Customers Bancorp, Inc. (CUBI)

Customers Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	750.49	654.4	687.45	623.72	685.07
Net Interest Income Growth	14.68%	-4.81%	10.22%	-8.96%	69.70%
Non-Interest Income	67.82	60.43	70.57	32.27	77.87
Non-Interest Income Growth	12.23%	-14.36%	118.66%	-58.55%	24.84%
Revenues Before Loan Losses	818.31	714.84	758.01	655.99	762.94
Provision for Credit Losses	97.96	73.45	74.61	60.07	27.43
Revenue	720.35	641.39	683.4	595.93	735.52
Revenue Growth (YoY)	12.31%	-6.15%	14.68%	-18.98%	82.38%
Compensation Expenses	188.99	175.84	133.28	112.37	108.2
Selling, General & Admin	111.94	116.41	113.89	128.61	123.9
Other Non-Interest Expenses	131	124.77	105.5	63.65	62.21
Total Non-Interest Expense	431.92	417.01	352.66	304.63	294.31
Pretax Income	288.43	224.37	330.74	291.3	441.21
Provision for Income Taxes	64.34	42.9	80.6	63.26	86.94
Net Income	209.18	166.43	235.45	218.4	300.13
Net Income Attributable to Preferred Dividends	14.91	15.04	14.7	9.63	14.51
Net Income to Common	209.18	166.43	235.45	218.4	300.13
Net Income Growth	25.69%	-29.31%	7.80%	-27.23%	153.20%
Shares Outstanding (Basic)	32	32	31	33	32
Shares Outstanding (Diluted)	33	33	32	34	34
Shares Change (YoY)	2.20%	1.74%	-4.14%	-0.45%	6.21%
EPS (Basic)	6.46	5.28	7.49	6.69	9.29
EPS (Diluted)	6.26	5.09	7.32	6.51	8.91
EPS Growth	22.99%	-30.46%	12.44%	-26.94%	138.23%
Free Cash Flow	481.02	143.57	124.14	-24.87	-24.99
Free Cash Flow Growth	235.05%	15.65%	-	-	-
Free Cash Flow Per Share	14.39	4.39	3.86	-0.74	-0.74
Profit Margin	31.11%	28.29%	36.60%	38.27%	42.78%
FCF Margin	66.78%	22.38%	18.16%	-4.17%	-3.40%
EBITDA	41.8	33.55	31.81	27.16	21.67
EBITDA Margin	5.80%	5.23%	4.66%	4.56%	2.95%
Effective Tax Rate	22.31%	19.12%	24.37%	21.72%	19.70%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q