Customers Bancorp, Inc. (CUBI)

Customers Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-	181.47	250.14	228.03	314.65
Depreciation & Amortization	-	1.01	1.92	4.18	3.84
Other Amortization	-	32.54	29.9	22.98	17.82
Gain (Loss) on Sale of Assets	-	-	-	-	2.84
Gain (Loss) on Sale of Investments	-	20.76	-6.44	22.97	-38.13
Total Asset Writedown	-	-	0.12	1.36	-
Provision for Credit Losses	-	46.72	-15.97	6.55	-196.38
Net Decrease (Increase) in Loans Originated / Sold - Operating	-	-12.68	-206.09	-306.9	-8.71
Accrued Interest Receivable	-	-99.98	23.58	-3.59	46.66
Other Operating Activities	-	-10.59	10.4	-8.79	48.96
Net Cash from Discontinued Operations	-	-	-	-	-24.38
Operating Cash Flow	-	145.06	124.73	-20.83	271.16
Operating Cash Flow Growth	-	16.30%	-	-	78.37%
Capital Expenditures	-	-65.19	-41.34	-113.35	-32.95
Sale of Property, Plant and Equipment	-	18.49	2.61	7.49	10.09
Investment in Securities	-	679.72	798.65	149.79	-2,619
Income (Loss) Equity Investments	-	-11.43	-	-	-
Divestitures	-	-	-	-	3.77
Net Decrease (Increase) in Loans Originated / Sold - Investing	-	-1,658	2,376	-1,351	1,475
Other Investing Activities	-	18.44	21.53	8.63	-37.68
Investing Cash Flow	-	-1,006	3,158	-1,298	-1,201
Short-Term Debt Issued	-	100	-	-	-
Long-Term Debt Issued	-	155	2,565	500	98.8
Total Debt Issued	-	255	2,565	500	98.8
Short-Term Debt Repaid	-	-	-300	-475	-325
Long-Term Debt Repaid	-	-350	-1,865	-100	-4,415
Total Debt Repaid	-	-350	-2,165	-575	-4,740
Net Debt Issued (Repaid)	-	-95	400	-75	-4,641
Issuance of Common Stock	-	1.76	3.11	0.53	27.76
Repurchase of Common Stock	-	-24.7	-42.24	-38.23	-33.23
Preferred Share Repurchases	-	-	-	-	-82.5
Preferred Dividends Paid	-	-15.15	-14.64	-9.33	-10.83
Total Dividends Paid	-	-15.15	-14.64	-9.33	-10.83
Net Increase (Decrease) in Deposit Accounts	-	933.7	-238.15	1,379	5,468
Other Financing Activities	-	-	-	-	26.8
Financing Cash Flow	-	800.62	108.09	1,257	754.78
Net Cash Flow	-	-60.42	3,391	-62.23	-175.32
Free Cash Flow	-	79.87	83.39	-134.17	238.21
Free Cash Flow Growth	-	-4.22%	-	-	93.31%
Free Cash Flow Margin	-	12.45%	12.20%	-22.80%	32.39%
Free Cash Flow Per Share	-	2.44	2.59	-4.00	7.07
Cash Interest Paid	-	715.21	649.54	226.99	107.92
Cash Income Tax Paid	-	57.59	44.97	80.05	94.09

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q