Orrstown Financial Services, Inc. (ORRF)
NASDAQ: ORRF · Real-Time Price · USD
44.13
+0.03 (0.07%)
At close: Nov 13, 2026, 4:00 PM EST
44.90
+0.77 (1.74%)
After-hours: Nov 13, 2026, 7:45 PM EST
ORRF Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 87.27 | 80.86 | 22.05 | 35.66 | 22.04 | 32.88 |
Depreciation & Amortization | 14.03 | 15.27 | 9.69 | 4.34 | 4.62 | 5.31 |
Gain (Loss) on Sale of Assets | -0.13 | -0.1 | 0.38 | -1.29 | 1.83 | -0.31 |
Gain (Loss) on Sale of Investments | -21.49 | -23.29 | -13.05 | 2.46 | 2.17 | -0.36 |
Provision for Credit Losses | 1.81 | 0.03 | 16.55 | 1.68 | 4.19 | 1.09 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.94 | 1.81 | 0.14 | 5.02 | -5.42 | 6.94 |
Accrued Interest Receivable | -23.04 | 5.43 | -10.61 | 1.57 | -4.17 | -3.2 |
Other Operating Activities | -5.99 | 1.81 | -2.14 | -2.5 | -0.89 | 0.2 |
Operating Cash Flow | 61.7 | 74.73 | 34.96 | 43.7 | 36.19 | 40.81 |
Operating Cash Flow Growth | -7.36% | 113.78% | -20.00% | 20.75% | -11.32% | 35.27% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -2.24 | -4.24 | -1.58 | -2.29 | -0.9 | -1.25 |
Sale of Property, Plant and Equipment | - | 0.02 | - | 0.04 | - | - |
Cash Acquisitions | - | - | 45.28 | - | - | - |
Investment in Securities | -68 | -104.73 | 2.98 | 10.56 | -98.68 | -6.93 |
Income (Loss) Equity Investments | - | - | - | - | -0.98 | - |
Divestitures | - | - | - | -17.64 | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -216.48 | -69.56 | 26.76 | -145.3 | -168.16 | 1.78 |
Other Investing Activities | -4.29 | -5.64 | -12.45 | -1.15 | -3.25 | 3.31 |
Investing Cash Flow | -289.8 | -181.96 | 60.99 | -153.25 | -270.99 | -2.01 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 38.08 | - | - | 98.63 | 3.84 |
Long-Term Debt Issued | - | 135 | - | 40 | - | - |
Total Debt Issued | 275.6 | 173.08 | - | 40 | 98.63 | 3.84 |
Short-Term Debt Repaid | - | - | -14.37 | -14.65 | - | - |
Long-Term Debt Repaid | - | -47.5 | - | -1.46 | -0.44 | -56.15 |
Total Debt Repaid | -131 | -47.5 | -14.37 | -16.11 | -0.44 | -56.15 |
Net Debt Issued (Repaid) | 144.6 | 125.58 | -14.37 | 23.9 | 98.19 | -52.31 |
Issuance of Common Stock | 0.17 | 0.15 | 0.27 | 0.14 | 0.13 | 0.14 |
Repurchase of Common Stock | -2.17 | -2.27 | -2.39 | -2.96 | -14.46 | -2.38 |
Common Dividends Paid | -22.91 | -20.64 | -13.18 | -8.49 | -8.26 | -8.28 |
Net Increase (Decrease) in Deposit Accounts | 48.13 | -95.26 | 116.88 | 101.3 | 11.31 | 108.02 |
Other Financing Activities | 1.79 | 0.57 | 0.55 | - | - | -0.53 |
Financing Cash Flow | 169.6 | 8.13 | 87.76 | 113.89 | 86.91 | 44.65 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -58.5 | -99.1 | 183.71 | 4.34 | -147.89 | 83.45 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 59.46 | 70.5 | 33.38 | 41.41 | 35.3 | 39.56 |
Free Cash Flow Growth | -3.91% | 111.22% | -19.39% | 17.31% | -10.77% | 37.03% |
Free Cash Flow Margin | 23.13% | 27.97% | 18.95% | 32.13% | 28.84% | 34.39% |
Free Cash Flow Per Share | 3.06 | 3.64 | 2.24 | 3.97 | 3.30 | 3.56 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 101.7 | 103.37 | 93.32 | 42.89 | 8.72 | 6.81 |
Cash Income Tax Paid | 12.35 | 9.1 | 9.63 | 7.45 | 4.9 | 4.4 |