Orrstown Financial Services, Inc. (ORRF)
NASDAQ: ORRF · Real-Time Price · USD
27.31
+0.84 (3.17%)
At close: Apr 9, 2025, 4:00 PM
25.87
-1.44 (-5.26%)
Pre-market: Apr 10, 2025, 7:06 AM EDT
ORRF Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
| Interest Income on Loans | 210.29 | 126.6 | 93.53 | 84.23 | 87.49 | Upgrade
|
| Interest Income on Investments | 38.65 | 23.3 | 15.13 | 9.47 | 12.14 | Upgrade
|
| Total Interest Income | 248.93 | 149.9 | 108.65 | 93.7 | 99.63 | Upgrade
|
| Interest Paid on Deposits | 84.23 | 37.51 | 6.34 | 4.2 | 12.01 | Upgrade
|
| Interest Paid on Borrowings | 9.45 | 7.48 | 2.69 | 2.52 | 4.01 | Upgrade
|
| Total Interest Expense | 93.68 | 44.99 | 9.02 | 6.72 | 16.02 | Upgrade
|
| Net Interest Income | 155.25 | 104.91 | 99.63 | 86.97 | 83.61 | Upgrade
|
| Net Interest Income Growth (YoY) | 47.99% | 5.30% | 14.55% | 4.03% | 20.65% | Upgrade
|
| Trust Income | 11.5 | 7.69 | 7.63 | 7.9 | 6.91 | Upgrade
|
| Mortgage Banking Activities | 1.84 | 0.59 | 0.41 | 5.91 | 5.27 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | 1.1 | - | - | 2.8 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.25 | -0.05 | -0.16 | 0.64 | -0.02 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | -0.16 | -0.32 | -0.27 | -0.27 | -0.3 | Upgrade
|
| Other Non-Interest Income | 18.69 | 12.69 | 15.52 | 11.93 | 10.76 | Upgrade
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| Total Non-Interest Income | 37.44 | 25.65 | 26.95 | 29.15 | 28.31 | Upgrade
|
| Non-Interest Income Growth (YoY) | 45.93% | -4.82% | -7.55% | 2.98% | 0.09% | Upgrade
|
| Revenues Before Loan Losses | 192.69 | 130.56 | 126.58 | 116.13 | 111.92 | Upgrade
|
| Provision for Loan Losses | 16.55 | 1.68 | 4.19 | 1.09 | 5.33 | Upgrade
|
| Revenue | 176.14 | 128.88 | 122.39 | 115.04 | 106.59 | Upgrade
|
| Revenue Growth (YoY) | 36.68% | 5.30% | 6.40% | 7.92% | 10.25% | Upgrade
|
| Salaries and Employee Benefits | 67.86 | 48.63 | 45.85 | 42.05 | 41.26 | Upgrade
|
| Federal Deposit Insurance | 2.68 | 1.96 | 1.08 | 0.82 | 0.69 | Upgrade
|
| Amortization of Goodwill & Intangibles | 5.74 | 0.95 | 1.11 | 1.28 | 1.57 | Upgrade
|
| Selling, General & Administrative | 36.89 | 22.84 | 22.98 | 21.45 | 20.88 | Upgrade
|
| Other Non-Interest Expense | 11.72 | 8.41 | 8.6 | 8.54 | 8.16 | Upgrade
|
| Total Non-Interest Expense | 124.89 | 82.78 | 79.62 | 74.14 | 72.56 | Upgrade
|
| EBT Excluding Unusual Items | 51.25 | 46.09 | 42.77 | 40.9 | 34.03 | Upgrade
|
| Asset Writedown | - | - | - | - | -0.7 | Upgrade
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| Legal Settlements | -0.48 | - | -13 | - | - | Upgrade
|
| Pretax Income | 27.81 | 45.03 | 26.62 | 40.9 | 32.51 | Upgrade
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| Income Tax Expense | 5.76 | 9.37 | 4.58 | 8.01 | 6.05 | Upgrade
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| Net Income | 22.05 | 35.66 | 22.04 | 32.88 | 26.46 | Upgrade
|
| Net Income to Common | 22.05 | 35.66 | 22.04 | 32.88 | 26.46 | Upgrade
|
| Net Income Growth | -38.17% | 61.83% | -32.98% | 24.25% | 56.36% | Upgrade
|
| Basic Shares Outstanding | 15 | 10 | 11 | 11 | 11 | Upgrade
|
| Diluted Shares Outstanding | 15 | 10 | 11 | 11 | 11 | Upgrade
|
| Shares Change (YoY) | 42.92% | -2.53% | -3.60% | 0.65% | 4.95% | Upgrade
|
| EPS (Basic) | 1.49 | 3.45 | 2.09 | 3.00 | 2.42 | Upgrade
|
| EPS (Diluted) | 1.48 | 3.42 | 2.06 | 2.96 | 2.40 | Upgrade
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| EPS Growth | -56.73% | 66.02% | -30.40% | 23.33% | 49.07% | Upgrade
|
| Dividend Per Share | 0.860 | 0.800 | 0.760 | 0.740 | 0.680 | Upgrade
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| Dividend Growth | 7.50% | 5.26% | 2.70% | 8.82% | 13.33% | Upgrade
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| Effective Tax Rate | 20.70% | 20.81% | 17.20% | 19.60% | 18.60% | Upgrade
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Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.