Customers Bancorp, Inc. (CUBI)

Customers Bancorp Statistics

Total Valuation

CUBI has a market cap or net worth of $2.55 billion. The enterprise value is -$158.11 million.

Market Cap	2.55B
Enterprise Value	-158.11M

Important Dates

The last earnings date was Thursday, January 22, 2026, after market close.

Earnings Date	Jan 22, 2026
Ex-Dividend Date	n/a

Share Statistics

CUBI has 34.19 million shares outstanding. The number of shares has increased by 2.20% in one year.

Current Share Class	34.19M
Shares Outstanding	34.19M
Shares Change (YoY)	+2.20%
Shares Change (QoQ)	+5.85%
Owned by Insiders (%)	5.94%
Owned by Institutions (%)	92.57%
Float	32.15M

Valuation Ratios

The trailing PE ratio is 11.90 and the forward PE ratio is 9.17.

PE Ratio	11.90
Forward PE	9.17
PS Ratio	3.35
Forward PS	3.14
PB Ratio	1.20
P/TBV Ratio	1.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.34%.

Return on Equity (ROE)	11.34%
Return on Assets (ROA)	0.95%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	7.87%
Revenue Per Employee	$827,993
Profits Per Employee	$240,440
Employee Count	870
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CUBI has paid $64.34 million in taxes.

Income Tax	64.34M
Effective Tax Rate	22.31%

Stock Price Statistics

The stock price has increased by +48.65% in the last 52 weeks. The beta is 1.62, so CUBI's price volatility has been higher than the market average.

Beta (5Y)	1.62
52-Week Price Change	+48.65%
50-Day Moving Average	72.84
200-Day Moving Average	63.35
Relative Strength Index (RSI)	46.47
Average Volume (20 Days)	301,379

Short Selling Information

The latest short interest is 1.59 million, so 4.66% of the outstanding shares have been sold short.

Short Interest	1.59M
Short Previous Month	1.48M
Short % of Shares Out	4.66%
Short % of Float	4.96%
Short Ratio (days to cover)	3.82

Income Statement

In the last 12 months, CUBI had revenue of $720.35 million and earned $209.18 million in profits. Earnings per share was $6.26.

Revenue	720.35M
Gross Profit	720.35M
Operating Income	329.62M
Pretax Income	288.43M
Net Income	209.18M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$6.26

Balance Sheet

The company has $4.41 billion in cash and $1.71 billion in debt, with a net cash position of $2.71 billion or $79.14 per share.

Cash & Cash Equivalents	4.41B
Total Debt	1.71B
Net Cash	2.71B
Net Cash Per Share	$79.14
Equity (Book Value)	2.12B
Book Value Per Share	61.87
Working Capital	-16.51B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	45.76%
Pretax Margin	40.04%
Profit Margin	31.11%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

CUBI does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.20%
Shareholder Yield	-2.20%
Earnings Yield	8.21%
FCF Yield	n/a

Analyst Forecast

The average price target for CUBI is $84.14, which is 12.91% higher than the current price. The consensus rating is "Buy".

Price Target	$84.14
Price Target Difference	12.91%
Analyst Consensus	Buy
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on May 22, 2014. It was a forward split with a ratio of 1.1:1.

Last Split Date	May 22, 2014
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2