Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
62.20
-1.55 (-2.43%)
At close: Aug 1, 2025, 4:00 PM
61.80
-0.40 (-0.64%)
After-hours: Aug 1, 2025, 7:54 PM EDT

Customers Bancorp Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Interest Income on Loans
963.99947.531,033745.31736.82512.05
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Interest Income on Investments
340.94380.3334.62140.0644.0631.26
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Total Interest Income
1,3051,3281,367885.37780.88543.3
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Interest Paid on Deposits
566.16603.31576.44226.2462.6492.05
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Interest Paid on Borrowings
68.2670.12103.4735.4133.1747.57
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Total Interest Expense
634.41673.43679.91261.6595.81139.62
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Net Interest Income
670.52654.4687.45623.72685.07403.69
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Net Interest Income Growth (YoY)
-4.26%-4.81%10.22%-8.96%69.70%45.57%
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Mortgage Banking Activities
4.214.14.46.7412.8713.23
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Gain (Loss) on Sale of Assets
-----2.84-
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Gain (Loss) on Sale of Investments
-79.38-27.01-0.57-23.1631.3921.53
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Gain (Loss) on Sale of Equity Investments
0.3911.43----
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Other Non-Interest Income
103.4687.5472.9861.4925.1124.53
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Total Non-Interest Income
13.2860.4370.5724.7577.8763.82
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Non-Interest Income Growth (YoY)
-85.03%-14.36%185.08%-68.21%22.01%80.87%
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Revenues Before Loan Losses
683.8714.84758.01648.47762.94467.51
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Provision for Loan Losses
87.3473.4574.6160.0727.4362.77
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596.46641.39683.4588.41735.52404.73
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Revenue Growth (YoY)
-17.44%-6.15%16.14%-20.00%81.73%40.35%
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Salaries and Employee Benefits
168.95161.4120.6998.2294.3481.18
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Occupancy Expenses
36.1534.7432.126.2820.1216.92
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Federal Deposit Insurance
41.6441.6835.048.8710.0611.66
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Selling, General & Administrative
126.01128.65124.28139.46135.4688.07
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Other Non-Interest Expense
51.0550.5436.4731.8134.3315.78
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Total Non-Interest Expense
423.79417.01348.57304.63294.31213.61
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EBT Excluding Unusual Items
172.67224.37334.84283.78441.21191.12
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Legal Settlements
---4.17.52--
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Pretax Income
172.67224.37330.74291.3441.21189.76
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Income Tax Expense
25.1642.980.663.2686.9446.72
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Earnings From Continuing Operations
147.51181.47250.14228.03354.27143.04
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Earnings From Discontinued Operations
-----39.62-10.46
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Net Income
147.51181.47250.14228.03314.65132.58
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Preferred Dividends & Other Adjustments
15.9415.0414.79.6314.5114.04
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Net Income to Common
131.57166.43235.45218.4300.13118.54
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Net Income Growth
-42.53%-27.45%9.70%-27.53%137.33%67.13%
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Basic Shares Outstanding
313231333232
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Diluted Shares Outstanding
333332343432
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Shares Change (YoY)
-0.05%1.74%-4.14%-0.45%6.21%0.26%
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EPS (Basic)
4.185.287.496.699.293.76
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EPS (Diluted)
4.055.097.326.518.903.74
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EPS Growth
-45.39%-30.46%12.44%-26.89%138.06%82.02%
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Effective Tax Rate
14.57%19.12%24.37%21.72%19.71%24.62%
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Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q