Customers Bancorp, Inc. (CUBI)
NYSE: CUBI · Real-Time Price · USD
48.76
-1.57 (-3.12%)
Apr 25, 2025, 4:00 PM EDT - Market closed

Customers Bancorp Statistics

Total Valuation

CUBI has a market cap or net worth of $1.53 billion. The enterprise value is -$457.54 million.

Market Cap 1.53B
Enterprise Value -457.54M

Important Dates

The last earnings date was Thursday, April 24, 2025, after market close.

Earnings Date Apr 24, 2025
Ex-Dividend Date n/a

Share Statistics

CUBI has 31.48 million shares outstanding. The number of shares has increased by 1.37% in one year.

Current Share Class 31.48M
Shares Outstanding 31.48M
Shares Change (YoY) +1.37%
Shares Change (QoQ) +0.86%
Owned by Insiders (%) 7.07%
Owned by Institutions (%) 92.21%
Float 29.24M

Valuation Ratios

The trailing PE ratio is 12.26 and the forward PE ratio is 7.99.

PE Ratio 12.26
Forward PE 7.99
PS Ratio 2.69
Forward PS 2.13
PB Ratio 0.93
P/TBV Ratio 0.90
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF n/a
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 8.14%.

Return on Equity (ROE) 8.14%
Return on Assets (ROA) 0.66%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $745,902
Profits Per Employee $163,967
Employee Count 793
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, CUBI has paid $26.23 million in taxes.

Income Tax 26.23M
Effective Tax Rate 15.35%

Stock Price Statistics

The stock price has decreased by -2.62% in the last 52 weeks. The beta is 1.48, so CUBI's price volatility has been higher than the market average.

Beta (5Y) 1.48
52-Week Price Change -2.62%
50-Day Moving Average 49.99
200-Day Moving Average 51.19
Relative Strength Index (RSI) 53.11
Average Volume (20 Days) 378,009

Short Selling Information

The latest short interest is 2.01 million, so 6.38% of the outstanding shares have been sold short.

Short Interest 2.01M
Short Previous Month 1.68M
Short % of Shares Out 6.38%
Short % of Float 6.87%
Short Ratio (days to cover) 7.06

Income Statement

In the last 12 months, CUBI had revenue of $591.50 million and earned $130.03 million in profits. Earnings per share was $3.98.

Revenue 591.50M
Gross Profit 591.50M
Operating Income 210.85M
Pretax Income 336.61M
Net Income 130.03M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $3.98
Full Income Statement

Balance Sheet

The company has $3.43 billion in cash and $1.42 billion in debt, giving a net cash position of $2.01 billion or $63.96 per share.

Cash & Cash Equivalents 3.43B
Total Debt 1.42B
Net Cash 2.01B
Net Cash Per Share $63.96
Equity (Book Value) 1.86B
Book Value Per Share 54.40
Working Capital -15.57B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 35.65%
Pretax Margin 28.89%
Profit Margin 24.46%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

CUBI does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -1.37%
Shareholder Yield -1.37%
Earnings Yield 8.36%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for CUBI is $65.67, which is 34.68% higher than the current price. The consensus rating is "Buy".

Price Target $65.67
Price Target Difference 34.68%
Analyst Consensus Buy
Analyst Count 10
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.

Last Split Date May 22, 2014
Split Type Forward
Split Ratio 1.1:1

Scores

Altman Z-Score n/a
Piotroski F-Score 2