	313.44	268.65	197.74	178.17
Interest Paid on Deposits	109.41	112.75	112.52	81.17	24.07	12.75
Interest Paid on Borrowings	14.34	13.99	14.93	14.37	4.57	2.34
Total Interest Expense	123.75	126.74	127.45	95.54	28.64	15.09
Net Interest Income	233.34	218.98	186	173.11	169.1	163.08
Net Interest Income Growth	15.50%	17.73%	7.44%	2.37%	3.69%	8.01%
Trust Income	17.89	16.77	14.92	13.03	12.39	12.64
Gain (Loss) on Sale of Investments	0.18	0.38	0.63	1	-0.17	-3.51
Other Non-Interest Income	16.71	16.31	16.9	13.31	15.12	14.63
Total Non-Interest Income	65.56	63.62	62.57	57.66	57.92	57.11
Non-Interest Income Growth	4.41%	1.68%	8.51%	-0.44%	1.41%	12.42%
Revenues Before Loan Losses	298.9	282.6	248.56	230.77	227.02	220.19
Provision for Loan Losses	11.86	12.44	10.95	6.81	4.91	-6.39
Revenue	287.05	270.16	237.61	223.96	222.11	226.58
Revenue Growth	13.08%	13.70%	6.09%	0.83%	-1.97%	21.98%
Salaries and Employee Benefits	85.13	81.61	76.07	70.34	69.42	71.46
Occupancy Expenses	8.38	8.08	7.46	8.9	8.38	8.31
Federal Deposit Insurance	2.94	2.83	2.59	2.48	1.45	1.38
Selling, General & Administrative	29.06	29.14	26.27	22.61	21.12	19.36
Other Non-Interest Expense	19.94	19.96	17.29	20.18	19.7	13.67
Total Non-Interest Expense	147.1	143.07	130.92	125.39	121.07	115.93
EBT Excluding Unusual Items	139.95	127.09	106.69	98.57	101.04	110.64
Pretax Income	139.95	127.09	106.69	98.57	101.04	110.64
Income Tax Expense	31.94	29.03	23.87	20.56	19.23	22.7
Net Income	108	98.06	82.81	78	81.81	87.94
Net Income to Common	108	98.06	82.81	78	81.81	87.94
Net Income Growth	18.03%	18.41%	6.17%	-4.66%	-6.97%	47.79%
Basic Shares Outstanding	18	18	18	18	18	18
Diluted Shares Outstanding	18	18	18	18	18	18
Shares Change	0.33%	0.37%	0.43%	0.27%	0.26%	0.27%
EPS (Basic)	5.99	5.44	4.61	4.36	4.59	4.94
EPS (Diluted)	5.97	5.43	4.61	4.36	4.58	4.94
EPS Growth	17.53%	17.79%	5.73%	-4.80%	-7.29%	47.46%
Dividend Per Share	2.120	2.000	1.860	2.000	1.680	1.570
Dividend Growth	12.77%	7.53%	-7.00%	19.05%	7.01%	2.61%
Effective Tax Rate	22.82%	22.84%	22.38%	20.86%	19.03%	20.52%

SEC Filings: 10-K · 10-Q