Customers Bancorp, Inc. (CUBI)

Customers Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	4,186	3,786	3,846	455.81	518.03	693.35
Investment Securities	924.2	1,291	1,770	2,016	1,978	848.44
Trading Asset Securities	12.61	15.22	17.9	44.37	27.3	54.22
Mortgage-Backed Securities	1,888	1,720	1,739	1,812	1,839	361.85
Total Investments	2,825	3,027	3,527	3,872	3,844	1,265
Gross Loans	16,335	14,494	12,896	15,491	14,610	15,819
Allowance for Loan Losses	-151.81	-136.78	-135.31	-130.92	-137.8	-144.18
Other Adjustments to Gross Loans	-62.5	-45.47	-34.59	-24.9	-57.38	-65.78
Net Loans	16,120	14,312	12,726	15,335	14,415	15,609
Property, Plant & Equipment	309.39	255.93	227.55	221.03	138.95	130.68
Other Intangible Assets	3.63	3.63	3.63	3.63	3.74	3.97
Loans Held for Sale	30.9	204.79	340.32	328.31	16.25	79.09
Accrued Interest Receivable	106.38	108.35	114.77	123.37	92.24	80.41
Other Current Assets	-	-	-	-	-	62.06
Long-Term Deferred Tax Assets	-	1.68	12.61	45.81	-	10.55
Other Real Estate Owned & Foreclosed	12.47	-	0.1	-	-	0.04
Other Long-Term Assets	563.27	608.11	516.59	509.13	509.87	458.52
Total Assets	24,260	22,308	21,316	20,896	19,575	18,439
Interest Bearing Deposits	13,034	12,435	13,311	16,186	12,059	8,655
Institutional Deposits	990.3	803.1	186.3	85.5	259	297.7
Non-Interest Bearing Deposits	6,381	5,608	4,422	1,885	4,460	2,357
Total Deposits	20,405	18,846	17,920	18,157	16,778	11,310
Short-Term Borrowings	67.3	122.57	27.1	342.08	801.54	1,198
Current Portion of Long-Term Debt	-	-	24.91	-	99.77	-
Current Portion of Leases	1.9	5.76	-	-	-	-
Accrued Interest Payable	187.3	140.42	192.21	159.94	197.22	29.51
Other Current Liabilities	-	-	-	-	-	39.7
Long-Term Debt	281.89	281.58	281.16	305.53	304.99	4,720
Federal Home Loan Bank Debt, Long-Term	1,145	1,028	1,203	500	-	-
Long-Term Leases	38.35	32.12	18.05	19.05	14.52	18.01
Pension & Post-Retirement Benefits	-	9.4	8.1	6.6	7.9	6.4
Long-Term Deferred Tax Liabilities	-	-	-	-	2.84	-
Other Long-Term Liabilities	6.9	4.9	2.9	3	2.1	-
Total Liabilities	22,134	20,472	19,678	19,493	18,209	17,322
Preferred Stock, Redeemable	82.2	137.79	137.79	137.79	137.79	217.47
Common Stock	36.16	35.76	35.46	35.01	34.72	32.99
Additional Paid-In Capital	662.25	575.33	564.54	551.72	542.39	455.59
Retained Earnings	1,465	1,326	1,160	924.13	705.73	438.58
Treasury Stock	-68.57	-141.65	-122.41	-82.6	-49.44	-21.78
Comprehensive Income & Other	-51.09	-96.56	-136.57	-163.1	-4.98	-5.76
Total Common Equity	2,044	1,699	1,501	1,265	1,228	899.62
Shareholders' Equity	2,126	1,837	1,638	1,403	1,366	1,117
Total Liabilities & Equity	24,260	22,308	21,316	20,896	19,575	18,439
Total Debt	1,535	1,470	1,554	1,167	1,221	5,937
Net Cash (Debt)	2,663	2,331	2,310	-666.48	-675.5	-5,189
Net Cash Growth	61.88%	0.91%	-	-	-	-
Net Cash Per Share	81.39	71.24	71.83	-19.87	-20.05	-163.55
Filing Date Shares Outstanding	34.17	31.47	31.48	31.6	32.95	31.93
Total Common Shares Outstanding	34.16	31.35	31.44	32.37	32.91	31.71
Book Value Per Share	59.83	54.20	47.73	39.08	37.32	28.37
Tangible Book Value	2,040	1,695	1,497	1,262	1,225	895.65
Tangible Book Value Per Share	59.72	54.08	47.61	38.97	37.21	28.25

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q