Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $1.71 billion. The enterprise value is -$266.13 million.
Important Dates
The last earnings date was Thursday, April 24, 2025, after market close.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 31.59 million shares outstanding. The number of shares has increased by 1.06% in one year.
| Current Share Class | 31.59M |
| Shares Outstanding | 31.59M |
| Shares Change (YoY) | +1.06% |
| Shares Change (QoQ) | -0.21% |
| Owned by Insiders (%) | 7.00% |
| Owned by Institutions (%) | 86.30% |
| Float | 29.37M |
Valuation Ratios
The trailing PE ratio is 13.68 and the forward PE ratio is 8.51.
| PE Ratio | 13.68 |
| Forward PE | 8.51 |
| PS Ratio | 2.90 |
| Forward PS | 2.28 |
| PB Ratio | 0.99 |
| P/TBV Ratio | 0.99 |
| P/FCF Ratio | 9.46 |
| P/OCF Ratio | 6.61 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 8.17 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.14%.
| Return on Equity (ROE) | 8.14% |
| Return on Assets (ROA) | 0.66% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $745,902 |
| Profits Per Employee | $163,967 |
| Employee Count | 793 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $26.23 million in taxes.
| Income Tax | 26.23M |
| Effective Tax Rate | 15.35% |
Stock Price Statistics
The stock price has increased by +10.57% in the last 52 weeks. The beta is 1.52, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.52 |
| 52-Week Price Change | +10.57% |
| 50-Day Moving Average | 49.48 |
| 200-Day Moving Average | 50.45 |
| Relative Strength Index (RSI) | 62.44 |
| Average Volume (20 Days) | 262,667 |
Short Selling Information
The latest short interest is 1.76 million, so 5.57% of the outstanding shares have been sold short.
| Short Interest | 1.76M |
| Short Previous Month | 2.01M |
| Short % of Shares Out | 5.57% |
| Short % of Float | 5.99% |
| Short Ratio (days to cover) | 4.83 |
Income Statement
In the last 12 months, CUBI had revenue of $591.50 million and earned $130.03 million in profits. Earnings per share was $3.98.
| Revenue | 591.50M |
| Gross Profit | 591.50M |
| Operating Income | 210.85M |
| Pretax Income | 336.61M |
| Net Income | 130.03M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.98 |
Full Income StatementBalance Sheet
The company has $3.44 billion in cash and $1.47 billion in debt, giving a net cash position of $1.97 billion or $62.39 per share.
| Cash & Cash Equivalents | 3.44B |
| Total Debt | 1.47B |
| Net Cash | 1.97B |
| Net Cash Per Share | $62.39 |
| Equity (Book Value) | 1.86B |
| Book Value Per Share | 54.85 |
| Working Capital | -15.72B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $258.00 million and capital expenditures -$77.85 million, giving a free cash flow of $180.15 million.
| Operating Cash Flow | 258.00M |
| Capital Expenditures | -77.85M |
| Free Cash Flow | 180.15M |
| FCF Per Share | $5.70 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 35.65% |
| Pretax Margin | 28.89% |
| Profit Margin | 24.46% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.46% |