Customers Bancorp Statistics
Total Valuation
CUBI has a market cap or net worth of $1.58 billion. The enterprise value is -$753.01 million.
Important Dates
The next estimated earnings date is Thursday, April 24, 2025, after market close.
| Earnings Date | Apr 24, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CUBI has 31.47 million shares outstanding. The number of shares has increased by 1.74% in one year.
| Current Share Class | 31.47M |
| Shares Outstanding | 31.47M |
| Shares Change (YoY) | +1.74% |
| Shares Change (QoQ) | -0.64% |
| Owned by Insiders (%) | 6.92% |
| Owned by Institutions (%) | 89.52% |
| Float | 29.28M |
Valuation Ratios
The trailing PE ratio is 9.85 and the forward PE ratio is 8.21.
| PE Ratio | 9.85 |
| Forward PE | 8.21 |
| PS Ratio | 2.46 |
| Forward PS | 2.18 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 0.93 |
| P/FCF Ratio | 19.75 |
| P/OCF Ratio | 10.88 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 18.41 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.44%.
| Return on Equity (ROE) | 10.44% |
| Return on Assets (ROA) | 0.83% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $808,811 |
| Profits Per Employee | $209,873 |
| Employee Count | 793 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, CUBI has paid $42.90 million in taxes.
| Income Tax | 42.90M |
| Effective Tax Rate | 19.12% |
Stock Price Statistics
The stock price has decreased by -5.20% in the last 52 weeks. The beta is 1.75, so CUBI's price volatility has been higher than the market average.
| Beta (5Y) | 1.75 |
| 52-Week Price Change | -5.20% |
| 50-Day Moving Average | 53.42 |
| 200-Day Moving Average | 51.21 |
| Relative Strength Index (RSI) | 41.73 |
| Average Volume (20 Days) | 284,804 |
Short Selling Information
The latest short interest is 1.84 million, so 5.85% of the outstanding shares have been sold short.
| Short Interest | 1.84M |
| Short Previous Month | 1.64M |
| Short % of Shares Out | 5.85% |
| Short % of Float | 6.28% |
| Short Ratio (days to cover) | 6.79 |
Income Statement
In the last 12 months, CUBI had revenue of $641.39 million and earned $166.43 million in profits. Earnings per share was $5.09.
| Revenue | 641.39M |
| Gross Profit | 641.39M |
| Operating Income | 266.06M |
| Pretax Income | 336.61M |
| Net Income | 166.43M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $5.09 |
Full Income StatementBalance Sheet
The company has $3.80 billion in cash and $1.47 billion in debt, giving a net cash position of $2.33 billion or $74.07 per share.
| Cash & Cash Equivalents | 3.80B |
| Total Debt | 1.47B |
| Net Cash | 2.33B |
| Net Cash Per Share | $74.07 |
| Equity (Book Value) | 1.84B |
| Book Value Per Share | 54.20 |
| Working Capital | -15.00B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $145.06 million and capital expenditures -$65.19 million, giving a free cash flow of $79.87 million.
| Operating Cash Flow | 145.06M |
| Capital Expenditures | -65.19M |
| Free Cash Flow | 79.87M |
| FCF Per Share | $2.54 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.48% |
| Pretax Margin | 34.98% |
| Profit Margin | 28.29% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 12.45% |