Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $1.50 billion. The enterprise value is -$149.65 million.
Important Dates
The next estimated earnings date is Thursday, January 23, 2025, after market close.
| Earnings Date | Jan 23, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 31.35 million shares outstanding. The number of shares has increased by 1.29% in one year.
| Current Share Class | 31.35M |
| Shares Outstanding | 31.35M |
| Shares Change (YoY) | +1.29% |
| Shares Change (QoQ) | +0.21% |
| Owned by Insiders (%) | 6.75% |
| Owned by Institutions (%) | 92.01% |
| Float | 29.23M |
Valuation Ratios
The trailing PE ratio is 7.75 and the forward PE ratio is 8.67.
| PE Ratio | 7.75 |
| Forward PE | 8.67 |
| PS Ratio | 2.24 |
| Forward PS | 2.14 |
| PB Ratio | 0.90 |
| P/TBV Ratio | 0.90 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.88%.
| Return on Equity (ROE) | 12.88% |
| Return on Assets (ROA) | 1.00% |
| Return on Capital (ROIC) | n/a |
| Revenue Per Employee | $942,305 |
| Profits Per Employee | $282,053 |
| Employee Count | 714 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $55.75 million in taxes.
| Income Tax | 55.75M |
| Effective Tax Rate | 20.47% |
Stock Price Statistics
The stock price has decreased by -16.30% in the last 52 weeks. The beta is 1.66, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.66 |
| 52-Week Price Change | -16.30% |
| 50-Day Moving Average | 51.34 |
| 200-Day Moving Average | 50.06 |
| Relative Strength Index (RSI) | 33.25 |
| Average Volume (20 Days) | 360,670 |
Short Selling Information
The latest short interest is 1.98 million, so 6.33% of the outstanding shares have been sold short.
| Short Interest | 1.98M |
| Short Previous Month | 2.32M |
| Short % of Shares Out | 6.33% |
| Short % of Float | 6.79% |
| Short Ratio (days to cover) | 4.24 |
Income Statement
In the last 12 months, CUBI had revenue of $672.81 million and earned $201.39 million in profits. Earnings per share was $6.16.
| Revenue | 672.81M |
| Gross Profit | 672.81M |
| Operating Income | 317.98M |
| Pretax Income | 336.61M |
| Net Income | 201.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.16 |
Full Income StatementBalance Sheet
The company has $3.10 billion in cash and $1.46 billion in debt, giving a net cash position of $1.65 billion or $52.48 per share.
| Cash & Cash Equivalents | 3.10B |
| Total Debt | 1.46B |
| Net Cash | 1.65B |
| Net Cash Per Share | $52.48 |
| Equity (Book Value) | 1.80B |
| Book Value Per Share | 53.07 |
| Working Capital | -14.73B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$106.72 million and capital expenditures -$52.86 million, giving a free cash flow of -$159.58 million.
| Operating Cash Flow | -106.72M |
| Capital Expenditures | -52.86M |
| Free Cash Flow | -159.58M |
| FCF Per Share | -$5.09 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 47.26% |
| Pretax Margin | 40.49% |
| Profit Margin | 32.20% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |