Customers Bancorp, Inc. (CUBI)

Customers Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Year	2023	2022	2021	2020	2019
Net Income	235.45	218.4	300.13	118.54	64.87
Depreciation & Amortization	31.81	27.16	21.67	18.51	13.61
Share-Based Compensation	12.59	14.15	13.86	12.88	9.85
Other Operating Activities	-169.81	-290.17	-79.01	-11.95	-24.51
Operating Cash Flow	124.73	-20.83	271.16	152.02	78.28
Operating Cash Flow Growth	-	-	78.37%	94.20%	-19.69%
Capital Expenditures	-38.73	-105.86	-22.86	-28.79	-50.07
Acquisitions	0	0	3.77	0	0
Change in Investments	3,140	-1,204.36	-1,137.7	-6,396.1	-1,394.18
Other Investing Activities	56.65	11.81	-44.46	-0.07	-0.19
Investing Cash Flow	3,158	-1,298.41	-1,201.26	-6,424.97	-1,444.44
Share Issuance / Repurchase	-36.69	-32.63	0.1	0.92	1.58
Debt Issued / Paid	700	325	-4,491.22	4,127	772.51
Other Financing Activities	-555.22	964.64	5,246	2,626	742.44
Financing Cash Flow	108.09	1,257	754.78	6,754	1,517
Net Cash Flow	3,391	-62.23	-175.32	480.85	150.37
Free Cash Flow	86	-126.69	248.31	123.23	28.21
Free Cash Flow Growth	-	-	101.50%	336.85%	-51.77%
Free Cash Flow Margin	12.58%	-21.26%	33.76%	30.45%	9.78%
Free Cash Flow Per Share	2.74	-3.90	7.66	3.90	0.90

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).