Community Trust Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	233.34	218.98	186	173.11	169.1	163.08
Net Interest Income Growth	15.50%	17.73%	7.44%	2.37%	3.69%	8.01%
Non-Interest Income	62.48	63.62	62.57	57.66	57.92	60.46
Non-Interest Income Growth	-0.50%	1.68%	8.51%	-0.44%	-4.21%	10.82%
Revenues Before Loan Losses	295.82	282.6	248.56	230.77	227.02	223.54
Provision for Credit Losses	11.86	12.44	10.95	6.81	4.91	-6.39
Revenue	283.96	270.16	237.61	223.96	222.11	229.93
Revenue Growth	11.87%	13.70%	6.09%	0.83%	-3.40%	21.33%
Compensation Expenses	65.81	85.48	79.43	73.71	72.49	74.11
Selling, General & Admin	28.25	33.34	30.38	28.13	26.43	25.02
Other Non-Interest Expenses	19.28	24.25	21.12	23.55	22.15	20.15
Total Non-Interest Expense	147.1	143.07	130.92	125.39	121.07	119.29
Pretax Income	139.95	127.09	106.69	98.57	101.04	110.64
Provision for Income Taxes	31.94	29.03	23.87	20.56	19.23	22.7
Net Income	108	98.06	82.81	78	81.81	87.94
Net Income to Common	108	98.06	82.81	78	81.81	87.94
Net Income Growth	18.03%	18.41%	6.17%	-4.66%	-6.97%	47.79%
Shares Outstanding (Basic)	18	18	18	18	18	18
Shares Outstanding (Diluted)	18	18	18	18	18	18
Shares Change	0.37%	0.37%	0.43%	0.27%	0.26%	0.27%
EPS (Basic)	5.99	5.44	4.61	4.36	4.59	4.94
EPS (Diluted)	5.97	5.43	4.61	4.36	4.59	4.94
EPS Growth	17.52%	17.79%	5.73%	-5.01%	-7.08%	47.46%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Free Cash Flow	-	97.39	97.25	79.53	93.47	113.32
Free Cash Flow Growth	-	0.14%	22.28%	-14.91%	-17.52%	86.09%
Free Cash Flow Per Share	-	5.40	5.41	4.44	5.24	6.36
Dividends Per Share	2.120	2.000	1.860	2.000	1.680	1.570
Dividend Growth	12.77%	7.53%	-7.00%	19.05%	7.01%	2.61%
Profit Margin	38.03%	36.30%	34.85%	34.83%	36.83%	38.25%
FCF Margin	-	36.05%	40.93%	35.51%	42.08%	49.29%
Effective Tax Rate	22.83%	22.84%	22.38%	20.86%	19.03%	20.52%

SEC Filings: 10-K · 10-Q