Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $2.31 billion. The enterprise value is -$352.68 million.
Important Dates
The next estimated earnings date is Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 34.21 million shares outstanding. The number of shares has increased by 2.20% in one year.
| Current Share Class | 34.21M |
| Shares Outstanding | 34.21M |
| Shares Change (YoY) | +2.20% |
| Shares Change (QoQ) | +5.79% |
| Owned by Insiders (%) | 5.93% |
| Owned by Institutions (%) | 95.65% |
| Float | 32.17M |
Valuation Ratios
The trailing PE ratio is 10.77 and the forward PE ratio is 8.17.
| PE Ratio | 10.77 |
| Forward PE | 8.17 |
| PS Ratio | 3.20 |
| Forward PS | 2.71 |
| PB Ratio | 1.09 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 6.91 |
| P/OCF Ratio | 4.66 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 5.28 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.34%.
| Return on Equity (ROE) | 11.34% |
| Return on Assets (ROA) | 0.95% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.51% |
| Revenue Per Employee | $828,946 |
| Profits Per Employee | $240,717 |
| Employee Count | 869 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $64.34 million in taxes.
| Income Tax | 64.34M |
| Effective Tax Rate | 22.31% |
Stock Price Statistics
The stock price has increased by +32.05% in the last 52 weeks. The beta is 1.64, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.64 |
| 52-Week Price Change | +32.05% |
| 50-Day Moving Average | 74.87 |
| 200-Day Moving Average | 66.86 |
| Relative Strength Index (RSI) | 37.45 |
| Average Volume (20 Days) | 445,893 |
Short Selling Information
The latest short interest is 1.77 million, so 5.16% of the outstanding shares have been sold short.
| Short Interest | 1.77M |
| Short Previous Month | 1.50M |
| Short % of Shares Out | 5.16% |
| Short % of Float | 5.49% |
| Short Ratio (days to cover) | 4.18 |
Income Statement
In the last 12 months, CUBI had revenue of $720.35 million and earned $209.18 million in profits. Earnings per share was $6.26.
| Revenue | 720.35M |
| Gross Profit | 720.35M |
| Operating Income | 329.62M |
| Pretax Income | 288.43M |
| Net Income | 209.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.26 |
Full Income StatementBalance Sheet
The company has $4.42 billion in cash and $1.76 billion in debt, with a net cash position of $2.66 billion or $77.75 per share.
| Cash & Cash Equivalents | 4.42B |
| Total Debt | 1.76B |
| Net Cash | 2.66B |
| Net Cash Per Share | $77.75 |
| Equity (Book Value) | 2.12B |
| Book Value Per Share | 61.87 |
| Working Capital | -16.45B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $494.76 million and capital expenditures -$161.06 million, giving a free cash flow of $333.70 million.
| Operating Cash Flow | 494.76M |
| Capital Expenditures | -161.06M |
| Free Cash Flow | 333.70M |
| FCF Per Share | $9.75 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 45.76% |
| Pretax Margin | 40.04% |
| Profit Margin | 31.11% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 46.32% |
Dividends & Yields
CUBI does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -2.20% |
| Shareholder Yield | -2.20% |
| Earnings Yield | 9.07% |
| FCF Yield | 14.46% |
Analyst Forecast
The average price target for CUBI is $86.86, which is 28.80% higher than the current price. The consensus rating is "Buy".
| Price Target | $86.86 |
| Price Target Difference | 28.80% |
| Analyst Consensus | Buy |
| Analyst Count | 7 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.
| Last Split Date | May 22, 2014 |
| Split Type | Forward |
| Split Ratio | 1.1:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
