Orrstown Financial Services, Inc. (ORRF)
NASDAQ: ORRF · Real-Time Price · USD
41.96
-0.22 (-0.52%)
Aug 28, 2026, 4:00 PM EDT - Market closed
ORRF Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 144.84 | 149.77 | 248.87 | 65.16 | 60.82 | 208.71 |
Investment Securities | 292.62 | 309.54 | 321.4 | 335.97 | 348.29 | 338.69 |
Trading Asset Securities | 9.94 | 14.68 | 13.48 | 11.38 | 10.66 | 1.17 |
Mortgage-Backed Securities | 656.66 | 654.1 | 518.32 | 180.15 | 167.54 | 136.35 |
Total Investments | 959.22 | 978.32 | 853.19 | 527.5 | 526.49 | 476.21 |
Gross Loans | 4,113 | 4,021 | 3,931 | 2,298 | 2,151 | 1,980 |
Allowance for Loan Losses | -46.63 | -47.68 | -48.69 | -28.7 | -25.18 | -21.18 |
Net Loans | 4,066 | 3,973 | 3,883 | 2,270 | 2,126 | 1,959 |
Property, Plant & Equipment | 63 | 64.88 | 63.66 | 40.22 | 38.6 | 44.56 |
Goodwill | 69.75 | 69.75 | 68.11 | 18.72 | 18.72 | 18.72 |
Other Intangible Assets | 33.57 | 37.99 | 47.77 | 2.41 | 3.08 | 4.18 |
Loans Held for Sale | 3.64 | 6.09 | 6.61 | 5.82 | 10.88 | 8.87 |
Accrued Interest Receivable | 19.79 | 21.47 | 21.06 | 13.63 | 11.03 | 8.23 |
Other Current Assets | - | - | 1.9 | - | 2 | 0.32 |
Long-Term Deferred Tax Assets | 32.69 | 33.93 | 42.65 | 22.02 | 24.03 | 11.65 |
Other Long-Term Assets | 219.25 | 207.04 | 205.26 | 99.15 | 100.71 | 94.3 |
Total Assets | 5,612 | 5,542 | 5,442 | 3,064 | 2,922 | 2,835 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Bearing Deposits | 3,551 | 3,510 | 3,559 | 2,051 | 1,946 | 1,868 |
Institutional Deposits | 148.47 | 147.81 | 170.11 | 76.41 | 36.52 | 44.02 |
Non-Interest Bearing Deposits | 920.85 | 870.91 | 894.18 | 430.96 | 494.13 | 553.24 |
Total Deposits | 4,620 | 4,529 | 4,623 | 2,559 | 2,476 | 2,465 |
Short-Term Borrowings | 17.87 | 254.09 | 113.44 | 120.75 | 133.27 | 24.06 |
Current Portion of Long-Term Debt | - | - | 15 | - | - | - |
Current Portion of Leases | 0.85 | 1.78 | - | - | - | - |
Accrued Interest Payable | - | 3.5 | 2.92 | 2.56 | 0.46 | 0.15 |
Long-Term Debt | 8.05 | 37.12 | 68.68 | 32.09 | 32.03 | 31.96 |
Federal Home Loan Bank Debt, Long-Term | 274.5 | 60 | 25 | 40 | 1.46 | 1.9 |
Long-Term Leases | 13.09 | 13.24 | 14.63 | 11.61 | 9.98 | 11.12 |
Pension & Post-Retirement Benefits | - | 34.8 | 36.8 | 18.9 | 17.32 | 16.24 |
Other Long-Term Liabilities | 56.12 | 17.41 | 25.34 | 14.45 | 22.77 | 12.55 |
Total Liabilities | 4,991 | 4,951 | 4,925 | 2,799 | 2,694 | 2,563 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Common Stock | 1.03 | 1.03 | 1.03 | 0.58 | 0.58 | 0.59 |
Additional Paid-In Capital | 421.96 | 424.6 | 423.27 | 189.03 | 189.26 | 189.69 |
Retained Earnings | 217.97 | 186.75 | 126.54 | 117.67 | 92.47 | 78.7 |
Treasury Stock | -1.48 | -5.64 | -7.84 | -13.75 | -13.51 | -1.77 |
Comprehensive Income & Other | -17.83 | -15.2 | -26.32 | -28.48 | -39.91 | 4.45 |
Shareholders' Equity | 621.65 | 591.54 | 516.68 | 265.06 | 228.9 | 271.66 |
Total Liabilities & Equity | 5,612 | 5,542 | 5,442 | 3,064 | 2,922 | 2,835 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 314.36 | 366.24 | 236.75 | 204.46 | 176.73 | 69.04 |
Net Cash (Debt) | -159.57 | -201.79 | 25.6 | -127.92 | -105.25 | 140.84 |
Net Cash Growth | - | - | - | - | - | 2229.09% |
Net Cash Per Share | -8.23 | -10.43 | 1.72 | -12.26 | -9.83 | 12.68 |
Filing Date Shares Outstanding | 19.67 | 19.62 | 19.51 | 10.71 | 10.73 | 11.14 |
Total Common Shares Outstanding | 19.67 | 19.51 | 19.39 | 10.61 | 10.67 | 11.18 |
Book Value Per Share | 31.60 | 30.32 | 26.65 | 24.98 | 21.45 | 24.29 |
Tangible Book Value | 518.33 | 483.79 | 400.81 | 243.92 | 207.09 | 248.75 |
Tangible Book Value Per Share | 26.35 | 24.80 | 20.67 | 22.98 | 19.41 | 22.24 |